Re: Digest for bankpensioner@googlegroups.com - 6 updates in 5 topics

[vaidya nathan]

Regd Life Certificate

Non submission of LC cause  withholding pension from next month. Many times, submitting through Jeevan Praman app  causes mistakes and information reach after 10/15 days. Even confirmation takes long time and cause concern to seniors.  Submitting in person at any Branch of the Bank also  is not  easily done since many branches in rural and  even Urban branches ask pensioners, their own staff, to submit in  Home Branch. This leads to misunderstanding and hardship. Verifying thr Watsapp call may ease to great extend, unnecessary journey to Branch and  and satisfaction to seniors.  

On Tue, Dec 16, 2025, 5:25 PM <bankpe...@googlegroups.com> wrote:

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• REFORMS IN BPS - 1 Update
• Check this out from The Times of India - 1 Update
• Updation case Date 17/12 To 14/01/26 so for not confirmed - 2 Updates
• Updation - 1 Update
• NON SUBMISSION OF LIFE CERTIFICATE AND WITHHOLDING PENSION - 1 Update

REFORMS IN BPS

JSOMA SHEKARA <jsomase...@gmail.com>: Dec 16 02:39PM +0530 DFS is introducing many reforms in the Banking Industry but what is urgently required is reforms in the Bipartite negotiations shortly called BPS. The significant characteristics of Bipartite negotiations is negotiations directly between management and Unions. In the Banking Industry management refuses to deal directly with union and retirees and a third party is dealing with Unions. How this can be called Bipartite negotiations. The current bipartite negotiation process for wage and pension revision in the Indian banking industry, while historically a stable mechanism, requires significant improvements and reforms, primarily to ensure fairness, transparency, and timely resolution of critical issues, especially concerning pensioners . Key Areas for Improvement and Reform   - *Pension Updation and Parity*: A major point of contention is the lack of a consistent and automatic pension revision mechanism linked to wage revisions, unlike the Central Government's Pay Commission system or the Reserve Bank of India's (RBI) model. The current system often results in a significant disparity between the pensions of early retirees and those retiring after subsequent settlements. - *Reform Needed*: Implement a mandatory, formula-based periodic pension updation (e.g., on RBI lines) as a statutory provision within the Pension Regulations, ensuring that basic pension keeps pace with inflation and subsequent wage hikes. This would provide financial security and "Right to dignity" for all pensioners, a right upheld by the Supreme Court. - *Negotiation Timeliness*: Wage settlements often face protracted negotiations, leading to significant delays in implementation (e.g., the 11th Bipartite Settlement was implemented years after its effective date). - *Reform Needed*: Establish strict timelines and a clear framework for the negotiation process between the Indian Banks' Association (IBA) and unions to ensure settlements are finalized and implemented promptly, ideally within the five-year cycle they are meant to cover. - *Inclusion and Representation*: Pensioner associations often argue they are not adequately represented in the main bipartite talks between the IBA and working employee unions (UFBU), leading to their issues being sidelined or addressed as "residual issues". - *Reform Needed*: Create a formal, inclusive mechanism to involve legitimate pensioner representatives in discussions concerning retirement benefits to ensure their grievances are addressed directly and not as an afterthought. - *Transparency and Authority*: The IBA, a voluntary association, handles negotiations for all public sector banks, and the legal force of "Joint Notes" or Memoranda of Understanding is sometimes questioned in court. - *Reform Needed*: Formalize the legal standing of the negotiated settlements and consider an independent, dedicated "Banking Pay Commission" to bring transparency, impartiality, and a consistent, legally binding framework for salary/pension revisions, similar to the Central Pay Commission for government employees. - *Scope and Consistency*: The settlements should cover all applicable banks (public, private, and foreign) uniformly where the pension scheme is applicable, to avoid disparities and legal challenges. - *Reform Needed*: Ensure consistent application of agreed-upon terms across all signatory banks and work with the government to address regulatory differences that currently create ad-hoc solutions like ex-gratia payments instead of a permanent pension revision.   Implementing these reforms would lead to a more harmonious industrial relations environment, improved employee morale (both working and retired), and greater stability within the critical Indian banking sector.

