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  <id>http://groups.google.com/group/creditwrench</id>
  <title type="text">Creditwrench Google Group</title>
  <subtitle type="text">
  Creditwrench teaches the secrets of the collections industry and how to use them to beat up on debt collectors. Learn how to deal with debt collectors before you are summoned to court and how to win in court if you are called into court to answer a summons. Learn how to fix your credit too.
  </subtitle>
  <link href="/group/creditwrench/feed/atom_v1_0_topics.xml" rel="self" title="Creditwrench feed"/>
  <updated>-0-0T::Z</updated>
  <generator uri="http://groups.google.com" version="1.99">Google Groups</generator>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-11-19T13:58:21Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/880e1ce8c17d315d</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/880e1ce8c17d315d" />
  <title type="html">[CREDITWRENCH] 11/19/2009 07:52:00 AM</title>
  <summary type="html" xml:space="preserve">
  Marie &lt;br&gt; Collections Law &lt;br&gt; Yes &lt;br&gt; Sued by Original Creditor-I think &lt;br&gt; Hello Creditwrench! &lt;br&gt; I was checking my local clerk of courts site looking into a erroneous &lt;br&gt; tax sale against our property (predates purchase and was missed by &lt;br&gt; title company..I got it voided). Anyway, I saw that I am being sued on &lt;br&gt; a Discover Card account that I had submitted to a debt settlement
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-11-19T05:29:42Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/f03ab689199a859a</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/f03ab689199a859a" />
  <title type="html">[CREDITWRENCH] Response to interrogatories</title>
  <summary type="html" xml:space="preserve">
  Collections Law &lt;br&gt; No &lt;br&gt; Response to Interrogatories &lt;br&gt; I got a summons on a debt I owe to the Bank of America for &lt;br&gt; approximately $10,000 in September of this year. The loan was sold to &lt;br&gt; Midland Funding and a local law firm here in the Washington DC area was &lt;br&gt; suing on their behalf. I answered the summons, within the allotted time
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-11-17T15:00:57Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/4ee74a4adc57e96b</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/4ee74a4adc57e96b" />
  <title type="html">[CREDITWRENCH] Winning strategies to defeat judgments</title>
  <summary type="html" xml:space="preserve">
  Lisa :Collections Law &lt;br&gt; &lt;p&gt;3 year old debt :Hi, &lt;br&gt; &lt;p&gt;when I was 19-20 years old, I opened a credit card with Chase Bank and &lt;br&gt; maxed it out (I know, dumb move)...I had a child when I was very young &lt;br&gt; with a guy that was much older than me...blah blah...so this made me &lt;br&gt; rebel a little. &lt;br&gt; &lt;p&gt;Anyway, I got a few bills in the mail for this card, but never paid
  </summary>
  </entry>
  <entry>
  <author>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-08-19T18:48:26Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/bfdd22dbefe72f56</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/bfdd22dbefe72f56" />
  <title type="html">creditwrench&#39;s Google Docs links</title>
  <summary type="html" xml:space="preserve">
  I&#39;ve shared a document with you: &lt;br&gt; creditwrench&#39;s Google Docs links &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://docs.google.com/Doc?docid=0AXMijLsjZEu-ZGZibmJtdl80NWdwcTlia2Rm&amp;hl=en&amp;invite=CL7z2ekB&quot;&gt;[link]&lt;/a&gt; &lt;br&gt; It&#39;s not an attachment -- it&#39;s stored online at Google Docs. To open this &lt;br&gt; document, just click the link above. &lt;br&gt; Sharing my links, editorials and tutorials with the group.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-08-10T11:48:52Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/11148e65fb5776d0</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/11148e65fb5776d0" />
  <title type="html">[CREDITWRENCH] Lawsuit by Discover Card</title>
  <summary type="html" xml:space="preserve">
  Question:QUESTION: Hello Bill. I received a letter from an arbitration &lt;br&gt; company telling me that a civil lawsuit from Discover card is on its &lt;br&gt; way regarding some credit card debt. We don&#39;t deny the debt and paid &lt;br&gt; our bills until we ran out of money. My husband and I have been &lt;br&gt; unemployed for a few months now but we are actively looking for work.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-19T00:57:45Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/863a4ce40f8c2d7c</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/863a4ce40f8c2d7c" />
  <title type="html">[CREDITWRENCH] 7/18/2009 07:57:00 PM</title>
  <summary type="html" xml:space="preserve">
  creditwrench&#39;s Google Docs links (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/ZMbaO&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-14T12:42:56Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/b9f593ddb42d5d6d</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/b9f593ddb42d5d6d" />
  <title type="html">[CREDITWRENCH] 7/14/2009 07:42:00 AM</title>
  <summary type="html" xml:space="preserve">
  Blogger: Improve Your Credit NOW! - Post a Comment &lt;br&gt; (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/jXTJI&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-16T21:48:15Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/fc9cdb8a71502228</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/fc9cdb8a71502228" />
