$51K to spend on car
Notsure
That is how much I have to spend. What would you buy
Cheerio
Trevor Wilson
"Notsure" <not...@nospam.com> wrote in message
news:9jQZg.49907$rP1....@news-server.bigpond.net.au...
> Hello all
> That is how much I have to spend. What would you buy
**A second hand VP Commodore and invest the rest.
Oh wait: That's what I did.
People who spend $50k on a car must either have more money than sense, or be
very wealthy. People who buy new cars are just stupid.
--
Trevor Wilson
www.rageaudio.com.au
--
Posted via a free Usenet account from http://www.teranews.com
PHATRS
What type of car do you want?
For that kind of money you could get a brand new VW Golf GTI with
leather and xenon headlights, or a mid 80s Porsche 911, or many other
things.
--
Ben
Car related lyric of the week: "Can't you see me, overtakin? All the
while I'm salivating. Won't you let me push a little thrust up you?"
russell
If you could live with an old VP and wont buy a new car, you obviously are
used to living in the gutter....
"Trevor Wilson" <tre...@SPAMBLOCKrageaudio.com.au> wrote in message
news:4537c45a$0$19663$8826...@free.teranews.com...
Trevor Wilson
"russell" <rho...@hotmail.com> wrote in message
news:4537eb97$0$25670$c30e...@ken-reader.news.telstra.net...
> You invested the rest?
**Yep.
> What on?
**Some miners, a couple of speccies, Suncorp and Woolies.
> DRUGS!!??
**Nope.
> If you could live with an old VP and wont buy a new car, you obviously are
> used to living in the gutter....
**Tell me, very precisely, what is wrong with a VP. Relate it to the
following:
* I've managed to double my money, in the share market (thanks mostly to the
mining boom and Suncorp) in the 3 years I've owned my VP.
* My VP cost me $5k and is presently worth around $3k (best guess for a
Berlina LX waggon).
* The VP is the quickest, most economical iron six Commodore ever made.
* I've fitted decent rubber and gas shocks to the thing.
* We live in Australia. Maximum road speeds are around 110kph, in most
areas. Why spend $50k to do 110kph?
If I wanted to (which is extremely unlikely) I could liquidate my shares and
buy TWO $50k cars today. Or one $100k car.
So, tell me. Who's smarter? The guy who blew $50k on a depreciating asset?
Of the guy who invested the $50k, thus doubling his money?
PS: Go learn about top posting and why it is the sign of stupidity.
Marco
Notsure wrote:
Ssangyong Stavic, and a small fleet of Datsun 180Bs with the change.
Or, you could give us some more information and get a better reply...
Marco
mark jb
>> That is how much I have to spend. What would you buy
>
> **A second hand VP Commodore and invest the rest.
>
> Oh wait: That's what I did.
>
> People who spend $50k on a car must either have more money than sense, or
> be very wealthy. People who buy new cars are just stupid.
Think outside the box a bit.
Grab an older car, modify so it can handle, turbo it if you so desire. Do
you really need everything in the brand new car? is it worth 5x the price to
you?
You should definately think about investing at least half of that. Once
you've watched the $$$ grow for a while, you won't want the new car.
-mark
Marco
mark jb wrote:
>
> Think outside the box a bit.
> Grab an older car, modify so it can handle, turbo it if you so desire. Do
> you really need everything in the brand new car? is it worth 5x the price to
> you?
You can do all sorts of things to an old car except make it as safe as
a new one. That's the big flaw in your argument. If you can live with
that tradeoff then what you're saying makes sense.
Me, I'm not prepared to live with that tradeoff so I wouldn't be
getting around in anything without a reasonable level of active and
passive safety. Not with driving standards as they are.
Marco
Dan---
news:4537c45a$0$19663$8826...@free.teranews.com...
>
> Oh wait: That's what I did.
>
> People who spend $50k on a car must either have more money than sense, or
> be very wealthy. People who buy new cars are just stupid.
Christ I hate these types of people who think they know whats best how
people spend their money.
Have fun in your old POS VP Commode where I can drive something decent that
has up to date in safety and is comfortable for me and my mrs. And yeah I
can afford a $50,000+ car shit must have more money than sence or is it that
I am good with my own finances and smart enough to invest in something thats
profitable and yet I still go out and work. Only someone that is jealous
calls someone stupid when they can go out and buy something for themselves
and enjoy it.
If no one bought new cars everyone would be driving old bombs around and
there won't be any car manufacturers left.
--
Regards
Dan
Dan---
news:1161296349.6...@i3g2000cwc.googlegroups.com...
>
> Me, I'm not prepared to live with that tradeoff so I wouldn't be
> getting around in anything without a reasonable level of active and
> passive safety. Not with driving standards as they are.
Agreed since I have become a family man now safety is a big priority for my
mrs and little one.
Being a dad has soften me a bit.
Although it has not stopped me being a knuckle dragger still lub me 8's. :-)
--
Regards
Dan
Trevor Wilson
"Dan---" <iam...@nospam.com> wrote in message
news:12jfumu...@corp.supernews.com...
> "Trevor Wilson" <tre...@SPAMBLOCKrageaudio.com.au> wrote in message
> news:4537c45a$0$19663$8826...@free.teranews.com...
>
>>
>> Oh wait: That's what I did.
>>
>> People who spend $50k on a car must either have more money than sense, or
>> be very wealthy. People who buy new cars are just stupid.
>
> Christ I hate these types of people who think they know whats best how
> people spend their money.
>
> Have fun in your old POS VP Commode where I can drive something decent
> that has up to date in safety and is comfortable for me and my mrs. And
> yeah I can afford a $50,000+ car shit must have more money than sence or
> is it that I am good with my own finances and smart enough to invest in
> something thats profitable and yet I still go out and work. Only someone
> that is jealous calls someone stupid when they can go out and buy
> something for themselves and enjoy it.
**Jealous of what? If I cared to liquidate my investments, I could buy a
nice (new) Ferrari, or dozen WRXs. It's just that such a purchase would be a
monumental waste of money. Particularly in view of the speed limts in this
country. My VP does everything required of it. It's quick (enough), carries
plenty of loads, has a superb securtiy system, goes 'round corners quite
well, is quiet, has a nice air con, etc. I was reminded of how people can
and do waste money, when I looked out of the window of my last home. My next
door neighbour drove a $150k Merc (Purchased new). He lived in a house that
just sold for $450,000.00. I look out the window of my current home and
noted that my nearest neighbour drives a 10 year old WRX (he's an admitted
petrol head). He also owns a $3 million+ home. You know the deal: Indoor
pool, home cinema, an air conditioning system which you can walk around in,
etc. Wealthy people rarely become wealthy, by owning the latest (new) cars.
