Miss Manners on credit cards and protective clerks/managers
leno...@yahoo.com
What in the world is WRONG with the complainer's brain?
http://www.washingtonpost.com/wp-dyn/content/article/2008/12/02/AR2008120202943.html
Enjoy the third letter, too. (The subject is Miss Manners' biggest
peeve. You'd think people who write to her would know better by now
than to ask for help on this. Maybe only the youngest adults ARE
asking......?)
Lenona.
BigDog1
> It's the second letter down.
>
> What in the world is WRONG with the complainer's brain?
>
>
> Enjoy the third letter, too. (The subject is Miss Manners' biggest
> peeve. You'd think people who write to her would know better by now
> than to ask for help on this. Maybe only the youngest adults ARE
> asking......?)
>
> Lenona.
The complainer's brain is mush. But then so are the brains of some of
the posters in this and other consumer oriented groups who piss and
moan about this very issue from time to time.
Technically, asking for an ID is a violation of the merchant account
agreement. But that's just as stupid as those who complain about it.
You can't write a check without ID. How is a credit/debit card
transaction any different? If I had my way, by law, the only
transaction you could conduct without a valid, current state issued ID
is cash.
Coffee's For Closers
e1b171...@t2g2000yqm.googlegroups.com>, bigd...@gmail.com
says...
> On Dec 3, 12:56=A0pm, lenona...@yahoo.com wrote:
> > It's the second letter down.
> >
> > What in the world is WRONG with the complainer's brain?
> >
> > http://www.washingtonpost.com/wp-dyn/content/article/2008/12/02/AR200...
> >
> > Enjoy the third letter, too. (The subject is Miss Manners' biggest
> > peeve. You'd think people who write to her would know better by now
> > than to ask for help on this. Maybe only the youngest adults ARE
> > asking......?)
> The complainer's brain is mush. But then so are the brains of some of
> the posters in this and other consumer oriented groups who piss and
> moan about this very issue from time to time.
>
> Technically, asking for an ID is a violation of the merchant account
> agreement. But that's just as stupid as those who complain about it.
> You can't write a check without ID. How is a credit/debit card
> transaction any different? If I had my way, by law, the only
> transaction you could conduct without a valid, current state issued ID
> is cash.
The logic is to make a credit card transaction as easy as
possible. So that you won't be discouraged by the small extra
hassle of ID. The Visa and MasterCard associations want card
usage to be as easy as cash, or even easier.
The fact that checks/cheques require ID is considered an
advantage for credit and debit card issuers, since is makes cards
easier in comparison.
There is also the psychological factor of a consumer feeling
offended at any suggestion that s/he might be a lying, stealing
criminal. Many people feel entitled to be automatically trusted
by everyone they meet, in all situations. Although that attitude
is immature, it exists, and impacts attitudes towards business
trying to protect themselves.
That problem also arises in NON-business, interpersonal/social
interactions. There are people who will arrogantly demand that
you trust them, while in the same breath calling you a liar.
--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum
Dennis
<USENE...@THE-DOMAIN-IN.SIG> wrote:
>There is also the psychological factor of a consumer feeling
>offended at any suggestion that s/he might be a lying, stealing
>criminal. Many people feel entitled to be automatically trusted
>by everyone they meet, in all situations. Although that attitude
>is immature, it exists, and impacts attitudes towards business
>trying to protect themselves.
Or perhaps some recognize that expecting some minimum-wage register
monkey to be able to assess credit card security (or even care) is a
complete sham perpetrated by retailers.
Read here about an hilarious experiment to see to what ridiculous
extremes you can take the whole checkout line security issue and still
pass muster:
http://www.zug.com/pranks/credit/
Dennis (evil)
--
I'm behind the eight ball, ahead of the curve, riding the wave,
dodging the bullet and pushing the envelope. -George Carlin
hal...@aol.com
> On Fri, 5 Dec 2008 15:15:00 -0800, Coffee's For Closers
>
one day CC use will require a fingerprint or retinal scan to make
purchase.
its coming sooner or later, perhaps as part of a federal implanted ID
chip with everyones DNA fingerprints and other ID info,
for everyones safety you will be scaned, before flying , heck monitor
everyone with the implanted chips
Steve Daniels
compelled Coffee's For Closers <USENE...@THE-DOMAIN-IN.SIG>, to
say:
> The logic is to make a credit card transaction as easy as
> possible. So that you won't be discouraged by the small extra
> hassle of ID. The Visa and MasterCard associations want card
> usage to be as easy as cash, or even easier.
