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  <id>http://groups.google.com/group/creditwrench</id>
  <title type="text">Creditwrench Google Group</title>
  <subtitle type="text">
  Creditwrench teaches the secrets of the collections industry and how to use them to beat up on debt collectors. Learn how to deal with debt collectors before you are summoned to court and how to win in court if you are called into court to answer a summons. Learn how to fix your credit too.
  </subtitle>
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  <updated>-0-0T::Z</updated>
  <generator uri="http://groups.google.com" version="1.99">Google Groups</generator>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2010-05-28T15:06:34Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/f564a663ad6b47fc</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/f564a663ad6b47fc" />
  <title type="html">[CREDITWRENCH] THE SAGA OF JOHN AND TAMMY.</title>
  <summary type="html" xml:space="preserve">
  THE SAGA OF JOHN AND TAMMY. &lt;br&gt; This is a message that was posted on a forum called Myrland&#39;s methods. &lt;br&gt; This message reveals an almost complete story telling how well such &lt;br&gt; methods as are preached on various internet message boards work. The &lt;br&gt; mistakes that John made tell a tragic tale indeed. Of course John never
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2010-01-29T14:52:17Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/3f95f5cc87fb7ab6</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/3f95f5cc87fb7ab6" />
  <title type="html">[CREDITWRENCH] Finding a competent attorney</title>
  <summary type="html" xml:space="preserve">
  Finding a competent attorney &lt;br&gt; Creditwrench blog &lt;br&gt; Quote: &lt;br&gt; Originally Posted by equinox308 &lt;br&gt; may be as many great lawyers out there as infamous ones &lt;br&gt; I tend to think that is probably &lt;br&gt; quite true[/quote]...to that point I would like some suggestions for &lt;br&gt; finding a great lawyer in my area for a consultation of my case(s)
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2010-01-11T14:49:59Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/9853e216b72f3ec0</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/9853e216b72f3ec0" />
  <title type="html">[CREDITWRENCH] Tweetup :: Jurisdictionary club meeting (via @creditwrench) #t...</title>
  <summary type="html" xml:space="preserve">
  Tweetup :: Jurisdictionary club meeting (via @creditwrench) #twtvite &lt;br&gt; Posted using ShareThis
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2010-01-14T17:42:01Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/78c6411427e8e728</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/78c6411427e8e728" />
  <title type="html">[CREDITWRENCH] 1/14/2010 11:42:00 AM</title>
  <summary type="html" xml:space="preserve">
  Debt collection professionals are preparing themselves for two U.S. &lt;br&gt; Supreme Court opinions – one challenging the safe harbor clause for &lt;br&gt; bona fide errors in the Fair Debt Collections Practices Act (FDCPA) and &lt;br&gt; another which questions if a government backed student loan can be &lt;br&gt; discharged through bankruptcy. Some industry observers say the outcome
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2010-01-09T12:01:00Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/259dbb5e9ec0f910</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/259dbb5e9ec0f910" />
  <title type="html">[CREDITWRENCH TV] Conference call for January 8th, 2010</title>
  <summary type="html" xml:space="preserve">
  Here are the audio recordings of the Friday night conference call for &lt;br&gt; January 8, 2010. &lt;br&gt; The call lasted for an hour and 47 minutes which created a file far too &lt;br&gt; large to upload and download so it is split into 3 sections each 35 &lt;br&gt; minutes long. &lt;br&gt; First half hour &lt;br&gt; Second half hour &lt;br&gt; Third half hour &lt;br&gt; Our next conference call will be held on Friday, January 15th at 7:00
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-12-17T18:13:43Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/b5f9ed2a307ac791</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/b5f9ed2a307ac791" />
  <title type="html">[CREDITWRENCH] Validation and what it consists of</title>
  <summary type="html" xml:space="preserve">
  cap1sucks &lt;br&gt; Quote: Originally Posted by ashriot My response would be when I go &lt;br&gt; through each of the numbered items in the paperwork I received and &lt;br&gt; either admit, deny, or state that I&#39;m not sure? They all seem correct &lt;br&gt; to me, but some of the dates, I&#39;m not sure about. Seems like the &lt;br&gt; logical thing to do, don&#39;t it? Problem is that admitting anything is
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-11-19T13:58:21Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/880e1ce8c17d315d</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/880e1ce8c17d315d" />
  <title type="html">[CREDITWRENCH] 11/19/2009 07:52:00 AM</title>
  <summary type="html" xml:space="preserve">
  Marie &lt;br&gt; Collections Law &lt;br&gt; Yes &lt;br&gt; Sued by Original Creditor-I think &lt;br&gt; Hello Creditwrench! &lt;br&gt; I was checking my local clerk of courts site looking into a erroneous &lt;br&gt; tax sale against our property (predates purchase and was missed by &lt;br&gt; title company..I got it voided). Anyway, I saw that I am being sued on &lt;br&gt; a Discover Card account that I had submitted to a debt settlement