They get wealthy FIRST, then buy fancy cars.
>
> If no one bought new cars everyone would be driving old bombs around and
> there won't be any car manufacturers left.
**Yep. I'm pleased there are plenty of idiots around. I'll have a nice
selection in a few years, when I retire the Commodore. There'll be plenty of
bargains.
Trevor Wilson
"Marco" <rbge...@iprimus.com.au> wrote in message
news:1161296349.6...@i3g2000cwc.googlegroups.com...
>
>>
>> Think outside the box a bit.
>> Grab an older car, modify so it can handle, turbo it if you so desire. Do
>> you really need everything in the brand new car? is it worth 5x the price
>> to
>> you?
>
> You can do all sorts of things to an old car except make it as safe as
> a new one. That's the big flaw in your argument. If you can live with
> that tradeoff then what you're saying makes sense.
**The most unsafe part of ANY car, is the idiot behind the wheel. Bad
drivers can kill, or be killed in the safest of cars.
Dan---
>
> So, tell me. Who's smarter? The guy who blew $50k on a depreciating asset?
> Of the guy who invested the $50k, thus doubling his money?
Or someone has done both and break even of course money is a must have but
its not everything its more of a currupting tool really.
Anyway how does someone spend $50,000+ on something effect you in anyways
not like their went into your bank account and used your money.
--
Regards
Dan
Trevor Wilson
> "Trevor Wilson" <tre...@SPAMBLOCKrageaudio.com.au> wrote in message
> news:4537e486$0$19612$8826...@free.teranews.com...
>
>>
>> So, tell me. Who's smarter? The guy who blew $50k on a depreciating
>> asset? Of the guy who invested the $50k, thus doubling his money?
>
> Or someone has done both and break even of course money is a must have but
> its not everything its more of a currupting tool really.
**Bullshit. Find me a (cuurent model) car which is appreciating in value.
>
> Anyway how does someone spend $50,000+ on something effect you in anyways
> not like their went into your bank account and used your money.
**If you'd like to re-phrase that in English, I might be able to comment.
mark jb
> a new one. That's the big flaw in your argument. If you can live with
> that tradeoff then what you're saying makes sense.
>
> Me, I'm not prepared to live with that tradeoff so I wouldn't be
> getting around in anything without a reasonable level of active and
> passive safety. Not with driving standards as they are.
Even if you have the latest in crash technology, a 20yo Commonwhore into the
drivers door at 80k is going to severely injure or kill you. Apart from
that, it's pretty much luck of the draw. You could hit a tiny car with a
rollcage, your car would be destroyed and you would be safe.
Or you could head-on into an urban assault vehicle, which is a more likely
scenario with every passing day. And you are safer in the sedan than the
"4WD" - quite often the steering wheel in the larger vehicle is pushed
forward and down into the cabin. Right into the family jewels. While you're
busy smashing your head open on the A-pillars.
How about a mazda6. 4-star Ncap, 8 airbags (twin front, twin side, quad
curtain), abs, great dynamics, and a surprising amount of emergency swerve
grip. Can be had for 20k, 03 model with <100,000km.
-mark
mark jb
This is the Internet.
Noone gives a flying fuck what you have or don't have.
Sure, you have a $3mill house with a ghost Fazza in the driveway. Congrats.
Don't care.
By the way, what's your neighbours address? I'd like to liberate him of some
of that 'wasted money'.
-mark
John_H
>
>People who spend $50k on a car must either have more money than sense, or be
>very wealthy. People who buy new cars are just stupid.
Especially if their businesses don't make enough to have a worthwhile
tax entitlement. :))
--
John H
mark jb
>> but its not everything its more of a currupting tool really.
>
> **Bullshit. Find me a (cuurent model) car which is appreciating in value.
He said break even, not appreciate. Slight difference.
If you've been saving *for a new car*, why would you then purchase a bomb
and invest the rest?
>>
>> Anyway how does someone spend $50,000+ on something effect you in anyways
>> not like their went into your bank account and used your money.
>
> **If you'd like to re-phrase that in English, I might be able to comment.
"How does someone spending $50k on something affect you in any way? It's not
like they went into your bank account and used your money"
Gotta agree- you get quite fired up every time someone asks about buying a
new car. Do you have no money or are you incapable of spending it? Buy a
half-decent car. a VP was half-decent ten years ago. You can afford to spend
20k on a used recent Commonwhore if you can afford a fazza, mate.
-mark
-mark
Michael C
> **The most unsafe part of ANY car, is the idiot behind the wheel. Bad
> drivers can kill, or be killed in the safest of cars.
That's the one big hole in your arguement. No matter how good a driver you
are you can't take into account all the stupidity of others.
Michael
Trevor Wilson
"John_H" <john...@hotmail.com> wrote in message
news:cu2gj2loq7ur3e65a...@4ax.com...
**Good point. There are SOME reasons to buy/lease a fancy car, if there is a
tax break associated with doing so.
PHATRS
>> You can do all sorts of things to an old car except make it as safe as
>> a new one. That's the big flaw in your argument. If you can live with
>> that tradeoff then what you're saying makes sense.
>>
>> Me, I'm not prepared to live with that tradeoff so I wouldn't be
>> getting around in anything without a reasonable level of active and
>> passive safety. Not with driving standards as they are.
>
> Even if you have the latest in crash technology, a 20yo Commonwhore into the
> drivers door at 80k is going to severely injure or kill you. Apart from
> that, it's pretty much luck of the draw. You could hit a tiny car with a
> rollcage, your car would be destroyed and you would be safe.
A 20y Commodore into your drivers door at 50 will do a lot of damage if
you have an older car with less of the safety features of a new car. All
the safety systems in the world won't help in the high speed accidents,
but they will do a lot in suburbia, so why buy an old less safe vehicle
if you can afford the new one?
John_H
>"John_H" <john...@hotmail.com> wrote in message
>news:cu2gj2loq7ur3e65a...@4ax.com...
>> Trevor Wilson wrote:
>>>
>>>People who spend $50k on a car must either have more money than sense, or
>>>be
>>>very wealthy. People who buy new cars are just stupid.
>>
>> Especially if their businesses don't make enough to have a worthwhile
>> tax entitlement. :))
>
>**Good point. There are SOME reasons to buy/lease a fancy car, if there is a
>tax break associated with doing so.
