Chuck.K's Chino Home
hehate...@hotmail.com
Isn't the internet grand? Chuck CLAIMS that his (wife's) Chino home is
worth (SNORT) at least ONE MILLION DOLLARS. Well, a simple looking
into the MLS in Chino, CA and I found this:
-----
MLS #: H503430
4115 Compton Ct., Chino, CA 91710
Price: $ 775000
Status: Active
Bedrooms: 4
Bathrooms: 2.75/
Year Built: 1980
Square Feet: 3100
Lot Size: 22000
TG Number: 641D5
Pool: N
Spa: N
View: N
Type: Single Family Residence / Detached
Property Description
THIS GORGEOUS SINGLE LEVEL HOME FEATURES A HUGE "GREAT ROOM" ADDITION
WITH OAK HARDWOOD FLOORING, FIREPLACE, SKYLIGHTS AND FRENCH DOORS TO
THE EXTERIOR. FOUR BEDROOMS, 2.75 BATHROOMS, FORMAL LIVING AND DINING
ROOM,SEPARATE FAMILY ROOM WITH FIREPLACE, INDOOR LAUNDRY ROOM. 1/2 ACRE
LOT WITH MD HORSE BARN, FULLY LANDSCAPED AND X-FENCED FOR ANIMALS.
BOAT/TOYS PARKING AREA.3CARGRGE
Features
· Cul-de-sac · Ceiling Fan · Driveway · French Doors · Dir
Garage Acc · Horse Prop Impr · Home Warranty · Lot-level/flat ·
Value In Land · Lot 20-39,999SF · Mn Flr Mstr Bdr · Window
Shutters · Skylights · Turnkey · Turnkey · Turnkey · ·
· ·
Additional Property Information
Horse Property?: Y
Fireplace: Y
Garage: 3
Car Yard: Y
Fence: BW//
HS Dist: Elm: CHECK
Jr: SCHOOL
High: DISTRICT
Office or Den: N
Floors: WW/HW/CR/
Family Room: Y
Living Room: Y
Cable TV: Y
Laundry Room: IR/
Master Suite: Y
Master Retreat: N
Fml Dining Room: Y
Walkin Closets: N
Patio: Y
Bonus Room: Y
Wet Bar: Y
Security System: Y
# of Stories: A
Dressing Area:
RV Access:
Sprinkler:
Roof Type: SK// Tv
Antenna:
Entryway: Y
-----
Hmmmm....
Sure looks as though the price on this home is $750,000 Doesn't it?
And it has all the amenities that PORK CHOP describes in HIS (wife's)
house right down the street.
So, HOW does he derive that his (wife') Chino home is worth
$1,000,000 when they sell for $250K less?
Oh, that's right.... Chuck K. is a LIAR!
Hurry up and pay those back taxes, CRIPPLE.
--EE--
Big Mikey
Big Mikey
<hehate...@hotmail.com> wrote in message
news:1115937360.0...@o13g2000cwo.googlegroups.com...
CyßerHoGŽ
Isn't the internet grand? Chuck CLAIMS that his (wife's) Chino home is
worth (SNORT) at least ONE MILLION DOLLARS. Well, a simple looking
into the MLS in Chino, CA and I found this:
<snip a lot more home than you or I can claim>
"Get over it and move on." - David Berman in alt.vacation.las-vegas
spenc...@attbi.com
So he says 1,000,000 and it might be 750k tkats 33% higher than the
house listed.
So if he says over 500,000 for the house beside the playground then
that would equate to 375,000, which is certainly a little high for that
house. To be honest it proably just around 300-325.
Generic
<spenc...@attbi.com> wrote in message
news:1115985097.0...@o13g2000cwo.googlegroups.com...
There are NO $300K houses in CA metro areas right now. Massive, massive
price bubble. A 75 year old dump next to the city dump is worth $500K.
There's gonna be a painful decline in a few years.
-John
Generic
"Chuck.K" <no...@nohow.com> wrote in message
news:MPG.1cf13776d...@news.easynews.com...
> In article <428555a7$0$13139$a32e...@news.nntpservers.com>,
> gen...@scientist.com says...
