Esurance is HORRIBLE for motorcycle quotes.

je...@cyte.com

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Jul 26, 2007, 5:50:18 PM7/26/07

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I'm a big fan of letting other people know when a company is
fraudulent.

Esurance advertises low quotes. I would at least take this to mean
competitive quotes. Maybe even twice as high as other providers.
Something in a reasonable ball park. But...

They just quoted me a $6,000 annual premium on a motorcycle.

Let me break that down for you... That is over ELEVEN TIMES what
two other companies would provide the EXACT same coverage
for.

Now, you're thinking... I've done something wrong. Made bad
choices, have a DUI or something like that.

Well here's my deal:
Male, 38yo
No accidents or citations in the past three years.
No major citations EVER.
I've had a drivers license since I was 16 and a CA
motorcycle license for the past 3 years.
This means I am eligible for Driving Safety Record
and California Good Driver discounts.

My vehicle:
2006 Yamaha YZF-R6 (600cc)
new purchase price: $10,999.00
No damage, never laid down/tipped over.

Kept in a gated garage of my apartment.

Coverages requested:
bodily injury: 50K/100K
property damage 50K
500 deductible comprehensive
500 deductible collision
uninsured motor vehicle Bodily injury 30K/60K
uninsured motor vehicle property damage

This is all pretty standard for somebody who
rents.

Here's what the competition has to say:
State Farm: $551.66 per year (current provider)
California Casualty: $535.00 per year

now get this...
Esurance:.... $6,000.00 per year.

SIX THOUSAND!!! for a driver with nothing
bad in his history and standard coverage!
I made the agent go over my personal
details and the coverage just to make sure
they didn't type in something vastly wrong.
Yep, six thousand per year.

THAT is certainly not competitive. It is so non-competitive
that either Esurance is being fraudulent or they have
made a big mistake somewhere.

Esurance: if you want me to post a retraction to this then
figure out what you screwed up and call me back.
Your auto quote for my 1995 GMC was decent. You
lost that sale solely on the basis that you screwed up
the motorcycle.

Ward Abbott

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Jul 26, 2007, 7:23:33 PM7/26/07

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On Thu, 26 Jul 2007 14:50:18 -0700, je...@cyte.com wrote:

>That is over ELEVEN TIMES what
>two other companies would provide the EXACT same coverage
>for.

Did you want us to help you change your mind? Which one did you
choose?

Tockk

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Jul 26, 2007, 11:39:21 PM7/26/07

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"Ward Abbott" <pre...@terian.com> wrote in message
news:r6bia398t53s8lee8...@4ax.com...

lol . . .

Tim Campbell

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Jul 27, 2007, 2:32:07 AM7/27/07

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The marketplace will remedy this...although think of all the business
folks who pay the top level prices for flights...they may get some
idiot or two who will actually pay that premium...

Kay

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Jul 27, 2007, 5:36:48 AM7/27/07

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<je...@cyte.com> wrote in message
news:1185486618.5...@57g2000hsv.googlegroups.com...

Maybe you should called them.
In all fairness I did start using them after I had an accident in 2003. I
checked around every year and it was always the same so I stuck with them.
So 6 months ago I called around and everyone gave me the same prices but
progressive. I was paying 615 every 6 months. I got it from Progressive for
283 every 6 months. Same coverage.