I'd suspect that most people here who buy new cars do have some form
of tax concession available to them, either as part of a salary
package or as a straight out business deduction. Last figures I saw,
only around 25% of new cars sold are private purchases.
For some, including me, who have the tax entitlement but don't do high
mileages, it actually works out cheaper to hire a car when needed than
it is to own one (new or secondhand). For reasons of convenience I
mostly don't.
--
John H
Noddy
"Notsure" <not...@nospam.com> wrote in message
news:9jQZg.49907$rP1....@news-server.bigpond.net.au...
> Hello all
Hi.
> That is how much I have to spend. What would you buy
Give me the money and I'll let you know.
--
Regards,
Noddy.
the_dawggie
Trevor Wilson wrote:
> People who spend $50k on a car must either have more money than sense, or be
> very wealthy. People who buy new cars are just stupid.
Have to agree. I be wondering how anyone actually could have $50K
to throw at a new car. I think in a lot of cases it ain't their $50K,
the
financeCo is laughing all the way to the financeCo.
If you are willing to give up the new car smell (which is prolly a
healthy option), a one y/o vehicle or thereabout is what you are after
(provided it is not some sort of lemon, and the as new owner got rid
of it for prezactly that reason). The $100 notes in the open basket
on the roof that floated away when driven out of the dealers lot
for the first time weren't yours.
Richard Cavell
immature and b) you haven't given us enough information to assist you.
Please tell us how old you are, what your job is, and what kind of
driving you'll be doing (city or country, hauling tools to work or
doing the shopping, etc). Do you have a family?
Anyway, since you asked, I suggest a Ford Fairmont. Put a V8 engine in
if that's your style and it won't cost you more than $51,000.
the_dawggie
Notsure wrote:
> Hello all
> That is how much I have to spend. What would you buy
Scotty's 4Runner 4Sale ATM, and keep the rest of the $ :-)
Trevor Wilson
"the_dawggie" <the_d...@hotmail.com> wrote in message
news:1161307960....@k70g2000cwa.googlegroups.com...
>
> Trevor Wilson wrote:
>
>> People who spend $50k on a car must either have more money than sense, or
>> be
>> very wealthy. People who buy new cars are just stupid.
>
> Have to agree. I be wondering how anyone actually could have $50K
> to throw at a new car. I think in a lot of cases it ain't their $50K,
> the
> financeCo is laughing all the way to the financeCo.
**Yep. People who borrow money to buy a (new) car are the dumbest of all.
Ask *any* financial advisor and they all say the same thing:
"NEVER borrow money on a depreciating asset." There are few things which
depreciate faaster than a new car.
>
> If you are willing to give up the new car smell (which is prolly a
> healthy option), a one y/o vehicle or thereabout is what you are after
> (provided it is not some sort of lemon, and the as new owner got rid
> of it for prezactly that reason). The $100 notes in the open basket
> on the roof that floated away when driven out of the dealers lot
> for the first time weren't yours.
**Yep.
Noddy
"Richard Cavell" <richar...@mail.com> wrote in message
news:1161309253.0...@i42g2000cwa.googlegroups.com...
> Notsure, people are giving you bullshit answers because a) they're
> immature and b) you haven't given us enough information to assist you.
The bullshit answers were largely in response to a stupid question.
He might as well have asked "I've got 5 bucks to spend at the local Milk
Bar, what lollies should I get?"
--
Regards,
Noddy.
Noddy
> **Yep. People who borrow money to buy a (new) car are the dumbest of all.
> Ask *any* financial advisor and they all say the same thing:
Borrowing money to buy almost anything isn't particularly clever, but in a
lot of cases you don't have any choice if you want the item.
> "NEVER borrow money on a depreciating asset." There are few things which
> depreciate faaster than a new car.
This is generally true, however all good consumer items have depreciation
rates faster than a L.A. Negro running from a police siren. Real estate is
the general exception, but only if you can turn it over in a relatively
short term.
--
Regards,
Noddy.
PHATRS
> **Yep. People who borrow money to buy a (new) car are the dumbest of all.
> Ask *any* financial advisor and they all say the same thing:
>
> "NEVER borrow money on a depreciating asset." There are few things which
> depreciate faaster than a new car.
If you want to make more money with your money.
Are you trying to offend as many people as possible or what?
the_dawggie
PHATRS wrote:
> Trevor Wilson wrote:
> > **Yep. People who borrow money to buy a (new) car are the dumbest of all.
> > Ask *any* financial advisor and they all say the same thing:
> >
> > "NEVER borrow money on a depreciating asset." There are few things which
> > depreciate faaster than a new car.
>
> If you want to make more money with your money.
>
> Are you trying to offend as many people as possible or what?
Not really sure of what you are saying. I'm a half owner of a $3.7M
property due to be sold soon (no I'm not rich, and have to think about
paying land tax - the cash in my pocket from it is not likely to be
used
to buy a new vehicle either). It was purchased for $50K early 70s.
Cars are not usually investment potential. That said, I could prolly
get around 40% of the original purchase $ cost of me 'lux back - it's
a 1991 model. Borrowing money against a vehicle purchase makes
me nervous though (I borrowed around $10k for the 'lux).
Not an ASIO Plant (Honest)
> The bullshit answers were largely in response to a stupid question.
>
> He might as well have asked "I've got 5 bucks to spend at the local Milk
> Bar, what lollies should I get?"
I cant believe I agree with The Nod.
Does he want new or used?
Sports or family?
2 or 4 door.
ETC ETC.
bruce tyler
> So, tell me. Who's smarter? The guy who blew $50k on a depreciating asset?
> Of the guy who gambled the $50k, thus halving his money?
:-)
Not an ASIO Plant (Honest)
Trevor Wilson wrote:
> "Notsure" <not...@nospam.com> wrote in message
> news:9jQZg.49907$rP1....@news-server.bigpond.net.au...
> > That is how much I have to spend. What would you buy
>
>
> Oh wait: That's what I did.
>
> very wealthy. People who buy new cars are just stupid.
>
>
> Trevor Wilson
> www.rageaudio.com.au
I agree Trevor but there comes a point in your life when how many
investments are enough.
And you do want to reward yourself for the frugality and hard work you
have put in and then you decide what to do?
What did I do, Spent $60k on buying 10 POS that I dreamt of having as a
Kid.
RX-3 4 door, XY GTHO Replica, HQ GTS 4 Monaro, A9X Replica, Mini 1275
LS, HJ 1 Tonner, V8 Commodore Race car, HQ 202 3 speed race car, 1977
911 carrera,.Stretched EH BASH Car
I use the 911 as an everyday car and the rest as Club registered cars
($55 year for CTP and REGO each) race cars are unregistered.
bruce tyler
"Trevor Wilson" <tre...@SPAMBLOCKrageaudio.com.au> wrote in message
news:4537e486$0$19612$8826...@free.teranews.com...