>
> > There are NO $300K houses in CA metro areas right now.
>
> housing in the LA area.
>
> > Massive, massive price bubble.
>
> I disagree. I think it has much more to do with a booming economy
> and a rather large influx of people to the area.
No. It has everything to do with 0% down interest only ARMs. Incomes are
flat. They are putting people with $50K to $75K incomes in these places.
They cannot afford them and rely on appreciation alone.
> > There's gonna be a painful decline in a few years.
>
> Not unless the entire US economy goes in the dumper.....
There was a housing bubble and crash in Florida in the 20s.
A housing bubble was associated with the stock bubble in Japan in the 80s.
House prices in NYC boomed and dropped following the stock boom of the mid
80s.
We've had a recent stock bubble, 40 year low interest rates for a few years,
PLUS the introduction of creative mortgages--so prices have been driven
through the roof.
House prices in England, Australia, etc. have already gone way way up and
are now heading down.
http://photos1.blogger.com/img/243/2888/640/homeprices.jpg
http://www.nationalcity.com/content/corporate/EconomicInsight/documents/STATEMENT.pdf
http://www.fdic.gov/bank/analytical/fyi/2005/021005fyi.html
http://www.economist.com/agenda/displayStory.cfm?story_id=3886356
The author of "Irrational Exuberance" who called the top of the 2000 stock
bubble says were in a housing bubble now.
http://money.cnn.com/2005/01/13/real_estate/realestate_shiller1_0502/
General news:
http://thehousingbubble.blogspot.com/
My bet is on long term stagnation at best, or a return to the long term
average (much lower) within a few years.
Easy come, easy go.
-John
Rodney C.W.A.J.G.A. King
news:42879f1a$0$13138$a32e...@news.nntpservers.com...
history...TULIP BULBS!!!
Rodney C.W.A.J.G.A. King
> In article <1115985097.0...@o13g2000cwo.googlegroups.com>,
> spenc...@attbi.com says...
>
> Try finding a real estate agent and ask him/her what some of the
> actual SALES are.
>
> I'll give you a hint..... house around the corner just closed escrow
> at $490.000, after FOUR days on the market...... They had 7 offers
> from their $475k asking price and took the $490.000, with a requested
> closing in 15 days.
>
> Not a week goes by without a call or letter from one of the local
> real estate agents BEGGING to listen to an offer they have from a
> ready to go buyer.
Then, by all means sell...Do a sale and lease back, JUST DON'T SELLER
FINANCE ANY PART OF THE DEAL.
Real estate prices in SoCal are insane, and unless you are too, GET OUT
NOW.
The Real Estate bubble is bursting NOW.
Higher interest rates, and higher foreign exchange rates are combining
to kill the goose.
Don't believe it? Hide and watch.
hehate...@hotmail.com
Newsgroups: alt.vacation.las-vegas
Subject: Re: Chuck.K's Chino Home
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Date: Sun, 15 May 2005 18:29:57 GMT
Chuck. K wrote:
> In article <1115937360.0...@o13g2000cwo.googlegroups.com>,
> hehate...@hotmail.com says...
> > Well, well, well.....
> >
> > Isn't the internet grand? Chuck CLAIMS that his (wife's) Chino
home is
> > worth (SNORT) at least ONE MILLION DOLLARS. Well, a simple looking
> > into the MLS in Chino, CA and I found this:
> >
> > -----
> > MLS #: H503430
> > 4115 Compton Ct., Chino, CA 91710
>
> Hmm, THAT's interesting, since I live at 4115......... and MY house
> isn't for sale.
NOOOOOOOOOO????? Really????? Is that where LYNNE lives?
> DAMN WETBACK.... time to buy ANOTHER Apple G-4..... only this time
> get the one that actually WORKS!
Why would I buy ANOTHER Apple PowerBook G-4 when this one works just
fine? The website where I got that from works fine too, dummy.
> > Price: $ 775000
>
> They SOLD it for $835k
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAH
Where's THAT website, PORK CHOP? Substantially LESS than the over
$1M you said YOUR wife's house was worth.
> > Status: Active
>
> not likely..... since it is in escrow.....
Proof?
