This year I want to continue on my frugal journey.
I plan to finish funding my emergency fund, and
am already looking at seed catalogs for my garden this year.
I don't have any big vacation plans this year although we are going to
Vegas in a couple of weeks. Doing that on FF miles and hotel points.
Only expense will be food and entertainment.
Trying to keep the fire burning so I don't give my money to the
electric company.
Anyone else like to share their plans for this year?
Dawn, who still likes her frugal mindset.
I plan to invest $6... no, wait... I plan to send money to this
nice fellow in Nigeria... nah.
I plan to cut more wood for the fireplace, and do a LOT of work around
the place. I'll also cancel my old web service, since I finally
decided to take the plunge and go with Hughesnet high-speed. I may
also drop the phone land line to a minimum service if I find VOIP
reliable enough.
We'll probably sell some stuff we don't need at a flea market this
year. We did enough in 2007 to set ourselves up for low onging costs
to allow us to coast a little while, although we are just starting to
curb our travel down to once or twice a week.
I'm also toying with the idea of making some basic furniture pieces
from our own trees. Why pay for chipboard when I have the trees, a
chainsaw, bandsaw, and other tools? Give a man a fish and he'll
babble on about the universe, ask a man to cut down the tallest tree
in the forest with a herring and he'll start getting creative.
Harry, in the hinterlands, where cellphones fear to tread.
>This year I want to continue on my frugal journey.
>I plan to finish funding my emergency fund, and
>am already looking at seed catalogs for my garden this year.
>I don't have any big vacation plans this year although we are going to
>Vegas in a couple of weeks. Doing that on FF miles and hotel points.
>Only expense will be food and entertainment.
Casinos frequently have free buffets, which can save some of your food
money.
>Trying to keep the fire burning so I don't give my money to the
>electric company.
>Anyone else like to share their plans for this year?
I'm planning to stay employed. As my place of employment was sold a few
weeks ago (for the second time in less than 18 months), this may prove
to be a challenge.
>Dawn, who still likes her frugal mindset.
Gary
--
Gary Heston ghe...@hiwaay.net http://www.thebreastcancersite.com/
Yoko Onos' former driver tried to extort $2M from her, threating to
"release embarassing recordings...". What, he has a copy of her album?
At year-end I added up what I'd spent on "bargain" clothing on Ebay. Yes,
those $20 designer sweaters *are* great buys, but I realized that by surfing
the site daily and buying something occasionally, those occasions were
coming a lot closer together than I realized. Yes, I know to stay out of
stores as the No. 1 effective way to limit spending, but I didn't apply that
same principle to pointing and clicking.
DH and I have for a long time been in circumstances (and have the years of
life experience) where we don't have to devise a strict annual budget--we
have a pretty good feel for how to live within our means without one. But
this was a lapse that sneaked up on me, especially since I only need nice
work clothes for one day a week. So my main resolution is to limit my
recreational shopping for clothes to thrift stores on half price day. Can't
do much damage that way!
This upcoming year frugal planning includes:
-Changing to a frequent flyer credit card.
-Taking advantage of utility company rebates for insulation and duct repair.
-Taking advantage of state rebates for hurricane mitigation upgrades.
-Looking for cheaper home insurance.
-Landscaping my backyard to cut down on upkeep and make it look nicer.
..PC