Now I have the smartarse comment out the way, I agree with your approach
fully and employ the same myself.
Of course, my weapon of choice is the far more comfortable and stylish EL
Falcon :-).
John_H
>
>Not really sure of what you are saying. I'm a half owner of a $3.7M
>property due to be sold soon (no I'm not rich, and have to think about
>paying land tax - the cash in my pocket from it is not likely to be
>used to buy a new vehicle either). It was purchased for $50K early 70s.
So what do you intend doing with what's left of your $1.85M after
you'd paid the capital gains tax? :)
--
John H
Trevor Wilson
"Noddy" <dg4163@(nospam)dodo.com.au> wrote in message
news:4538351f$1...@news.comindico.com.au...
**Cherry Ripe. Not gay at all.
Michael C
news:r9gl04-...@teri.unico.com.au...
> you have an older car with less of the safety features of a new car. All
> the safety systems in the world won't help in the high speed accidents
Surely they will, at least to some degree.
the_dawggie
Collectively buying a unit in prolly same area, and a farm I have not
found yet (as I won't deal living in a unit by itself as I'd prolly go
feral).
What capital gains tax ... early 70s was the purchase date? I'm an
only kid and got in on the deal some time in the 1990s, so 1/2 of
the title is recorded in my name as I pay a lot of the taxen (i've
gotta
sign off on any changes).
Michael C
> **Jealous of what? If I cared to liquidate my investments, I could buy a
> nice (new) Ferrari, or dozen WRXs. It's just that such a purchase would be
> a monumental waste of money. Particularly in view of the speed limts in
> this country. My VP does everything required of it. It's quick (enough),
> carries plenty of loads, has a superb securtiy system, goes 'round corners
> quite well, is quiet, has a nice air con, etc. I was reminded of how
> people can and do waste money, when I looked out of the window of my last
> home. My next door neighbour drove a $150k Merc (Purchased new). He lived
> in a house that just sold for $450,000.00. I look out the window of my
> current home and noted that my nearest neighbour drives a 10 year old WRX
> (he's an admitted petrol head). He also owns a $3 million+ home. You know
> the deal: Indoor pool, home cinema, an air conditioning system which you
> can walk around in, etc. Wealthy people rarely become wealthy, by owning
> the latest (new) cars. They get wealthy FIRST, then buy fancy cars.
For every person like that there's 10 who invest their whole life and never
enjoy the money. If I waited until I was 60 to buy my rx7 I doubt i'd want
it or enjoy it any more. I'll certainly have a huge amount of trouble at
that age with my other great money waster which is skiing.
Michael
the_dawggie
Michael C wrote:
> For every person like that there's 10 who invest their whole life and never
> enjoy the money. If I waited until I was 60 to buy my rx7 I doubt i'd want
> it or enjoy it any more. I'll certainly have a huge amount of trouble at
> that age with my other great money waster which is skiing.
That is completely correct. It is life training however - sit at your
desk
or digging in your trench, until you are told you are too old to do so.
Problem with that is ... at that point you prolly too old to do
anything
you would have earlier enjoyed doing.
I've said all this before - however the world must spin ever faster and
have more and more products and people - work being the holy
grail.
I'm putting my foot in it and saying "no" in a number of regards though.
Trevor Wilson
"Not an ASIO Plant (Honest)" <leg...@tpg.com.au> wrote in message
news:1161316212.3...@m73g2000cwd.googlegroups.com...
>
> Trevor Wilson wrote:
>> "Notsure" <not...@nospam.com> wrote in message
>> news:9jQZg.49907$rP1....@news-server.bigpond.net.au...
>> > Hello all
>> > That is how much I have to spend. What would you buy
>>
>> **A second hand VP Commodore and invest the rest.
>>
>> Oh wait: That's what I did.
>>
>> People who spend $50k on a car must either have more money than sense, or
>> be
>> very wealthy. People who buy new cars are just stupid.
>>
>>
>> --
>> Trevor Wilson
>> www.rageaudio.com.au
>
> I agree Trevor but there comes a point in your life when how many
> investments are enough.
**At my age, not enough. I am a long way from where I want to be. Point is:
Finding a car which is nice to drive is easy and doesn't cost much. I drove
my mate's new Benz C320K and, frankly, it did not excite me one bit.
Certainly, compared to the Dunny-dore it was not a huge improvement. I drove
another mate's SL500 and, whilst it looks drop dead georgeous and women jump
into it at traffic lights, the driving is not that inspiring. Mind you, a
ten year old Porsche is a whole 'nuther matter. THAT would be seriously more
fun than the Dunny-dore. Same deal with a WRX.
>
> And you do want to reward yourself for the frugality and hard work you
> have put in and then you decide what to do?
**Retire, then buy a nice car. But I probably won't. With a 110kph speed
limit, I don't really see the pont. Do you?
>
> What did I do, Spent $60k on buying 10 POS that I dreamt of having as a
> Kid.
> RX-3 4 door, XY GTHO Replica, HQ GTS 4 Monaro, A9X Replica, Mini 1275
> LS, HJ 1 Tonner, V8 Commodore Race car, HQ 202 3 speed race car, 1977
> 911 carrera,.Stretched EH BASH Car
>
> I use the 911 as an everyday car and the rest as Club registered cars
> ($55 year for CTP and REGO each) race cars are unregistered.
**The 911 is STILL the most exciting car I have ever driven. By a long
margin. One of my mates has more money than God. He dumped his late model
Porsche (water cooled) and found a 911 Turbo (last one made) and bought it.
He reckons it is much better than the new models. Now he beats people back
offering him serious money to sell it.
VYBerlinaV8
Despite owning 2 new cars (calculated decision), I am currently on the
road to investment wealth.
There IS an answer to the question of how much investment is enough.
You have enough investments when you can live the lifestyle you want on
the yield of the investments (not including capital growth). What this
means for me, is that when I can collect about $150k per year in
investment income, without selling any assets or tapping the capital
growth, then I will have enough, and will stop acquiring. Simple,
really.
The question you need to ask yourself is "how much do I want to live
on"?
--
VYBerlinaV8
Trevor Wilson
"bruce tyler" <bruce...@hotmail.com> wrote in message
news:45384701$0$484$61c6...@uq-127creek-reader-03.brisbane.pipenetworks.com.au...
