Why cant I get a loan?(http://www.ukloansreferral.com/personal-loans/
improving-your-circumstances-to-get-a-loan.html)
There are many reasons why people cannot get the loan they want. The
most common reason is that your credit rating is poor, either due to a
mistake or the fact that you have had problems with debt in the past.
You may also be refused a loan because you have never borrowed before
and so are an unknown risk to the lender. If you find yourself unable
to get the loan you want, then you should try and improve your
circumstances to remedy the situation.