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Check this out from The Times of India

RAMANI NV <ramani...@gmail.com>: Dec 16 12:00PM +0530 SC full court rolls back hikes given by CJIs to select few https://timesofindia.indiatimes.com/india/sc-full-court-rolls-back-hikes-given-by-cjis-to-select-few/articleshow/125965805.cms?utm_source=app&utm_medium=share&utm_campaign=social_share Download the TOI app now: https://timesofindia.onelink.me/mjFd/toisupershare

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Updation case Date 17/12 To 14/01/26 so for not confirmed

SUMAN KUMAR Suman <suman...@gmail.com>: Dec 15 08:41PM +0530 IF ITS MAY 2 2026 ANY PROBLEM ? LISTEN TO BLOGGERS REGARDING CASE BYE     -- *suman.*

JSOMA SHEKARA <jsomase...@gmail.com>: Dec 15 07:04PM +0530 First of all this 14.01.26 report is fake and nowhere officially it is mentioned as it is a holiday. The fact remains that opportunity was knocking on the door on 10.12.2025 and we did not open the door.

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Updation

JSOMA SHEKARA <jsomase...@gmail.com>: Dec 15 06:57PM +0530 It is alleged that In both LIC updation case and M C Singhla case some unknown hands are controlling the situation. So it seems. LIC updation case was going in the right direction with a few weeks gap between hearings. On 12.11.2025 Hon.judges observed documents common compilation were submitted without attaching documents.So Hon.judge appointed two advocates on record for both sides, LIC management and Pensioners to collect fresh compilation and written submissions within two weeks and posed the case for final hearing on 03.12.2025. It is reported that Pensioner's side submitted 4000 page submissions and documents within two weeks as directed by the judge. But on 03.12.2025 to pensioners' surprise nearing was adjourned to 04.02.2026 without any reason. Some unconfirmed youtube posts suggest that LIC management, as advised by the union government, sought long adjournment as it needs time obtain fresh actuary reports, compilation of data. So the case adjourned to 04.02.2026. It may be noted that SC will be closed for summer vacation from 01.06.2026 and will be reopened on 13.07.2026. It seems one of the judges hearing the case is going to retire on August 26 and after that a fresh bench is to be constituted. Usual practice is on the previous day of hearing date Advocates will have a brief session with clients to discuss strategy to be adopted on the hearing date. In M C Singhla's case on the most crucial date advocates were absent. Latest brief from advocate Sri.Sevaram did not contain any mention of 10.12.2025 proceedings. It is uncertain whether the M C Singla case will be listed before summer holidays.       On Mon, Dec 15, 2025 at 4:33 PM Satish Kumar Khanna <sk.kha...@gmail.com> wrote:

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NON SUBMISSION OF LIFE CERTIFICATE AND WITHHOLDING PENSION

MOHAN P <moha...@gmail.com>: Dec 15 09:26PM +0530 For information:   This case -WP 405/2023 - decided before KHC relates to non payment of monthly pension to a freedom fighter especially a centenarians, by bank on account of non submission of Life Certificate on time.   Court verdict states that:   "The only issue is, whether non-submission of Life Certificate for a brief period of one year could take away the right of the petitioner to get pension in the peculiar facts. Though submission of Life Certificate is imperative in terms of the guidelines and duty is cast on every pensioner to submit a Life Certificate, certain duty is also cast upon the Bank officials as well. The duty that is cast upon the Bank officials is that they should visit a person whose Life Certificate has not come about immediately to update their data with regard to restoration of pension or otherwise. The duty of the Bank is given a go bye."   Read in full below:

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[Sanjay J]

My experience with Jeevan Praman is directly opposite to Shri Vaidyanathan's views about Jeevan Praman app. I find it the easiest and fastest way of submitting LC. I have never succeeded on my first attempt with our MyHrms of SBI. Other options are tedious.

In JP,  one has to feed in some details for the first time. The second time when you login, it automatically fetch your details and video capture only has to be done. The next day updation is done in my Bank records.

All this happens quickly without time delay and that too in the first week of November itself.

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[kushal mukhoti]

Mr. Sanjay j

I share your positive experience with the Jeevan Pramaan application for submitting my life certificate. As a super senior citizen, I've used it successfully for years without any problems. Confirmation is instant from the app and is typically received quickly from the bank.

While new users may find the initial registration process challenging, subsequent submissions are generally easier. The only slight hurdle is achieving successful face recognition. Despite that, this remains the superior method for submitting a life certificate, especially for seniors like myself.

KM.

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[Sanjay J]

Thank you, Sir.

On my first submission I had also faced the same issue.

I missed the instructions in the app that "during video capture remove your specs and blink often". When I did that , of course placing my face within the circle, a green line ran through the circumference of the circle immediately and the video capture was done successfully and instantly.

Thanks for sharing.

With regards.

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