negotiating with credit cards companies

[will...@yahoo.com]

I'm already 1 month behind on my credit cards. I've suffered a few
setbacks (business/job related)and catching is possible but difficult
(I run a "seasonal" business, we slow down, but still work, in the
winter). If they would allow my next (normal, single payment, instead
of having to make 2) payment to make me "current", I think I can make
it (I should be able to pay off/down all these cars by Aug. 2008) and
keep my credit in decent shape.

How should I approach them, I don't want them to panic and close the
accounts, but like many Americans (who have been effected by the
downturn in the economy) I need a little help.

Thank you

WC

[will...@yahoo.com]

On Nov 26, 8:56 pm, will.c...@yahoo.com wrote:
> I'm already 1 month behind on mycreditcards. I've suffered a few

> setbacks (business/job related)and catching is possible but difficult
> (I run a "seasonal" business, we slow down, but still work, in the
> winter). If they would allow my next (normal, single payment, instead
> of having to make 2) payment to make me "current", I think I can make
> it (I should be able to pay off/down all these cars by Aug. 2008) and

> keep mycreditin decent shape.

>
> How should I approach them, I don't want them to panic and close the
> accounts, but like many Americans (who have been effected by the
> downturn in the economy) I need a little help.
>
> Thank you
>
> WC

I need to bump this up. Can anyone give me a good scripted response
when I call them, I don't know what to expect?

I'm running out of time.