[OT] credit card processing?

[Denis Haskin]

Maybe sort of late on a Friday afternoon to be asking, but who do people like/dislike to integrate with for credit card processing?

And this is not necessarily from a ruby perspective; the system we would be integrating is .Net/Flex (*shudder* but it pays the bills), so this is really just a more general question on options, who's good/bad/expensive/cheap/etc.

One absolute is that we don't want to store credit card info ourselves.  Just don't want to take that on.

Suggestions?  Warnings?

Thanks,

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Denis Haskin

cell: 781-258-7414

[Nat Budin]

I've been very happy with Braintree in the past.  Their API is well-documented and their support is excellent.  Everything pretty much just worked.

Nat

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[Denis Haskin]

Good to hear.  They're already on our list.  Thanks.

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Denis Haskin

cell: 781-258-7414

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[Jim Chevalier]

I use (and love) Stripe - https://stripe.com

-Jim

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[Chris Rhoden]

On Fri, Nov 9, 2012 at 4:07 PM, Nat Budin <natb...@gmail.com> wrote:

I've been very happy with Braintree in the past.  Their API is well-documented and their support is excellent.  Everything pretty much just worked.

Nat

On Nov 9, 2012, at 4:06 PM, Denis Haskin <de...@constantorbit.com> wrote:

Maybe sort of late on a Friday afternoon to be asking, but who do people like/dislike to integrate with for credit card processing?

And this is not necessarily from a ruby perspective; the system we would be integrating is .Net/Flex (*shudder* but it pays the bills), so this is really just a more general question on options, who's good/bad/expensive/cheap/etc.

One absolute is that we don't want to store credit card info ourselves.  Just don't want to take that on.

This is exactly what Stripe and stripe.js offer - the credit card information is never even sent to your server - you get a token that you exchange for a customer token or a charge.

I recently set this up, and it's great. Very straightforward and simple.

Braintree recently introduced a service that I understand is supposed to compete with Stripe on this.

 

Suggestions?  Warnings?

Thanks,

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Denis Haskin

cell: 781-258-7414

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chrisrhoden

[Brian Cardarella]

We use Stripe for all of our clients. Braintree is fantastic as well but their pricing model is difficult for smaller companies to adopt. I believe they have some new offering where you can sign up for a period of time and not pay their fee.

----------------------
Brian Cardarella
Principal at DockYard
Visit us: http://dockyard.com
Call us: (855) DOCK-YRD
Follow me on Twitter: http://twitter.com/bcardarella
Follow us on Twitter: http://twitter.com/DockYard

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[Marsh Sutherland]

Stripe seems to be standard.

Take a look at Dwolla, a potential PayPal killer.

Marsh Sutherland
CEO | Founder
ReferralBonus™
(877) 969-REFER Ext 1
ma...@referralbon.us



Follow Marsh & ReferralBonus at 

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[Kevin Menard]

One caveat that seems to be oft overlooked is Stripe is pretty bare bones.  Any business offering is going to need to handle Dunning emails, receipt generation, a customer portal, etc.  Stripe is really good at charging people.  It provides nothing in way of other billing features however.  Services like Recurly cost more, but fill that void.

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Kevin

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