  <title type="html">[CREDITWRENCH] 7/16/2009 04:48:00 PM</title>
  <summary type="html" xml:space="preserve">
  How to prepare your courtroom... (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/qAeKw&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-14T17:01:45Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/dc380f048a1501ed</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/dc380f048a1501ed" />
  <title type="html">[CREDITWRENCH] 7/14/2009 12:01:00 PM</title>
  <summary type="html" xml:space="preserve">
  &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/hQR9e&quot;&gt;[link]&lt;/a&gt; (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/hLb35&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-16T21:55:57Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/393978a7b44c1a05</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/393978a7b44c1a05" />
  <title type="html">[CREDITWRENCH] 7/16/2009 04:55:00 PM</title>
  <summary type="html" xml:space="preserve">
  Richard needs help dealing with debt collectors (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/Xnrp7&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-06-28T00:39:24Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/c1e70268b1153ebd</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/c1e70268b1153ebd" />
  <title type="html">[CREDITWRENCH] A web page archived by CREDITWRENCH has been shared with you</title>
  <summary type="html" xml:space="preserve">
  A web page archived by CREDITWRENCH has been shared with you through &lt;br&gt; iterasi. &lt;br&gt; You can view this page by clicking on the link below: &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;https://www.iterasi.net/public/archive/VAfXeGahM0S5aV9CEge72Q&quot;&gt;[link]&lt;/a&gt; &lt;br&gt; (If the above link does not work, please copy and paste it into your &lt;br&gt; browser) &lt;br&gt; The web changes so fast. Save and share your web pages before they go
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-06-24T17:27:19Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/77333add2400f016</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/77333add2400f016" />
  <title type="html">[CREDITWRENCH] A web page archived by CREDITWRENCH has been shared with you</title>
  <summary type="html" xml:space="preserve">
  A web page archived by CREDITWRENCH has been shared with you through &lt;br&gt; iterasi with this personal note included: &lt;br&gt; &amp;quot;Learn how to fignt back against an illegal arbitration attempt. &lt;br&gt; Creditwrench leads the way in teaching how to do that.&amp;quot; &lt;br&gt; You can view this page by clicking on the link below: &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;https://www.iterasi.net/public/archive/sTxUlnS4v02nSXWT4aiFSg&quot;&gt;[link]&lt;/a&gt;
  </summary>
  </entry>
  <entry>
  <author>
  <name>barneyland4@juno.com</name>
  <email>barneyla...@juno.com</email>
  </author>
  <updated>2009-06-22T07:00:56Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/a9887371e31dc7bf</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/a9887371e31dc7bf" />
  <title type="html">Re: [creditwrench newsletter] Re: [CREDITWRENCH TV] Capital One law su its</title>
  <summary type="html" xml:space="preserve">
  Thank you for your quick response in regard to my credit card closure. &lt;br&gt; My last question for my issue is that, If I have a copy of my agreement with my credit union/credit card agreement, how will I have a case against a debt collector if this case is sent to arbitration? &lt;br&gt; Byron &lt;br&gt; ______________________________ ______________________________
  </summary>
  </entry>
  <entry>
  <author>
  <name>barneyland4@juno.com</name>
  <email>barneyla...@juno.com</email>
  </author>
  <updated>2009-06-21T02:45:22Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/d453c716a0f43e5d</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/d453c716a0f43e5d" />
  <title type="html">Re: [creditwrench newsletter] [CREDITWRENCH TV] Capital One law suits</title>
  <summary type="html" xml:space="preserve">
  Bill, you have been a godsend to the common man!! Thank you for all of your contributions. Could I ask a brief question? &lt;br&gt; My credit union recently closed my credit card account without any reason, although they did close it within 1 hour of an email asking for a &lt;br&gt; lower interest rate. They also closed my line of credit of $1000 without explanation. No big deal, as I was set to pay this off and close the account.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-06-10T15:27:42Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/a038a580ee5a6cee</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/a038a580ee5a6cee" />
  <title type="html">[CREDITWRENCH] A web page archived by CREDITWRENCH has been shared with you</title>
  <summary type="html" xml:space="preserve">
  A web page archived by CREDITWRENCH has been shared with you through &lt;br&gt; iterasi. &lt;br&gt; You can view this page by clicking on the link below: &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;https://www.iterasi.net/public/archive/3TCbzheiA0-6J6lTMAKkHw&quot;&gt;[link]&lt;/a&gt; &lt;br&gt; (If the above link does not work, please copy and paste it into your &lt;br&gt; browser) &lt;br&gt; The web changes so fast. Save and share your web pages before they go
  </summary>
  </entry>
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