You know on the back, on that little strip where you're supposed
to put your signature? Mine says, "Ask for picture ID."
--
Real men don't text.
h
"Steve Daniels" <sdan...@gorge.net> wrote in message
news:3ffoj4ts8m623kqv5...@4ax.com...
the card agreement, and merchants are not supposed to accept unsigned cards.
If they do the charge can be easily contested. The post office, for example,
will not take your credit card if it is not signed. Neither will many
businesses, mine included. Also, at least here in NY, it is a violation of
the merchant agreement to ask a customer for ID if they are using a credit
card. So...if you don't sign your card I can't accept it, and I'm not
allowed to ask for the picture ID you'd rather give. How often are you able
to use the card for anything expect swipe purchases?
Evelyn Leeper
Mine says that, and I've never had a problem--including at the post
office. They ask for picture ID, I show it, and that's that.
--
Evelyn C. Leeper
Be braver. You cannot cross a chasm in two small jumps.
h
"Evelyn Leeper" <ele...@optonline.net> wrote in message
news:493c7e6a$0$4879$607e...@cv.net...
violation of your card agreement and any merchant who accepts your card is
violating their card acceptance agreement. Over the 17 years I had to do
daily PO runs for my business(prior to carrier pickup) I've seen quite a few
people at the post office who whose credit cards were refused. There's a
gigantic sign hanging from the ceiling listing the acceptable forms of
payment, and the first option says, "Credit Cards - unsigned cards will be
refused". And they are, always.
My favorite idiot is the one who leaves the signature panel blank because,
"If someone steals it, they could copy my signature." No, moron, if someone
steals it they can just sign the back themselves and use it with no
problems. The bottom line is just sign the damn thing and comply with the
rules. You're not libel for any fraudulent charges, so get over it. I've had
my card skimmed (info copied when scanned) three times and never had to pay
any of the thousands of fraudulent charges. The skimming has always happened
at full serve gas stations in NJ (twice) and PA (once) when the guy at the
pump swipes the card then has to take it into the office to get a receipt.
They copy it, wait a few weeks, then use it a lot in 24 hours until I catch
it. Your idea of "ask for ID" certainly wouldn't stop that from happening.
tween...@mypacks.net
>
> You know on the back, on that little strip where you're supposed
> to put your signature? Mine says, "Ask for picture ID."
Yeah, but half the time the card doesn't enter the clerk's hands. You
swipe, punch in a zip, and back in the wallet it goes. Now what,
coach?
Steve Daniels
something compelled tween...@mypacks.net, to say:
I didn't say it was a flawless system, and was rather commenting
upon the presumed rudeness of a shopping clerk asking for picture
ID before running the card. I was pointing out that not only did
I not find this behavior rude, I in fact encourage it.
Perhaps I was too subtle. Please accept my apologies.
Steve Daniels
compelled "h" <tmc...@searchmachine.com>, to say:
>
> "Steve Daniels" <sdan...@gorge.net> wrote in message
> news:3ffoj4ts8m623kqv5...@4ax.com...
> > On Fri, 5 Dec 2008 15:15:00 -0800, against all advice, something
> > compelled Coffee's For Closers <USENE...@THE-DOMAIN-IN.SIG>, to
> > say:
> >
> >> The logic is to make a credit card transaction as easy as
> >> possible. So that you won't be discouraged by the small extra
> >> hassle of ID. The Visa and MasterCard associations want card
> >> usage to be as easy as cash, or even easier.
> >
> >
> > You know on the back, on that little strip where you're supposed
> > to put your signature? Mine says, "Ask for picture ID."
> >
> >
> And you know what? That's not legal.
You'll never take me alive, copper.
<blah blah blah>
> So...if you don't sign your card I can't accept it, and I'm not
> allowed to ask for the picture ID you'd rather give. How often are you able
> to use the card for anything expect swipe purchases?
>
Every time I want to. It has never been refused. Not once in
ten years.
Steve Daniels
compelled "h" <tmc...@searchmachine.com>, to say:
>
It did in New York City in October of '01. I don't think you can
get any more New York than that.
h
Gee...7 years ago. Not sure the card companies were as strict with merchants
back then. Still not impressed. Just because some merchants are lax in their
business practices doesn't mean we all are.