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-11-19T05:29:42Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/f03ab689199a859a</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/f03ab689199a859a" />
  <title type="html">[CREDITWRENCH] Response to interrogatories</title>
  <summary type="html" xml:space="preserve">
  Collections Law &lt;br&gt; No &lt;br&gt; Response to Interrogatories &lt;br&gt; I got a summons on a debt I owe to the Bank of America for &lt;br&gt; approximately $10,000 in September of this year. The loan was sold to &lt;br&gt; Midland Funding and a local law firm here in the Washington DC area was &lt;br&gt; suing on their behalf. I answered the summons, within the allotted time
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-11-17T15:00:57Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/4ee74a4adc57e96b</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/4ee74a4adc57e96b" />
  <title type="html">[CREDITWRENCH] Winning strategies to defeat judgments</title>
  <summary type="html" xml:space="preserve">
  Lisa :Collections Law &lt;br&gt; &lt;p&gt;3 year old debt :Hi, &lt;br&gt; &lt;p&gt;when I was 19-20 years old, I opened a credit card with Chase Bank and &lt;br&gt; maxed it out (I know, dumb move)...I had a child when I was very young &lt;br&gt; with a guy that was much older than me...blah blah...so this made me &lt;br&gt; rebel a little. &lt;br&gt; &lt;p&gt;Anyway, I got a few bills in the mail for this card, but never paid
  </summary>
  </entry>
  <entry>
  <author>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-08-19T18:48:26Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/bfdd22dbefe72f56</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/bfdd22dbefe72f56" />
  <title type="html">creditwrench&#39;s Google Docs links</title>
  <summary type="html" xml:space="preserve">
  I&#39;ve shared a document with you: &lt;br&gt; creditwrench&#39;s Google Docs links &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://docs.google.com/Doc?docid=0AXMijLsjZEu-ZGZibmJtdl80NWdwcTlia2Rm&amp;hl=en&amp;invite=CL7z2ekB&quot;&gt;[link]&lt;/a&gt; &lt;br&gt; It&#39;s not an attachment -- it&#39;s stored online at Google Docs. To open this &lt;br&gt; document, just click the link above. &lt;br&gt; Sharing my links, editorials and tutorials with the group.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-08-10T11:48:52Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/11148e65fb5776d0</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/11148e65fb5776d0" />
  <title type="html">[CREDITWRENCH] Lawsuit by Discover Card</title>
  <summary type="html" xml:space="preserve">
  Question:QUESTION: Hello Bill. I received a letter from an arbitration &lt;br&gt; company telling me that a civil lawsuit from Discover card is on its &lt;br&gt; way regarding some credit card debt. We don&#39;t deny the debt and paid &lt;br&gt; our bills until we ran out of money. My husband and I have been &lt;br&gt; unemployed for a few months now but we are actively looking for work.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-19T00:57:45Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/863a4ce40f8c2d7c</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/863a4ce40f8c2d7c" />
  <title type="html">[CREDITWRENCH] 7/18/2009 07:57:00 PM</title>
  <summary type="html" xml:space="preserve">
  creditwrench&#39;s Google Docs links (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/ZMbaO&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-14T12:42:56Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/b9f593ddb42d5d6d</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/b9f593ddb42d5d6d" />
  <title type="html">[CREDITWRENCH] 7/14/2009 07:42:00 AM</title>
  <summary type="html" xml:space="preserve">
  Blogger: Improve Your Credit NOW! - Post a Comment &lt;br&gt; (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/jXTJI&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-16T21:48:15Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/fc9cdb8a71502228</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/fc9cdb8a71502228" />
  <title type="html">[CREDITWRENCH] 7/16/2009 04:48:00 PM</title>
  <summary type="html" xml:space="preserve">
  How to prepare your courtroom... (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/qAeKw&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
  <entry>
  <author>
  <name>Creditwrench</name>
  <email>creditwre...@gmail.com</email>
  </author>
  <updated>2009-07-14T17:01:45Z</updated>
  <id>http://groups.google.com/group/creditwrench/browse_thread/thread/dc380f048a1501ed</id>
  <link href="http://groups.google.com/group/creditwrench/browse_thread/thread/dc380f048a1501ed" />
  <title type="html">[CREDITWRENCH] 7/14/2009 12:01:00 PM</title>
  <summary type="html" xml:space="preserve">
  &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/hQR9e&quot;&gt;[link]&lt;/a&gt; (&lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://ping.fm/hLb35&quot;&gt;[link]&lt;/a&gt;) &lt;br&gt; Mobile post sent by creditwrench using Utterli. Replies.
  </summary>
  </entry>
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