Any suggestions ? Which is the best ?
irfanwh...@gmail.com
I am fedup with CapitalOne...I have a visa card with them. Their
security system is constantly flagging even tiny purchases and
refusing to allow the transaction to go thru. Like having an
unreliable car that is constantly breaking down.
As a result, I am looking for a new credit card with the BEST rewards-
preferably Cash back rewards.
I have excellent credit. Always pay the ENTIRE balance on the first
due date so interest rates etc are not important for me.
Any suggestions ?
Thanks,
Irfan Whitehead
clams_casino
I favor two - Chase / Visa which returns 3% of all gas, groceries & my
cable bill and A Bank of America Choice / Visa which returns 2% of all
else via points against Choice motel stays. I also have a Discover,
but rarely use it, except to get a 5% rebate on a few tanks of gas
during July - Sept ($20 maximum) and occasionally during the rest of the
year for similar 5% rebates (current quarter is for department stores,
home centers & garden centers). All are no fee.
Evelyn C. Leeper
Pentagon Federal Visa Platinum: 5% rebate on gas, 2% on groceries, 1.25%
on everything else.
--
Evelyn C. Leeper
Nearly all men can stand adversity, but if you want to test
a man's character, give him power. -Abraham Lincoln
Logan Shaw
> I am fedup with CapitalOne...I have a visa card with them. Their
> security system is constantly flagging even tiny purchases and
> refusing to allow the transaction to go thru. Like having an
> unreliable car that is constantly breaking down.
>
> As a result, I am looking for a new credit card with the BEST rewards-
> preferably Cash back rewards.
>
> I have excellent credit. Always pay the ENTIRE balance on the first
> due date so interest rates etc are not important for me.
I have a Citi Dividend card. 2% cash back at grocers, gas stations, etc.,
and 1% on everything else. It's decent and I don't really have any
significant problems with it. I certainly haven't had problems with
the fraud protection going haywire like you're describing with the
Capital One card.
They also have a bunch of extra discounts if you order from some online
retailers by going through the card's site or something. The discounts can
be from 3% up to as high as 6% or 7%. And some of the online retailers are
places you might actually buy from sometimes, like target.com (6%) and
overstock.com (4%). Hmm, and even giftcertificates.com (4%) -- seems like
I could buy myself a gift card and get 4% back on a whole slew of things,
although I've never tried it, and it would be rather tedious.
Oh, the cash back comes in the form of a check that you must request from
their web site (or phone). They mail you a real live check. For some
reason, you can't just have it credited to your account balance.
- Logan
Annie Woughman
"Logan Shaw" <lshaw-...@austin.rr.com> wrote in message
news:483b22bf$0$12886$4c36...@roadrunner.com...
I have the Citi dividend card also, but it has a cap of $300 rewards per
year. So my favorite is the Chase Freedom rewards card. It doesn't have a
rewards limit, has online reward shopping deals AND if you wait until your
reward total is $200, you get $250. I've done that once and am just about
ready for my second $250.
The Real Bev
> "Logan Shaw" <lshaw-...@austin.rr.com> wrote:
>>
>> Oh, the cash back comes in the form of a check that you must request from
>> their web site (or phone). They mail you a real live check. For some
>> reason, you can't just have it credited to your account balance.
Maybe they figure you'll forget.
> I have the Citi dividend card also, but it has a cap of $300 rewards per
> year. So my favorite is the Chase Freedom rewards card. It doesn't have a
> rewards limit, has online reward shopping deals AND if you wait until your
> reward total is $200, you get $250. I've done that once and am just about
> ready for my second $250.
Really? I didn't see that in the small print, but it's nice to know.
--
Cheers,
Bev
===================================================
Salesmen welcome -- dog food is expensive
clams_casino
> Annie Woughman wrote:
>
>> "Logan Shaw" <lshaw-...@austin.rr.com> wrote:
>
> >>
>
>>> Oh, the cash back comes in the form of a check that you must request
>>> from
>>> their web site (or phone). They mail you a real live check. For some
>>> reason, you can't just have it credited to your account balance.
>>
>
> Maybe they figure you'll forget.
>
>> I have the Citi dividend card also, but it has a cap of $300 rewards
>> per year. So my favorite is the Chase Freedom rewards card. It
>> doesn't have a rewards limit, has online reward shopping deals AND if
>> you wait until your reward total is $200, you get $250. I've done
>> that once and am just about ready for my second $250.
>
>
> Really? I didn't see that in the small print, but it's nice to know.
>
What I liked was they credited me $100 for signing up which was part of
the first $250 (just needed $100 to get the first $250 rebate check).