OT: Cash only?
asd
can print good looking "cashier's checks" I don't see any other option.
(Yes, I know that even cash could be fake.)
Thanks
Jonathan Kamens
I know whether they make good on fraudulent payments if they
allow one to occur, but it's worth looking into.
JerryL
it's a valid check and then deposit it directly into your account. On a
certified or bank check, most banks will allow you to deposit it as cash.
"asd" <judfs...@mobile.com> wrote in message
news:8TEvd.756394$8_6.411712@attbi_s04...
v
>Go to the buyer's bank and have the buyer withdraw cash...
Nice theory, may not be accepted bu the buyer in practice. Then he'd
have a decision to make.
-v.
Reply to NG only - this e.mail address goes to a kill file.
v
>You could always take the buyer to the bank and present the check to see if
>it's a valid check and then deposit it directly into your account. On a
>certified or bank check, most banks will allow you to deposit it as cash.
>
You seem to be missing the point. If the check later turns out to be
forged, his bank will then come back after HIM and debit his account.
Just because he withdrew the "cash" right away doesn't stop them from
debiting the account, putting it into a negative balance. Even if he
closed the account after getting the money they will still come back
after him retroactively. And he is supposed to go after the guy who
gave him the check.
Now, guess who will have greater success finding the person - OP's
bank finding him, or OP finding the scammer. It is a very legit
concern. Just because a check "clears" and the funds are "available"
does NOT get you off the hook, regardless of how common this
misconception is.
D. Gerasimatos
Money order? The cashier's check is still the accepted way. It's what
car dealers do. I certainly wouldn't want to drive to your house with
$20,000 cash to purchase your used car.
Dimitri
D. Gerasimatos
Christopher Green <cj.g...@worldnet.att.net> wrote:
>
>Not in California, where forged cashier's checks are epidemic. Money
>talks, and cash talks loudest.
>
>If it's too much cash to handle, a wire transfer might be a good idea.
I won't wire a dime until I get the car and I am sure you won't give me
the car until you receive the money.
Dimitri
Paul Pluzhnikov
> Not in California, where forged cashier's checks are epidemic.
Making a forged personal check that will pass careful inspection
is probably beyond all but the most sophisticated attacker
(micro-printing, watermarks etc.)
Making a forged cashier's check that will pass is certainly no
easier then making "the new $20", and that is apparently quite hard.
Are you sure there is really an "epidemic", and this isn't just an
urban legend?
Cheers,
--
In order to understand recursion you must first understand recursion.
Remove /-nsp/ for email.
Paul Pluzhnikov
> "Christopher Green" <cj.g...@worldnet.att.net> writes:
>
> > Not in California, where forged cashier's checks are epidemic.
>
> Are you sure there is really an "epidemic", and this isn't just an
> urban legend?
Oh, and if the cachier's check looks suspicious, couldn't you simply
call the bank that it is drawn on and verify that the check is real?
asd
"v" <vze8...@verizon.net> wrote in message
news:41bf4c09...@news.verizon.net...
> On Tue, 14 Dec 2004 12:49:20 -0500, someone wrote:
>
>>You could always take the buyer to the bank and present the check to see
>>if
>>it's a valid check and then deposit it directly into your account. On a
>>certified or bank check, most banks will allow you to deposit it as cash.
>>
> You seem to be missing the point. If the check later turns out to be
> forged, his bank will then come back after HIM and debit his account.
> Just because he withdrew the "cash" right away doesn't stop them from
> debiting the account, putting it into a negative balance. Even if he
> closed the account after getting the money they will still come back
> after him retroactively. And he is supposed to go after the guy who
> gave him the check.
Yes, this is my concern.
asd
"Shannon" <shann...@earthmail.net> wrote in message
news:328pneF...@individual.net...
> issue you a check on his behalf right there on the spot
Right; I consider this to be the "cash case".
