The new online banking startups have been barking about the need for
more data portability privileges from the nation's traditional banks.
Has anyone seen any action on this front? Have banks even begun to
even consider DP? I would be curious about any ideas from other group
members for getting banks to embrace DP, particularly considering
banks' historical reluctance to open their business models (in other
words, information) to any foreign element.
I see banks are as a key linchpin in the portability debate because so
much of a consumer's data is tied up in his/her financial institution.
Wondering what others think.
No one to date has suggested it, but there is no reason why we can't.
Current active participants are stretched dealing with social
networing data portability, but certainly, the work we are doing
particularly with Policy does have application to other industries.
Along with health and government, banking is certainly an interesting
area. I'd be happy to explain to you what needs to be done to drive
something like this within the Project, but as I alude to above, it
requires someone from the community to drive this particular angle.
You can contact me on skype via elias.bizannes or my my gmail above
and we can explore further.
Thanks for posting JJ- I wonder if the conversation has taken place as
he BarCamp Banks events? http://barcamp.org/BarCampBank . They seem to
have a bunch of meeting coming up (not sure where you are located)-
and the format of BarCamp is to propose topics such as this- so that
might be a good way to get feedback.engage.
I took a quick look at the Wikis but couldn't find anything
specifically. In the last SF meeting (http://barcamp.org/ BarCampBankSF- with good list of contacts) someone did post that they
wanted to here about "data-portability and personal financial data"- i
could not find the references and didn't look very deep.
I would definitely be interested in the information you dig up.
Will you be so kind as to post it here as you find more information
and who is talking about it?
There was discussion about this at the IIW today, and I think a new working group might emerge. i would recommend checking the identity commons site in the coming days to check for notes and further info.
_max
On May 14, 2008, at 9:03 PM, danielabarbosa wrote:
> Thanks for posting JJ- I wonder if the conversation has taken place as > he BarCamp Banks events? http://barcamp.org/BarCampBank . They seem to > have a bunch of meeting coming up (not sure where you are located)- > and the format of BarCamp is to propose topics such as this- so that > might be a good way to get feedback.engage.
> I took a quick look at the Wikis but couldn't find anything > specifically. In the last SF meeting (http://barcamp.org/ > BarCampBankSF- with good list of contacts) someone did post that they > wanted to here about "data-portability and personal financial data"- i > could not find the references and didn't look very deep.
> I would definitely be interested in the information you dig up.
> Will you be so kind as to post it here as you find more information > and who is talking about it?
Thanks Max- are you part of the group that is pushing for a working
group for IIW on the topic? If not who are some of the folks that you
can reference? Just would help us interested in the topic to start
listening and participating in their conversations as well.
Also, if you get to the reference before it is posted here will you be
so kind as to post it here- to direct folks there ;-)
i wasn't at the session, but it was mentioned during the closing debrief. kaliya might have the info/people if you want to ping her. i imagine it will get posted here: http://iiw.idcommons.net/index.php/Iiw2008a
i'll share anything if i get the link in advance.
_max
On May 14, 2008, at 9:27 PM, danielabarbosa wrote:
> Thanks Max- are you part of the group that is pushing for a working > group for IIW on the topic? If not who are some of the folks that you > can reference? Just would help us interested in the topic to start > listening and participating in their conversations as well.
> Also, if you get to the reference before it is posted here will you be > so kind as to post it here- to direct folks there ;-)
In Norway there have been a debate over whether it should be possible to keep the same account number when you move from one bank to another. It doesn't seem that the Government have the guts to create such a law just yet. But I think different regulations to increase competition might be a door-opener for dataportability in the banking sector. Do you agree? Are there such regulations in other countries?
Btw. which public/wide-spread ontologies could be relevant to start with? I'm thinking FOAF and SIOC, but if anyone knows of any good ontologies for the banking domain, please let me know.
On Thu, May 15, 2008 at 6:37 AM, max engel <m...@8bitkid.com> wrote: > i wasn't at the session, but it was mentioned during the closing debrief. > kaliya might have the info/people if you want to ping her. i imagine it > will get posted here: http://iiw.idcommons.net/index.php/Iiw2008a > i'll share anything if i get the link in advance. > _max > On May 14, 2008, at 9:27 PM, danielabarbosa wrote:
> Thanks Max- are you part of the group that is pushing for a working > group for IIW on the topic? If not who are some of the folks that you > can reference? Just would help us interested in the topic to start > listening and participating in their conversations as well.
> Also, if you get to the reference before it is posted here will you be > so kind as to post it here- to direct folks there ;-)
> Thanks for posting JJ- I wonder if the conversation has taken place as
> he BarCamp Banks events?http://barcamp.org/BarCampBank. They seem to
> have a bunch of meeting coming up (not sure where you are located)-
> and the format of BarCamp is to propose topics such as this- so that
> might be a good way to get feedback.engage.
