Many of us have a soft spot for charities.  We want to help out people.
There's nothing wrong with helping others.  There is something wrong when
crooks take advantage of our kindness to make a profit.  There are many
legitimate charities out there, but there are also people who wish to play
on your better side for their own benefit.  Always take precautions.

First, don't be pressured into making a donation immediately.  A
     charity  will be more than happy to receive a donation at any
     time of year.

Second, don't ever give your credit card number, period.  Once you
     give out that number, you never know how much you may be charged.
     You also never know who'll have your card number.

Third, ask for printed material so that you can carefully evaluate any
     requests for money.  You should always be given time to think
     over any gift, confirm it and possibly cancel it.

Finally, check out the charity by contacting the National Charities
     Information Bureau at 1-212-929-6300.  You can also contact your
     local Attorney General.

   Log on the WebSite at http://www.fraud.org, or call 1-800-876-7060.
     If you spot obviously illegal operations on the E-Ways, please
     forward copies of the messages to NFIC at fraudi...@psinet.com.
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