> > Bedrooms: 4
>
> My home only has 3 bedrooms,
Awwww, shuckise-poo. Looks like it's worth even LESS than what you
said.
> since the Master bedroom was built as a
> DOUBLE and includes both a sitting room and a workout area, along
> with a FIREPLACE!
Proof?
> > Bathrooms: 2.75/
> > Year Built: 1980
>
> MY house was built (or should I say "REbuilt") in 1991
Who cares?
> > Square Feet: 3100
> > Lot Size: 22000
> > TG Number: 641D5
> > Pool: N
>
> Gee, WHAT is that BIG thing with all the water in it in my backyard?
Your wife's CUNT!
> > Spa: N
>
> Hmmm, what is that slightly SMALLER thing with all the HOT water and
> bubbles in it sitting NEXT to the slightly BIGGER thing with the
> cooler water in it?
1971 Bollinger.
> > View: N
>
> Can't be ANY house in MY neighborhood, since we have some KILLER
> views of the mountains.
Proof?
> > Type: Single Family Residence / Detached
> >
> > Property Description
> >
> > THIS GORGEOUS SINGLE LEVEL HOME FEATURES A HUGE "GREAT ROOM"
ADDITION
>
> Can't be MY house, since we don't have a "great room".
Let's deduct that from your price too.
> > WITH OAK HARDWOOD FLOORING,
>
> Bzzzt.... nope...NO oak flooring...
Shag carpet?
> Got some Italian MARBLE floors and a heck of a lot of granite...
Proof?
> > FIREPLACE,
>
> We got TWO (2) fireplaces.... one downstairs in the family room and
> one upstairs in the Master Bedroom.
Proof?
<snip crap>
> Wait a minute? How can my house be "down the street" when you listed
> *MY* address?
I DIDN'T list YOUR WIFE'S address, CRIPPLE. You are friggin STUPID.
> Must be something to do with hat whizbang APPLE G-4 computer the
> WETBACK is so proud of..
Jealous?
> > So, HOW does he derive that his (wife') Chino home is worth
> > $1,000,000 when they sell for $250K less?
>
> Still can't quite figure out WHERE you say *I* said my house in Chino
> was worth $1,000,000, but then again..... you never DID learn how to
> add, or subtract...... or spell, for that matter.
>
> > Oh, that's right.... Chuck K. is a LIAR!
>
> Hmmm...... I said I own TWO home and here you are...... AGREEING that
> I own TWO homes.
Lynne owns 2 homes.
> HELL you even stalked me to the point of LOOKING UP
> the public records that I own TWO homes.
"Stalking"? HAHAHAHAHAHAHAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
> And yet....... you CLAIM to own TWO homes (or more,
Maybe I do, maybe I own 12.....
> since it's really
> HARD to keep up with all your CLAIMS),
It sure is. Too bad for you.
> and yet YOU can't manage to
> PROVE that you are ANYTHING but an unemployed WETBACK who lives with
> his MOMMY in New Mexico..
Oh, no! What will I do? I'll ask J-Lo for a job when she comes to
town next month to film another movie that I will be working on. You
will be at home with your pump.
HAHAHAHAHHAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
> As they say...... BAWAHAHAHAHAHAHAHAHAHA
No, it's HHHHHHHHHHHHHHHHAAAAAAAAAAAAAAHAHHAhAHAAAAAAAAAAAAAAAAAA
> > Hurry up and pay those back taxes, CRIPPLE.
> >
> >
> > --the WETBACK--
>
> WHAT "back taxes"?
The BACK TAXES that are still late as of May 15, 2005.
HAHAHAHHAHAHAHAHHAHAHHAHHALFJLASJFLKJASDLKfjklasdjgkl;sadjfgkljas
--EE--
spenc...@attbi.com
Chuck. K wrote:
> Try finding a real estate agent and ask him/her what some of the
> actual SALES are.
>
> I'll give you a hint..... house around the corner just closed escrow
> at $490.000, after FOUR days on the market...... They had 7 offers
> from their $475k asking price and took the $490.000, with a requested
> closing in 15 days.