> I took a quick look at the Wikis but couldn't find anything
> specifically. In the last SF meeting (http://barcamp.org/ > BarCampBankSF- with good list of contacts) someone did post that they
> wanted to here about "data-portability and personal financial data"- i
> could not find the references and didn't look very deep.
> I would definitely be interested in the information you dig up.
> Will you be so kind as to post it here as you find more information
> and who is talking about it?
The portability of account numbers would be a great start. The
parallel in the US, where I am located, is the portability of mobile
phone numbers. That was a major battle here, and really its successful
implementation was due to the particular will of legislators. I
believe it took two separate acts of legislation to insure that mobile
phone numbers became portable. I imagine the fight for account-number
portability would make the mobile-phone fight look tame in comparison.
Banks are not going to go for it -- unless consumers demand it.
JJ
On May 15, 6:38 am, "Erling Wegger Linde" <erlin...@gmail.com> wrote:
> In Norway there have been a debate over whether it should be possible
> to keep the same account number when you move from one bank to
> another. It doesn't seem that the Government have the guts to create
> such a law just yet. But I think different regulations to increase
> competition might be a door-opener for dataportability in the banking
> sector. Do you agree? Are there such regulations in other countries?
> Btw. which public/wide-spread ontologies could be relevant to start
> with? I'm thinking FOAF and SIOC, but if anyone knows of any good
> ontologies for the banking domain, please let me know.
> - Erling
> On Thu, May 15, 2008 at 6:37 AM, max engel <m...@8bitkid.com> wrote:
> > i wasn't at the session, but it was mentioned during the closing debrief.
> > kaliya might have the info/people if you want to ping her. i imagine it
> > will get posted here:http://iiw.idcommons.net/index.php/Iiw2008a > > i'll share anything if i get the link in advance.
> > _max
> > On May 14, 2008, at 9:27 PM, danielabarbosa wrote:
> > Thanks Max- are you part of the group that is pushing for a working
> > group for IIW on the topic? If not who are some of the folks that you
> > can reference? Just would help us interested in the topic to start
> > listening and participating in their conversations as well.
> > Also, if you get to the reference before it is posted here will you be
> > so kind as to post it here- to direct folks there ;-)
MNP is in fact easier to achieve, because of regulations via legislations. Do we want legislators to look into "Data Portability across Social Networks" :-), ie., if our Data Portability group is not doing enough to be like a "grassroot Interpol" keeping an eye on the social network operators, and even to the point of publicly condemning some "non-compliant" providers.. day in and day out.. :-| Well, you can laugh at this analogy, but this is pretty close to what some of us have been doing, lately, openly, and in my humble opinion, quite sadly..
Anyway.. back to something more interesting... what's good about porting account numbers across banks?? :-) I'm really lost on this one!
----- Original Message ----- From: "JJ Hornblass, BankNet360.com" <hornbl...@gmail.com> To: "DataPortability.General" <dataportability-public@googlegroups.com> Sent: Monday, May 19, 2008 10:24 PM Subject: [DataPortability-Public] Re: Banking
> The portability of account numbers would be a great start. The > parallel in the US, where I am located, is the portability of mobile > phone numbers. That was a major battle here, and really its successful > implementation was due to the particular will of legislators. I > believe it took two separate acts of legislation to insure that mobile > phone numbers became portable. I imagine the fight for account-number > portability would make the mobile-phone fight look tame in comparison. > Banks are not going to go for it -- unless consumers demand it.
> JJ
> On May 15, 6:38 am, "Erling Wegger Linde" <erlin...@gmail.com> wrote: >> In Norway there have been a debate over whether it should be possible >> to keep the same account number when you move from one bank to >> another. It doesn't seem that the Government have the guts to create >> such a law just yet. But I think different regulations to increase >> competition might be a door-opener for dataportability in the banking >> sector. Do you agree? Are there such regulations in other countries?
>> Btw. which public/wide-spread ontologies could be relevant to start >> with? I'm thinking FOAF and SIOC, but if anyone knows of any good >> ontologies for the banking domain, please let me know.
>> - Erling
>> On Thu, May 15, 2008 at 6:37 AM, max engel <m...@8bitkid.com> wrote: >> > i wasn't at the session, but it was mentioned during the closing debrief. >> > kaliya might have the info/people if you want to ping her. i imagine it >> > will get posted here:http://iiw.idcommons.net/index.php/Iiw2008a >> > i'll share anything if i get the link in advance. >> > _max >> > On May 14, 2008, at 9:27 PM, danielabarbosa wrote:
>> > Thanks Max- are you part of the group that is pushing for a working >> > group for IIW on the topic? If not who are some of the folks that you >> > can reference? Just would help us interested in the topic to start >> > listening and participating in their conversations as well.
>> > Also, if you get to the reference before it is posted here will you be >> > so kind as to post it here- to direct folks there ;-)
>> > thanks! >> > -daniela
>> -- >> Med vennlig hilsen >> Erling Wegger Linde