Charles Spitzer
go to a check cashing place (which seem to be on every corner nowadays),
have him cash the check, and receive the cash.
Christopher Green
Not in California, where forged cashier's checks are epidemic. Money
talks, and cash talks loudest.
If it's too much cash to handle, a wire transfer might be a good idea.
--
Chris Green
TURTLE
"Paul Pluzhnikov" <ppluzhn...@charter.net> wrote in message
news:m34qiol...@salmon.parasoft.com...
This is Turtle.
A bank that the check is written has to tell you if it is good and all details
,date , time, number, and transfer CC number as to it being good and who name[s]
is on it.
Here is one for you. I can accept a check from you and at that second call the
bank and ask if it is good. i give them your name , amount , check number, and
account number off the check and the bank has to tell you if it is good or bad
right then. They can't tell you any details or how much money you have in the
account but they have to tell you if the check will cash that second you call.
The CC check is the same thing but even more important.
TURTLE
TURTLE
This is Turtle.
Have him bring a Cashier's Check and read off the bank that it is drawn on and
call them you and check to see if it is good. If it is written on them and they
say so. there is no credit money involved in a Cashier's check. When you get a
CC to be made out, at that second the money is gone from his account and there
is no coming back to talk about it. It's not just a check but a check that has
been cashed already and the money gone but you just have not got it yet. You
just can't stop a Cashier's Check if it was really drawn on your account the
second you filled it out at the bank. A CC check is really a check from the Bank
on the bank it was written on and the Bank is responciable for crediting the
funds to any bank or bank deposit holder.
Theif of the check it'self is just about the only way to make it not good. Now
if the bank Confirms the check and the two names on the CC check made out. I
don't see anyway around you not getting paid. Now if you take a CC and don't
call or check on it being good. Well get ready to play the court game of getting
your money back.
I just e-mailed a friend of mine in the banking business and got the scoop on CC
checks. He said the only way the check can be stopped is for a Drug or Murder
transaction [FBI or DEA a part of stopping it] , Payment for a Federal or State
Crime , or Bank that it is wrote on goes Bankrupt . Now the bank can go bankrupt
but you will be paid by the bank FICA program in less that 90 days by them.
So the only way is to not get paid is to make sure the bank really wrote it and
not accept the money for Murder or Crime. If your getting paid to get rid of
someones dead beat brother in law you might not get paid. I guess that is why
Hit Men don't take nothing but Cash and no cashier's checks.
TURTLE
Chip C
> "Christopher Green" <cj.g...@worldnet.att.net> writes:
>
> > Not in California, where forged cashier's checks are epidemic.
>
> Making a forged personal check that will pass careful inspection
> is probably beyond all but the most sophisticated attacker
> (micro-printing, watermarks etc.)
>
> Making a forged cashier's check that will pass is certainly no
> easier then making "the new $20", and that is apparently quite hard.
>
> Are you sure there is really an "epidemic", and this isn't just an
> urban legend?
I also have to wonder about this.
At some banks a "certifed check" is just your very own check with some
stamps on it. Now, that could be faked, for sure. But at others, a
certifed check (or bank draft, or cashier's check; they all seem to be
the same thing) is a whole different animal.
At any rate, I agree with the others in suggesting that you simply make
sure the guy shows up within banking hours so you can verify it
on-the-spot.
Cash? Try getting a pizza delivered and say the guy will need enough
change for a hundred. It won't happen. And you expect someone to show
up at your place with a car's worth of cash? Sure, there's folks who'll
do that - and I wouldn't want any of them to know where I live.
Chip C
asd
"Chip C" <chipc...@yahoo.com> wrote in message
news:1103568130....@f14g2000cwb.googlegroups.com...
...
> At any rate, I agree with the others in suggesting that you simply make
> sure the guy shows up within banking hours so you can verify it
> on-the-spot.
>
Yep, I may not have been clear but this was part of the alternative that I
included under "cash" (as you could actually get your cash at that moment.