>
> Not a week goes by without a call or letter from one of the local
> real estate agents BEGGING to listen to an offer they have from a
> ready to go buyer.
>
> OTOH, one could be living in Sun City Anthem, where resales sit on
> the market for 160 or more days, and NEW homes from the builder sell
> for less than those of buyers who bought within the past few years.
First of all as an active buyer we looked at many houses (used and new)
in Las Vegas and Henderson over the past 5 years. Except for a few
areas, the homes at SC Anthem and other Antmem areas bring a premium
price over these other areas. There is a temporary Buyers market at SC
Anthem due to "Investor" Homes - those that bought expecting the market
to continue double digit price increase every few months. Many
investors at escrow time had houses that were now selling for 20 -40 %
higher than their price. Looked like easy money and more and more
investors got into it and got caught in the Del Webb price reduction.
So you can argue all you want about the value of your property. Some of
us even take shots at you about your estimate values. Of course you are
biased in your opinion and we are also biased in our opinion.
But there is no way that your house is worth more than a comaprable SC
Anthem house of the same size. It's just not true.
And to say one of your neighbors sold at 490K. We'll it must have been
a bigger house with more amenities that yours. Give us the address,
which of course you won't.
Now I tried to keep my response civil. Doubt that you can do the same.
David Berman
news:1116246525....@g44g2000cwa.googlegroups.com...
>
> But there is no way that your house is worth more than a comaprable SC
> Anthem house of the same size. It's just not true.
>
> And to say one of your neighbors sold at 490K. We'll it must have been
> a bigger house with more amenities that yours. Give us the address,
> which of course you won't.
>
> Now I tried to keep my response civil. Doubt that you can do the same.
Don, the house immediately next door to us, which is about 500 square feet
larger than ours, just went on the market for $699,000. I don't know what it
will ultimately sell for, but it does tell me that our own recent appraisal
of $550,000 by a realtor is realistic.
--Best from David in NV
spenc...@attbi.com
David Berman wrote:
> Don, the house immediately next door to us, which is about 500 square
feet
> larger than ours, just went on the market for $699,000. I don't know
what it
> will ultimately sell for, but it does tell me that our own recent
appraisal
> of $550,000 by a realtor is realistic.
>
> --Best from David in NV
There are still some investor owned house for sale. A Madison with
Casita, exactly like ours is asking about $489K. I hope they get it.
Ours was priced at $395K and because it was totally complete qualified
for $30,000 in builder incentives bring it down to 365K. At our escrow
we saw the original investors price and he had agreed to pay 461K
before he walked away. His price was somewhat lower than the full list
price before Del Webb cut them by about 25-30%
anon
> Don, the house immediately next door to us, which is about 500 square feet
> larger than ours, just went on the market for $699,000. I don't know what it
> will ultimately sell for, but it does tell me that our own recent appraisal
> of $550,000 by a realtor is realistic.
>
> --Best from David in NV
>
>
loved the ones with a Casita. However, we bought in a
different area than SCA. Conservatively speaking, our 2002
home purchase has about doubled, based upon listings and
sales in our own neighborhood. Like SCA, there are folks
who did buy during the speculation craze, and they usually
got burned. Now, our own neighborhood has a fairly
reasonable 90-120 day turnover and the prices are inching
upward again.
--
My name and address are
faked to avoid those dreaded
spammers and kooks
Chuck KY
> In article <1116193172....@g14g2000cwa.googlegroups.com>,
> hehate...@hotmail.com says...
>
> > NOOOOOOOOOO????? Really????? Is that where LYNNE lives?
>
> That's where WE live, WETBACK. Pity your computer is so BAD that you
> can't even manage to cut and paste from a website without screwing it
> up.
>
> > Why would I buy ANOTHER Apple PowerBook G-4 when this one works
just
> > fine? The website where I got that from works fine too, dummy.
>
> And YET you managed to screw up not only the ad, but the address.
> Must be the WETBACK working the piece of shit computer.
>
> > HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAH
>
> Yeah.... my neighbors are laughing all the way to the BANK. They've
> lived in that house since they had it built 25 years ago.
>
> PITY that YOU don't own a house..... or two. But at least your MOMMY
> lets you live with her.... in NEW MEXICO.