**Really, I am a Ford man. I've owned four Escorts. The Dunny-dore just
happened to be right car, right price, right time. Personally, I think the
VP V6 is a POS and the in-line six from Ford is much better. Either way,
I've long since allowed myself to become emotionally attached to a car. It's
just transport.
Trevor Wilson
**Capital gains? Land tax? On a property purchased in the early 1970s? I'd
get in touch with an accountant, quicks,art. You might be in for a nice
surprise. Or not. I'm no expert.
Trevor Wilson
**Ouch. Good point. Let's not discuss those early share trades from late
1999.
D Walford
> "russell" <rho...@hotmail.com> wrote in message
> news:4537eb97$0$25670$c30e...@ken-reader.news.telstra.net...
>> You invested the rest?
>
> **Yep.
>
>> What on?
>
> **Some miners, a couple of speccies, Suncorp and Woolies.
>
>> DRUGS!!??
>
> **Nope.
>
>> If you could live with an old VP and wont buy a new car, you obviously are
>> used to living in the gutter....
>
> **Tell me, very precisely, what is wrong with a VP. Relate it to the
> following:
>
> * I've managed to double my money, in the share market (thanks mostly to the
> mining boom and Suncorp) in the 3 years I've owned my VP.
> * My VP cost me $5k and is presently worth around $3k (best guess for a
> Berlina LX waggon).
> * The VP is the quickest, most economical iron six Commodore ever made.
> * I've fitted decent rubber and gas shocks to the thing.
> * We live in Australia. Maximum road speeds are around 110kph, in most
> areas. Why spend $50k to do 110kph?
>
> If I wanted to (which is extremely unlikely) I could liquidate my shares and
> buy TWO $50k cars today. Or one $100k car.
>
> So, tell me. Who's smarter? The guy who blew $50k on a depreciating asset?
Drive a better car and then get back to us, I'd rather walk than drive a
VP, they are as rough as guts.
You could have just as easily lost every cent on the stock market and be
stuck with a VP for ever, YUK:-)
BTW I don't personally own a car but my business owns 3:-)
Daryl
D Walford
>>> Hello all
>>> That is how much I have to spend. What would you buy
>> **A second hand VP Commodore and invest the rest.
>>
>> Oh wait: That's what I did.
>>
>> People who spend $50k on a car must either have more money than sense, or
>> be very wealthy. People who buy new cars are just stupid.
>
> Grab an older car, modify so it can handle, turbo it if you so desire. Do
> you really need everything in the brand new car? is it worth 5x the price to
> you?
>
> You should definately think about investing at least half of that. Once
> you've watched the $$$ grow for a while, you won't want the new car.
>
For all we know the OP may already be very wealthy from investments and
despite having mega bucks stashed away is only willing to spend $50k on
a car.
I would look at a demo Liberty 3.0R B Spec, a low k's one can easily be
had for that money.
Daryl
Not an ASIO Plant (Honest)
> There IS an answer to the question of how much investment is enough.
> You have enough investments when you can live the lifestyle you want on
> the yield of the investments (not including capital growth). What this
> means for me, is that when I can collect about $150k per year in
> investment income, without selling any assets or tapping the capital
> growth, then I will have enough, and will stop acquiring. Simple,
> really.
The only problem with the above is that as your income grows so does
your expenditure habit. I never used to subscribe to the Theatre,
Ballet or Opera, but now its just par for the course. My wife never
drove a Jaguar, she was quite happy with a Tarago (4 Kids) And of
course youll then want the next size up home and it needs a weekly
cleaning and the gardener to come 2 days a week.
Get my drift, it is easy to set figures but as you acheive them, you
tend to want more.
My favourite book on this subject is Retire Rich - Retire Young by
Robert Kiwosaki. He explains how the point in time is when you can,
without working, afford to do what you want to do. IE not live off the
investment income for the rest of your life.
D Walford
> Trevor Wilson wrote:
>> People who spend $50k on a car must either have more money than sense, or be
>> very wealthy. People who buy new cars are just stupid.
>
> tax entitlement. :))
>
Mine does:-)
Daryl
D Walford
> Trevor Wilson wrote:
>
>> People who spend $50k on a car must either have more money than sense, or be
>> very wealthy. People who buy new cars are just stupid.
>
> to throw at a new car. I think in a lot of cases it ain't their $50K,
> the
> financeCo is laughing all the way to the financeCo.
>
> If you are willing to give up the new car smell (which is prolly a
> healthy option), a one y/o vehicle or thereabout is what you are after
> (provided it is not some sort of lemon, and the as new owner got rid
> of it for prezactly that reason). The $100 notes in the open basket
> on the roof that floated away when driven out of the dealers lot
> for the first time weren't yours.
>
When we went looking for cars we originally bought a demo, that was on a
Saturday, on the next Monday the dealer rang and asked if instead of the
demo would we like a new one with tinted windows, CD stacker and an
alarm for $500 more and of course we said yes:-)
Financing through the business on a "Chattel Mortgage" also means I can
claim the full GST back in one hit on my next BAS at the end of this
month:-)
I now have to decide what to spend the almost $3000.00 on:-)
Daryl
Noddy
"Not an ASIO Plant (Honest)" <leg...@tpg.com.au> wrote in message
> I cant believe I agree with The Nod.
Turn it up. I'm not *that* bad :)
--
Regards,
Noddy.
John_H
Talk to your accountant before you sell.
Capital gains tax applies to any increase in market value since about
1984 (when the tax was introduced). Presumably you'll be liable for
any increase since 1990 (on the recorded value at the time you
acquired your interest).
You may be able to avoid the CGT by "replacing" the property... that
is, you'll probably need to find your farm within a reasonable time
frame.
You're even supposed to pay CGT on your car if you sell it at a profit
and pocket the cash. Some of us do get that lucky on rare occasions.
--
John H
Blinky Bill
> the_dawggie wrote:
>>John_H wrote:
>>> the_dawggie wrote:
>>> >
>>> >Not really sure of what you are saying. I'm a half owner of a $3.7M
>>> >property due to be sold soon (no I'm not rich, and have to think about
>>> >paying land tax - the cash in my pocket from it is not likely to be
>>> >used to buy a new vehicle either). It was purchased for $50K early 70s.
>>>
>>> So what do you intend doing with what's left of your $1.85M after
>>> you'd paid the capital gains tax? :)
>>
>>Collectively buying a unit in prolly same area, and a farm I have not
>>found yet (as I won't deal living in a unit by itself as I'd prolly go
>>feral).
