On Mon, 28 Jan 2019,
gggg...@gmail.com wrote:
>
http://money.com/money/5273063/best-senior-discounts/
>
Aren't the best senior discounts the ones that are useful to yourself?
There's also a wide range of the definition of "senior", so one might
assume that the ones that kick in earlier are the best. Though it has to
be useful too.
So I could join the local library for a $50 fee at 55, except I live here
so I don't have to pay. An independent library is $20 when you turn
sixty, which is pretty good, I think I'll join at the end of October.
Actually, they have a life membership for $500, which I wish I knew about
before, because you get a better return if you get the life membership
early. I'll have to live 25 years before I start saving money if I get
the life membership at 60. Some of the libraries have Friends of the
Library group, and I'm not sure what the real benefits are to joining,
though I realize the groups overall do useful things for the libary. But
one that has an annual booksale that's worth going to has an annual fee of
five dollars if you are sixty, so that won't work till next year, but I
think it's worth five dollars. The key part is that the sale has a few
hours for the Friends members, so at five dollars it's like an entry fee
to the booksale. I figure that's worth it.
My bank has some sort of senior account, that kicks in at 60. I'm not
sure the exact deal, but it might be useful.
Via Rail here in Canada has senior discounts when you turn sixty, if you
want to travel that might be useful.
Though I've been paying attention as the countdown begins. I may have
mentioned it, but we had "discount" department store chain here, and they
had a day each month for a senior's discount, a friend mentioned it. I
figure the time the cashier handed me the flyer for it she assumed I was
old enough. It kicked in at 55. So I was waiting, but the chain shut
down, sold the leases to Target, which meant a few years of declining
quality and sales, and then almost a year while Target renovated the
stores, than a year after the nearest store opened, Target said they were
losing too much money in Canada, and went into a clearance sale. I think
about the time they made the announcement, I was 55 and could have got a
discount if the previous chain had stayed open.
The YMCA here seems to have a senior discount at 65, it might be healthier
to have that kick in earlier. That way you get healthy before you really
need it.
SO there were deals at 55, but not so many. They seem to start kicking in
more at 60, and by 65 I'm thinking most deals have kicked in. Public
transit here has a senior's discount once you're 65.
I figure on my birthday in October I should try for all those birthday
deals, and then see what senior discounts will kick in that day. I'v e
decided that on turning sixty, thee's no shame in going for the discounts.
Michael