>
> > Where's THAT website, PORK CHOP? Substantially LESS than the
over
> > $1M you said YOUR wife's house was worth.
>
> I never said my house was worth over $1 million...... YET!
>
> > Proof?
>
> I'll be HAPPY to supply you with proof...... just as soon as YOU
> provide ONE shred of proof of ANYTHING you've claimed through the
> years.
>
> Don't worry.... like PPMasarsky and doonie the LOONIE strebel, we
> won't hold our collective breath waiting for proof.
>
> > Awwww, shuckise-poo. Looks like it's worth even LESS than what
you
> > said.
>
> You REALLY don't have a CLUE about houses, do you?
>
> > Proof?
>
> Want PICTURES?
>
> > Who cares?
>
> Obviously, YOU do, since you were CLAIMING this to be *MY* house.
>
> > Your wife's CUNT!
>
> "WIFE". A concept you will NEVER have to worry about having....
> unless they pass a GAY MARRIAGE law.
>
> > 1971 Bollinger.
>
> Great bottle of wine...... you should get your MOMMY to buy you a
> bottle sometime...... after she's sucked 400 customers dicks.
>
> > Proof?
>
> Want PICTURES?
>
> > Let's deduct that from your price too.
>
> What part of "Not for sale" don't you understand?
>
> > Shag carpet?
>
> I hear shag is back in style in some parts of Los Angeles. YOU
> remember Los Angeles, don't you WETBACK? You used to CLAIM to own a
> home on the beach in Malibu! That's right nearby....... except you
> live with your MOMMY in NEW MEXICO!
>
> > Proof?
>
> Want PICTURES?
>
> > Proof?
>
> Want PICTURES?
>
> > I DIDN'T list YOUR WIFE'S address, CRIPPLE. You are friggin
STUPID.
>
> YOU listed 4115, which is *MY* address.
>
> Pretty shitty computer you have there to screw up a simple 'cut and
> paste'.
>
> > Jealous?
>
> Of a CHEAP APPLE computer? Shirley you JEST!
>
>
> > Lynne owns 2 homes.
>
> Hmm, both Nevada AND California are 'community property' states for
> MARRIED couples.
>
> Oh wait...... YOU can't GET married in EITHER California OR
> Nevada..... what a bummer for you and your boyfriend.
>
> > Maybe I do, maybe I own 12.....
>
> There ain't no MAYBE about it. You don't. If you DID, you'd be able
> to prove it. Ask the OTHER Pathological LIARS (PPMAsarsky and doonie
> the LOONIE strebel) about THEIR "homes".
>
> > It sure is. Too bad for you.
>
> FINALLY, you ADMIT you're a Pathological LIAR!
>
> Good for you. Acceptance is the first step to recovery.
>
> > Oh, no! What will I do? I'll ask J-Lo for a job when she comes
to
> > town next month to film another movie that I will be working on.
You
> > will be at home with your pump.
>
> BAWAHAHAHAHAHAHA
>
> The closest you could get to Jennifer Lopez is watching her on MTV in
> a store, since you don't have a TV at your MOMMY's home.
>
>
> > The BACK TAXES that are still late as of May 15, 2005.
> >
> >
HAHAHAHHAHAHAHAHHAHAHHAHHALFJLASJFLKJASDLKfjklasdjgkl;sadjfgkljas
> >
> >
> > --the WETBACK--
>
> You must have me confused with someone who gives a shit....
>
>
> Chuck
> www.cliffyberman.com (coming again soon)
> www.davidinlv.com (coming again soon)
>
> Sometimes you gotta go, where every Claven is insane!
> Where every Cliffy post spawns flames
> You gotta be where you can see, that Berman is still inane
> You gotta be where Cliffy is still insane!
>
> Cliffy Berman... the most OFF TOPIC poster in avlv.
Chuck KY
> In article <1116266962.1...@g44g2000cwa.googlegroups.com>,
> spenc...@attbi.com says...
>
>
> > There are still some investor owned house for sale. A Madison with
> > Casita, exactly like ours is asking about $489K. I hope they get
it.
