MUTUAL                   GAINS                  
Sharekhan's top debt fund picks
                  We have identified the best debt-oriented                   schemes available in the market today based on the following 5                   parameters: Avg. rolling returns for one and two years, Sharpe                   ratio, Fama (net selectivity), Credit quality and Average                   Maturity.
                  Eligibility criteria: scheme existence for                   more than 2 years and cut off of minimum 10% of category AAUM.                   After considering all the parameters we arrive at composite                   score by assigning specific                   weightages.