Liberty United Mortgage teams with Financial Advisors Group (based in
India) to telemarket refinanced mortgages to prospective customers
living in the USA who are registered on the FCC Do Not Call List....
this is illegal but Liberty United Mortgage is trying to skip this
federal law by hiring Indian telemarketers to do their dirty work!
And then there is this:
Liberty United Mortgage Company Unethical and Illegal business practice
with brokers in the US Ripoff Marriottsville Maryland
http://www.ripoffreport.com/reports/0/268/RipOff0268732.htm
Liberty United Mortgage Company
Phone: 866-991-5400
Fax: 410-442-3700
11265 Doverdale Ct,
Marriottsville, Maryland, 21104
U.S.A.
TO WHOM IT MAY CONCERN:
I have an incident which I will call an unfair and illegal business
practice. The problem is with a broker company Liberty United Mortgage
Company which is located at 11265 Dovedale Ct., Marriottsville, MD
21104. Telephone number is 866-991-5400, and their fax number is 410-
442-3700. They just recently opened an office in at 2405 E. Franklin St
Richmond, VA, 23223, that telephone number is 804-377-8860.
I had acquired a loan through them with the company's senior loan
officer Ryan Bannahan. Now at that time I had a 6.5% with Countrywide,
and with the new loan I did get cash out to pay 2 charge accounts off.
Ryan put me in a loan with and ARM of 8.99%, and promised that after 3
months he would put me in a better interest rate loan than I was in
before as long as I keep my payments current. He also told me he would
do a streamline loan and I would not have to pay anything and no more
money would be added to loan balance. After 3 months I did not hear
from Ryan (as he had promised) so I called him. At this time he said I
will have to pull you r credit and see what I can do. He called back
and told me that Countrywide had reported me 60 days in August. (we
closed on the loan on a Saturday 09-01-06, because Ryan could not get
anyone to close sooner, even though I signed the paper work in July). I
said but that was not my fault, he said well I am sorry.
This month (January 07), I have since called the company and spoke to
Shawn Douglas (Ryan's supervisor) and explained the situation with him.
He said he would try to help me and gave me another loan officer Mike
Baron. Once again after explaining my situation to him, he claimed he
too would try to help, but after speaking to him he said the closing
costs would still be around $6,000. I said why are you charging me that
is not what Ryan told me, he said well we still have to charge a fee.
Also, there was a pre-payment penalty on the loan when I was told there
was none. Please read all information carefully, but if at all possible
DO NOT DO BUSINESS WITH THIS COMPANY, they are a bad company.
After checking around and doing some research I found out that Liberty
United had put me in a conventional loan which meant that Ryan could
not have done a streamline loan anyway after my 3 months had been
reached, in other words Ryan Bannahan (Sr loan officer) had
deliberately lied to me. My concern is how many other hard working
Americans has Ryan done this to, this should be stopped.
I talked to Keith Brewer (owner of Liberty United Mortgage) a few weeks
after this, who assured me that HE would take care of my situation, and
he would take care of Ryan. He referred me back to Mike after I
explained my problem. After a couple of days Mike called me back and
told me the same thing he could not help me without charging more
money. I am upset with this situation because I had a good interest
rate (paying $863 with taxes and insurance) and now I am paying $1012 a
month without taxes and insurance included, in other words this company
put me in more of a financial bind.
Janice
Richmond, Virginia
U.S.A.
Il mittente di questo messaggio|The sender address of this
non corrisponde ad un utente |message is not related to a real
reale ma all'indirizzo fittizio|person but to a fake address of an
di un sistema anonimizzatore |anonymous system
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