>>
>>What capital gains tax ... early 70s was the purchase date? I'm an
>>only kid and got in on the deal some time in the 1990s, so 1/2 of
>>the title is recorded in my name as I pay a lot of the taxen (i've
>>gotta
>>sign off on any changes).
>
> Talk to your accountant before you sell.
>
> Capital gains tax applies to any increase in market value since about
> 1984 (when the tax was introduced).
The tax was introduced 20 September 1985. Assets acquired before that date
are generally exempt from CGT. The OP says he got in on the deal in the 90s,
so he will be required to pay CGT on sale of the asset.
the_dawggie
John_H wrote:
> You may be able to avoid the CGT by "replacing" the property... that
> is, you'll probably need to find your farm within a reasonable time
> frame.
Dunno, all titles predate the CGT. Of course, if my father is long
dead before me, if I then decided to sell things, could get ugly.
> You're even supposed to pay CGT on your car if you sell it at a profit
> and pocket the cash. Some of us do get that lucky on rare occasions.
My 'lux I've owned for a very long time, that ain't about to change.
Richard
>
>
> **Jealous of what? If I cared to liquidate my investments,
What do you spend money on then?
Dr_No
>
> "Noddy" <dg4163@(nospam)dodo.com.au> wrote in message
> news:4538351f$1...@news.comindico.com.au...
>>
>> "Richard Cavell" <richar...@mail.com> wrote in message
>> news:1161309253.0...@i42g2000cwa.googlegroups.com...
>>> Notsure, people are giving you bullshit answers because a) they're
>>> immature and b) you haven't given us enough information to assist you.
>>
>> The bullshit answers were largely in response to a stupid question.
>>
>> He might as well have asked "I've got 5 bucks to spend at the local Milk
>> Bar, what lollies should I get?"
>
> **Cherry Ripe. Not gay at all.
>
And a Gaytime ice-cream. They are nice
Just JT
>
> People who spend $50k on a car must either have more money than sense, or
> be very wealthy. People who buy new cars are just stupid.
Let me tell you, Trevor. If there were no 'stupid' people who bought NEW
cars, then there would no 'smart' people who buy USED cars.
--
Think.about.that
Knobdoodle
> PS: Go learn about top posting and why it is the sign of stupidity.
>
Damn; I was actually following you until you shot yourself in the foot like
that!
--
Knob
Q: Does anything say "I'm a Wanker" louder than whinging about top-posting?
Knobdoodle
>
> **Bullshit. Find me a (cuurent model) car which is appreciating in value.
>
But he didn't ASK for investment advice did he; He just asked about a car
and, believe me, a VP Commode ain't on his shopping list!
If he's spending $51k on a toy then he's probably quite happy with his
current financial situation and all your crapping-on is just making you
look a bit simple.
....and then you brought top-posting into it!
Knobdoodle
news:45380cb8$0$11968$afc3...@news.optusnet.com.au...> news:4537f388$0$19623
>> **The most unsafe part of ANY car, is the idiot behind the wheel. Bad
>> drivers can kill, or be killed in the safest of cars.
>
> That's the one big hole in your arguement. No matter how good a driver
> you are you can't take into account all the stupidity of others.
>
Rubbish!
A good driver (or rider) ALWAYS takes into account the stupidity of others!
--
Knob
Knobdoodle
> For every person like that there's 10 who invest their whole life and
> never enjoy the money. If I waited until I was 60 to buy my rx7 I doubt
> i'd want it or enjoy it any more. I'll certainly have a huge amount of
> trouble at that age with my other great money waster which is skiing.
>
A mate of mine worked real hard and saved a lot and retired at 42 to build
his boat and enjoy his life.
He suffered a heart-attack and died 4 weeks later.
Since then I made sure I NEVER chose "the future" over enjoying myself NOW!
I made it past 42 so I'm already ahead!
Knobdoodle
> Not really sure of what you are saying. I'm a half owner of a $3.7M
> property due to be sold soon (no I'm not rich, and have to think about
> paying land tax - the cash in my pocket from it is not likely to be
> used
> to buy a new vehicle either). It was purchased for $50K early 70s.
>
Scotty
"Notsure" <not...@nospam.com> wrote in message
news:9jQZg.49907$rP1....@news-server.bigpond.net.au...
> That is how much I have to spend. What would you buy
>
New Liberty.
Scotty
"Knobdoodle" <knobd...@hotmail.com> wrote in message
news:OB1_g.50277$rP1....@news-server.bigpond.net.au...
Noddy
> Q: Does anything say "I'm a Wanker" louder than whinging about
> top-posting?
Yeah, morons who top post.
--
Regards,
Noddy.
Knobdoodle
news:4538a4e3$0$3073$afc3...@news.optusnet.com.au...
--
Knob
Knobdoodle
wankers?!!?
Nope sorry; a wanker is just a wanker.
--
Knob
Noddy
> So you admit you're a wanker but think that's ok 'cause others are bigger
> wankers?!!?
No, *you* admit I'm a wanker. Naturally, I disagree :)
> Nope sorry; a wanker is just a wanker.
Top posters are lazy wankers.
--
Regards,
Noddy.
Knobdoodle
>
> "Knobdoodle" <knobd...@hotmail.com> wrote in message
> news:NV3_g.50352$rP1.39898@news-
>
>> So you admit you're a wanker but think that's ok 'cause others are
>> bigger wankers?!!?
>
> No, *you* admit I'm a wanker. Naturally, I disagree :)
>
Never mind; the readers know.
>
>> Nope sorry; a wanker is just a wanker.
>
> Top posters are lazy wankers
>
The proof is in the wanker; and there's no bigger wanker than a wanker who
VOLUNTEERS themselves as a wanker!
--
Knob
Q: Does anything say "I'm a Wanker" louder than whinging about top-posting?
ant
> Hello all
> That is how much I have to spend. What would you buy
> Cheerio
Half an Elise?
--
ant
Don't try to email me;
I'm borrowing the spammer du jour's addy
ant
> People who spend $50k on a car must either have more money than
> sense, or be very wealthy. People who buy new cars are just stupid.
Not if they intend to keep them for ever!
Noddy
> And you snipped the proof.
> Never mind; the readers know.
They might if they had an idea of what the fuck you're talking about.
> Whatever.
> The proof is in the wanker; and there's no bigger wanker than a wanker who
> VOLUNTEERS themselves as a wanker!
Um, yeah. No problem :)
--
Regards,
Noddy.
reg-john
>
> "russell" <rho...@hotmail.com> wrote in message
> news:4537eb97$0$25670$c30e...@ken-reader.news.telstra.net...
