"According to this historic Protestant understanding, faith is seen as a composite of three necessary elements: knowledge, assent, and trust. That is, one must have knowledge about the Christian message (notitia – knowledge, which involves the intellect), one must arrive at the conviction that what the Bible claims is in fact true (assensus – assent, wherein the intellect comes to believe that the content of notitia is true), and last, one must believe that what the Bible says is true for me. I must act upon what I know and believe to be true (fiducia – trust in Christ, which is an act of the will)."
Michael Horton, Christ the Lord, (Grand Rapids: Baker Book House, 1992), p. 84-85
Thomas Watson, "[Jesus] alone is the Prince of Preachers. He alone is the best of expositors."