Description:
Financial planning in general. (Moderated)
|
|
|
Medicare question
|
| |
Medicare has just announced new premium bands for 2010. Essentially, beneficiaries whose adjusted income exceeds the target amounts ($85,000 single, $170,000 joint) will see steep premium hikes. Current beneficiaries whose income is under those thresholds will not see a premium increase for 2010. Rather, the increase that would have... more »
|
|
|
how to analyze property performance
|
| |
When buying an investment property, you have a couple numbers you can look at to see how the property is performing. Cap rate - NOI/purchase price cash on cash - cash generated/cash invested at the point of purchase, these numbers are easy to come by. How do you perform such an analysis over time?... more »
|
|
|
three LTC strategies
|
| |
If you have few retirement assets, then spending downing until qualifying medicare is a common strategy. If you have a large retirement asset base, that may pay for the three or so years of care you need. Your heirs may disagree. This is called self-insurance. Finally there is the difficult middle- those who neither want to... more »
|
|
|
Putting away cash for my kid
|
| |
Just had a child and people have given us gift of cash for us to spend on her. Well, seeing as we have all we need for her I thought I should sock what are essentially her pennies and dollars away for when she is older. We are talking about $1000 here and I'd like to be able to put it away somewhere that will earn ok for about 18-20 years. I... more »
|
|
|
Maximum IRA contributions for 2009?
|
| |
I am 64. I earn $25k a year. I also have pension and social security income. What is the maximum contribution I can make to a ROTH IRA and to a traditional IRA for 2009? If I can contribute to a traditional IRA can all/some of it be before tax money? I have already made a $6000 contribution to a ROTH which I believe is... more »
|
|
|
New business auto purchase
|
| |
Someone with a business (Schedule C) has asked about the 50% bonus depreciation set to expire at the end of this year. He is thinking of buying a new car (RX 350 Lexus crossover) later next year or early 2011 that will be used in his business. He historically has used his car 90% for business use and wants to know if it is worth... more »
|
|
|
Long Term Care Ins- Good or Bad?
|
| |
I know this is a tax problem, but it also falls under Financial Planning. My company offered for a short time to pay the 1st yr premium on Long Term Care Ins for anyone in the family. My mother-in-law thought it was a good idea and bought some just before she turned 80. Needless to say her premiums were HIGH, $3000/yr. Max pay of $75K @$60/day. Seemed OK,... more »
|
|
|
strong 52-week returns for closed end funds
|
| |
On Oct. 13, 2008 I posted a message here "closed-end fund are selling at big discounts". Looking at the closed-end fund section in the current (Oct 12, 2009) Barron's, many funds have astonishing 52-week market returns: rank ticker 52-week-return ...There are 55 funds with 52-week returns exceeding 100%. Looking at the... more »
|
|
|
FROM THE MODERATORS: Posting to misc.invest.financial-plan
|
| |
Misc.invest.financial-plan is a *moderated* newsgroup, meaning moderators review posts to assure compliance with the newsgroup's guidelines. In general you can expect that any well-tempered post dealing with general financial planning will be posted. Further: 1. Posters should trim posts to which they respond. "Trim" means... more »
|
|
|
|
