survey fees ought to be work time basis

[Sanjay Shaw]

Dear Sir,

As we have gone through several survey fees conflict, so far my idea concern, till date survey fees basis are being formulated by the school of under writer only and their HO are circulating these fees structure with their own eye (on keeping closed "3rd eye" ) on the basis of financial implication i.e. IDV, estimated amount, assessed amount.

Problem is arises due to non involvement of the group of risk manager / loss adjuster institution effort because it's required basic foundation for streaming the technical opinion uniformity.

.AND WE REQUIRED TIME LABOUR IN OUR ASSESSMENT. I.E.

1. time required for the appointment/fixup inspection schedules with opearation steps of inspection w r to 2 & 3 & 5,
2. Openng / checking of requisit/estimated spare work time in labour assessment
3. investigation time (like Cause of Loss/ nature of damages / proximities/e/t/c)
4. Transportation time with mode of trasportation
5. Negotiation with arguement time ( Including Customer's Trauma & acceptance i.e. insured/insured/financier/broker/restorer/e.t.c.
6. Back office operation time
7. auidit / report final check up
8. despatch and logistic time.

Every surveyor /corporate have own choise of the type of inspection and operation process of surveying with available best information & aminities and accordingly they are keeping up to date with their aminities / tools / skills human resources / whole day scheduled work time / expected per month surplus fund as income and according to their working structure / decleared expectation, we can analytically draw the required man hour of every surveyor and corporates.

 

Now is this competative market, it is the choise of insurer/insured to opt the services of such  surveyors/corporates with consideration of the

1. Type of job on the basis of degree of damages/estimate, location, nature of loss, grade of repairer tie up & location , volatility of the customers w.r.to claim experiences / business potentials/legal threat / obligations / e t c
2. psycho mental barrier integrity of the deputed surveyors
3. porosity of the un due advantages / proximity's of the money laundry
4. sentiment of the deputing claim officials
5. lot of e t c

QUESTION IS HERE WHO will OVER COME ALL THESE THREATS for the big corporate or small corporates/individuals.

1. Break even points of the big corporate is lesser & lesser than the small corporates/individuals i.e. Reliance store accounting expenses may be probably below .5 % of total turn over apart from this they can threat top govt. audit official to compel them to work in the required pattern of reliance where as other small corporate / individuals can not show their accounting expenses below 6% (say) of turn over and they are always working under the clutches of CTO / bankers/ buyers e.t.c.
2. profiles and capabilities of financial solvency margins
3. work force / work space/ management team / network / library / hierarchy
4. other/e/t/c

dear sir, we 90 % of surveyor have become over age ( above 45 years) where as big corporate do not like incumbents of our age ( as we can look in banking financial sector )

and they can hatch the eggs of new surveyors

 

IIISLA is the big corporate as compare to other survey institution of the world with the help of Small membership fund of every individuals

 

or

 

we individuals can make a big corporates as society act ( like Loyd's ) to over come such future threat / survivals

 

PLEASE TAKE STEPS TO STOP ALL RO & HO'S ACTION FOR OUTSOURCING OF RISK INSPECTION / CLAIM MANAGEMENT / SURVEYING / E T C FROM UNDER TABLE

 

AND COMPELLED THEM TO ACT WITH OPEN TENDER IN TRANSPARENT MANNER AND ALL CASH DISCOUNT SHOULD BE OFFICIAL / TAXABLE.

 

WE REMAIN

SANJAY SHAW

98310 85519