Compare auto insurance rating

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    The insured is a participant in auto insurance company rating the contract, but not necessarily a party to it. The beneficiary receives policy proceeds upon the insured's death. Automobile insurance, for example, covered about 175 million automobiles in the United States in 2004.[2] The existence of a large number of homogeneous exposure units allows insurers to benefit from the so-called “law of large numbers,” which in effect states that as the number of exposure units increases, the actual results are increasingly likely to become close to expected results. The employee-only limit in rating auto insurance 2008 is $15,500 with a $5,000 catch-up. Aircraft deductibles are not normally applied in respect of losses arising out of "War and Allied Perils". Other exclusions insurers will usually apply are, as follows:- Confiscation etc

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