>> You invested the rest?
>
> **Yep.
>
>> What on?
>
> **Some miners, a couple of speccies, Suncorp and Woolies.
>
>> DRUGS!!??
>
> **Nope.
>
>> If you could live with an old VP and wont buy a new car, you obviously
>> are used to living in the gutter....
>
> **Tell me, very precisely, what is wrong with a VP. Relate it to the
> following:
>
> * I've managed to double my money, in the share market (thanks mostly to
> the mining boom and Suncorp) in the 3 years I've owned my VP.
> * My VP cost me $5k and is presently worth around $3k (best guess for a
> Berlina LX waggon).
> * The VP is the quickest, most economical iron six Commodore ever made.
> * I've fitted decent rubber and gas shocks to the thing.
> * We live in Australia. Maximum road speeds are around 110kph, in most
> areas. Why spend $50k to do 110kph?
>
> If I wanted to (which is extremely unlikely) I could liquidate my shares
> and buy TWO $50k cars today. Or one $100k car.
>
> So, tell me. Who's smarter? The guy who blew $50k on a depreciating asset?
> Of the guy who invested the $50k, thus doubling his money?
>
> PS: Go learn about top posting and why it is the sign of stupidity.
depends on your priorities i suppose...yours are obviously to save money at
the expense of any form of sex life.
>
>
>
> --
> Trevor Wilson
> www.rageaudio.com.au
>
>
>
> --
> Posted via a free Usenet account from http://www.teranews.com
>
reg-john
bye.
"Trevor Wilson" <tre...@SPAMBLOCKrageaudio.com.au> wrote in message
news:4537f30d$0$19738$8826...@free.teranews.com...
>
reg-john
"Michael C" <nos...@nospam.com> wrote in message
news:453850c8$0$32666$afc3...@news.optusnet.com.au...
> "Trevor Wilson" <tre...@SPAMBLOCKrageaudio.com.au> wrote in message
> news:4537f30d$0$19738
>> **Jealous of what? If I cared to liquidate my investments, I could buy a
>> nice (new) Ferrari, or dozen WRXs. It's just that such a purchase would
>> be a monumental waste of money. Particularly in view of the speed limts
>> in this country. My VP does everything required of it. It's quick
>> (enough), carries plenty of loads, has a superb securtiy system, goes
>> 'round corners quite well, is quiet, has a nice air con, etc. I was
>> reminded of how people can and do waste money, when I looked out of the
>> window of my last home. My next door neighbour drove a $150k Merc
>> (Purchased new). He lived in a house that just sold for $450,000.00. I
>> look out the window of my current home and noted that my nearest
>> neighbour drives a 10 year old WRX (he's an admitted petrol head). He
>> also owns a $3 million+ home. You know the deal: Indoor pool, home
>> cinema, an air conditioning system which you can walk around in, etc.
>> Wealthy people rarely become wealthy, by owning the latest (new) cars.
>> They get wealthy FIRST, then buy fancy cars.
>
> For every person like that there's 10 who invest their whole life and
> never enjoy the money. If I waited until I was 60 to buy my rx7 I doubt
> i'd want it or enjoy it any more. I'll certainly have a huge amount of
> trouble at that age with my other great money waster which is skiing.
>
> Michael
>
Arnie
news:1161296349.6...@i3g2000cwc.googlegroups.com...
>
> mark jb wrote:
> >
> > Think outside the box a bit.
> > Grab an older car, modify so it can handle, turbo it if you so desire.
Do
> > you really need everything in the brand new car? is it worth 5x the
price to
> > you?
>
> You can do all sorts of things to an old car except make it as safe as
> a new one. That's the big flaw in your argument. If you can live with
> that tradeoff then what you're saying makes sense.
>
> Me, I'm not prepared to live with that tradeoff so I wouldn't be
> getting around in anything without a reasonable level of active and
> passive safety. Not with driving standards as they are.
I disagree.
Do you have a rollcage and racing harness in your daily driver?
If not, then the argument about ultimate safety is not valid. You already
accepted a huge compromise in safety.
Arnie
news:4ps2slF...@individual.net...
> Trevor Wilson wrote:
>
> > People who spend $50k on a car must either have more money than
> > sense, or be very wealthy. People who buy new cars are just stupid.
>
> Not if they intend to keep them for ever!
Bleh! Virginity is overrated! :P
russell
"Noddy" <dg4163@(nospam)dodo.com.au> wrote
Scotty
"Noddy" <dg4163@(nospam)dodo.com.au> wrote in message
news:4538d341$1...@news.comindico.com.au...
Noddy
> Nope. It's just, some people use Outlook and some don't.
The type of newsreader has fuck all to do with it. It's about laziness.
Do you read a book from the back to the front?
--
Regards,
Noddy.
Noddy
"Athol" <m...@privacy.net> wrote in message
news:11613834...@idlwebserver.idl.com.au...
> LOL. I've had that knob wanker plonked for ages. I have no idea what
> he's on about aside from confirming his "total wanker" status. :-)
Yep :)
> Sometimes I don't why you bother responding to wanker trolls and shills,
> Noddy. Knob, J T (is that short for John Thomas?), Oz1...
Well, if you took the wankers and trolls out of this group, there'd be all
of 3 messages to reply to each day, and that would mean I'd have to spend
less time on the computer and more time with the family.
Fuck that :)
--
Regards,
Noddy.
Trevor Wilson
"reg-john" <a...@fddfd.com> wrote in message
news:Rsa_g.50404$rP1....@news-server.bigpond.net.au...
>
> "Trevor Wilson" <tre...@SPAMBLOCKrageaudio.com.au> wrote in message
> news:4537e486$0$19612$8826...@free.teranews.com...
>
> at the expense of any form of sex life.
**LOL! I'll let you into a little secret: I don't need a fancy car to get
laid. I never have. In fact, I vividly recall one of the women I went out
with once saying: "I gave up dating guys with fancy sports cars. They just
use the car, rather than trying to develop a personality."
Michael C
> Rubbish!
> A good driver (or rider) ALWAYS takes into account the stupidity of
> others!
You missed one word in my statement "all". Sure you can take into account
some or even most of other people's stupidity but you can't take into
account ALL of it. You could be sitting at the lights one day and get
cleaned up.
Michael
Michael C
> yeah but youre a fucking joyless knobend....argument is moot.
That made me laugh.
Michael
Michael C
> A mate of mine worked real hard and saved a lot and retired at 42 to build
> his boat and enjoy his life.
> He suffered a heart-attack and died 4 weeks later.
> Since then I made sure I NEVER chose "the future" over enjoying myself
> NOW!
> I made it past 42 so I'm already ahead!
For once I agree with you, although it's probably a good idea to take the
future into account to some degree.
> Q: Does anything say "I'm a Wanker" louder than whinging about
> top-posting?
I'd say more pedantic and looking for something to compain about.
Considering the problems a person could encounter on a scale of 0 to 100,
top posting would have to be down at 0.000001. :-)
Michael
the_dawggie
Athol wrote:
> Noddy <dg4163@(nospam)dodo.com.au> wrote:
> > "Athol" <m...@privacy.net> wrote:
>
> >> Sometimes I don't why you bother responding to wanker trolls and shills,
> >> Noddy. Knob, J T (is that short for John Thomas?), Oz1...
>
> > Well, if you took the wankers and trolls out of this group, there'd be all
> > of 3 messages to reply to each day, and that would mean I'd have to spend
> > less time on the computer and more time with the family.
>
> > Fuck that :)
>
>
> That's assuming that you actually feel like doing anything on it. If you're
> like me with the Volvo, you'll be leaving an unfinished project to your
> grandchildren... At least the Volvo is regoed and on the road. :-)
LOL! that's exactly the impression I get of Node, easier to relax at
'puter rather than actually do anything. I'm the same in that regard.
A number of years ago I'd take things apart and put them back
together (sometimes in a better manner than original) simply
because I was interested in how they tick.
Came to a conclusion, I know how what I own ticks - don't
need to know, and are not interested in exceeding that ... it
simply works. If I need to know something new I will, however
not going out of my way to do so. That said I'm not exactly
going to perform hard physical work on anything other than
dirt bike riding.
Not an ASIO Plant (Honest)
Well If I had to post to a thread about best car for $51k, I believe
that Top posting (whatever that is) would be the foremost thing on my
mind..
But then I have on occasions agreed with The Nodster (Never yet with
The Ronda)
the_dawggie
Knobdoodle wrote:
> "the_dawggie" <the_d...@hotmail.com> wrote:
> > Not really sure of what you are saying. I'm a half owner of a $3.7M
> > property due to be sold soon (no I'm not rich, and have to think about
> > paying land tax - the cash in my pocket from it is not likely to be
> > used
> > to buy a new vehicle either). It was purchased for $50K early 70s.
> >
> Ain't having clever, dead parents grand!
> --
> Knob
>
> Q: Does anything say "I'm a Wanker" louder than whinging about top-posting?
Wanking is good, as how you get into the right job/house. The car
rice is bad, as is your mother dying early, or you finding every single
human on Earth is incompatible with you.
HTH.
Noddy
> Nah, you got it all wrong. You'd have more time to work on the Falcon.
I'll have to get around to doing that some day :)
> That's assuming that you actually feel like doing anything on it. If
> you're
> like me with the Volvo, you'll be leaving an unfinished project to your
> grandchildren... At least the Volvo is regoed and on the road. :-)
Lol :)
The way things are going around here, the Falcon will be lucky if it's
finished in time for my kid to drive when he get's his licence in 12 years
time :)
I just finished refurbishing the milling machine I bought to replace the old
one I sold to John, and in the three weeks or so that I was without one
going I've had a heap of people wanting work done that I couldn't do on the
spot so they went elsewhere, so now it's all shiny and new and sitting
around idle :)
I've had 3 guys drop off hot rod sheet-metal that needed to be done
yesterday, I need to fit a bigger exhaust fan into the roof of my garage
(which I'll be doing today), and to top it off I've got a "spare" Bridgeport
sitting here that I bought a few days after the I did the first one mainly
because it had a slotting head attachment (that I've transferred onto my
"keeper" machine), that I've now got to clean up and sell.
The wife and I aren't talking at the moment :)
--
Regards,
Noddy.
Noddy
"the_dawggie" <the_d...@hotmail.com> wrote in message
> LOL! that's exactly the impression I get of Node, easier to relax at
> 'puter rather than actually do anything. I'm the same in that regard.
I'm kinda like that, but not completely.
I have a home office in the garage, so whenever I'm sitting here typing away
there's almost always some machine running in the background. Whenever I'm
doing something and I get too tired/sore/bored or whatever, I simply walk a
few steps away from it and sit down here and abuse people.
It's good therapy. Prior to that I used to keep a large hammer and a Magna
bonnet handy :)
--
Regards,
Noddy.
PHATRS
Large hammer? You must have had to get replacement Magna bonnets fairly
often.
--
Ben
Car related lyric of the week: "Can't you see me, overtakin? All the
while I'm salivating. Won't you let me push a little thrust up you?"
reg-john
>
> "reg-john" <a...@fddfd.com> wrote in message
> news:Rsa_g.50404$rP1....@news-server.bigpond.net.au...
>>
>> "Trevor Wilson" <tre...@SPAMBLOCKrageaudio.com.au> wrote in message
>> news:4537e486$0$19612$8826...@free.teranews.com...
>>
>> depends on your priorities i suppose...yours are obviously to save money
>> at the expense of any form of sex life.
>
> **LOL! I'll let you into a little secret: I don't need a fancy car to get
> laid. I never have. In fact, I vividly recall one of the women I went out
> with once saying: "I gave up dating guys with fancy sports cars. They just
> use the car, rather than trying to develop a personality."
Nothing to do with your car, your mean attitude would be driving them away
in droves. I can just picture it...
"Ahhh Kate I dont think I said you could have desert, Im paying for it and I
dont need unnecessary courses impacting on my 3 year consumables
schedule.This will go against you in the final exam. Now when do we fuck? I
have a VP commodore you know, Ive no need for a car over 8 grand, for people
with tiny, tiny penises you know. So lets hop into the velour and plastic
beast and be appalling..."
So further, when will you develop a personality? Other than the stunted,
arrogant and skewed one you have at the moment of course.
reg-john
> "Knobdoodle" <knobd...@hotmail.com> wrote in message
> news:Dw1_g.50275$rP1.31986@news-
>> A mate of mine worked real hard and saved a lot and retired at 42 to
>> build his boat and enjoy his life.
>> He suffered a heart-attack and died 4 weeks later.
>> Since then I made sure I NEVER chose "the future" over enjoying myself
>> NOW!
>> I made it past 42 so I'm already ahead!
>
> For once I agree with you, although it's probably a good idea to take the
> future into account to some degree.
>
>> Q: Does anything say "I'm a Wanker" louder than whinging about
>> top-posting?
>
> I'd say more pedantic and looking for something to compain about.
thats what a wanker is.