> > Ours was priced at $395K and because it was totally complete
qualified
> > for $30,000 in builder incentives bring it down to 365K. At our
escrow
> > we saw the original investors price and he had agreed to pay 461K
> > before he walked away. His price was somewhat lower than the full
list
> > price before Del Webb cut them by about 25-30%
>
>
> Gee, imagine THAT! People just like YOU who bought back when that
> "original investor" pulled out have seen THEIR home DECREASE in value
> by $100,000.00.
>
> And yet YOU believe that SCA homes "bring a premium" in the market.
> Yeah.... tell that to some of your NEIGHBORS who now OWE more than
> their house is WORTH!
Chuck KY
> In article <Ga2ie.10417$D91.2978@fed1read01>, davi...@cox.net
> says...
>
> > Don, the house immediately next door to us, which is about 500
square feet
> > larger than ours, just went on the market for $699,000. I don't
know what it
> > will ultimately sell for, but it does tell me that our own recent
appraisal
> > of $550,000 by a realtor is realistic.
> >
> > --Best from Cliffy at the OLD FOLKS home
>
> BAWAHAHAHAHAHAHAHA!
>
> Does anyone ELSE find this statement by Cliffy not only HILARIOUS,
> but bring into question either the SANITY of the person who appraised
> Cliffy's home, or the SANITY of the next door neighbors after being
> forced to live next door to Cliffy. (Cliffy's insanity is never in
> question)
>
> Ask yourself HOW 2 ALMOST identical homes, sitting right next to each
> other and differing ONLY in size by "500 sq ft", be worth $150,000
> DIFFERENCE!
>
> I'd really like to get my hands on the DRUGS that SOMEONE is smoking
> out in Sun City Anthem......
Generic
> In article <42879f1a$0$13138$a32e...@news.nntpservers.com>,
> gen...@scientist.com says...
> > There was a housing bubble and crash in Florida in the 20s.
>
> In SCal too...... doesn't seem to have bothered anyone who bought a
> home back then.... let alone kept it til now.
>
> Priced homes in NYC lately? A 700 sq ft apartment (condo) sells for
> over a $ 1 MILLION.
Yes...those are all the reasons for concern...the high prices make little
sense right now...
> > 40 year low interest rates for a few years,
>
> Yes.... thank you VERY MUCH for those of us smart enough to take
> advantage of them when they were bottomed out.
So people then bid up the prices to the point where they can only afford
them on IO ARMs
> > PLUS the introduction of creative mortgages--so prices have been driven
> > through the roof.
>
> And your POINT is? Nothing you've said seems to be slowing down the
> market...... at least not in SCal or even S Nevada.
Yep. That's why it's a bubble. Incomes are flat, rents are flat. There's no
shortage of housing but the ownership affordability index is crashing
through the floor. Yet, people are still buying in huge numbers with deals
they could never have gotten in the past.
http://www.azcentral.com/news/articles/0517wsj-mort-risk17-ON.html
> > House prices in England, Australia, etc. have already gone way way up
and
> > are now heading down.
>
> Which has WHAT to do with housing in the USA?
The international bond market is being flooded by investments from China and
Korea. It's the same root cause for abnormally low interest rates here.
> Are people FLOCKING to Australia or England to live?
No, not at all. And that's why it's an international interest-rate induced
bubble. Irrational demand and irrational expectations of increases.
http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2005/05/13/cnhouse13.xml&menuId=242&s
[Links snipped]
> Did you READ any of those?
Yes.
> > The author of "Irrational Exuberance" who called the top of the 2000
stock
> > bubble says were in a housing bubble now.
> >
> > http://money.cnn.com/2005/01/13/real_estate/realestate_shiller1_0502/
>
> gee.... he'd been "PREDICTING" that for 3 YEARS prior to it
> happening.
That was a QUOTE from Greenspan said 3 years prior to the book's
publication. Greenspan called the dot com bubble in '96-'97 but didn't act
to correct it. The book came out in 2000 just as the market peaked.
Another review of the same book:
http://www.usatoday.com/money/books/reviews/2005-05-15-exuberance_x.htm
> > General news:
> >
> > http://thehousingbubble.blogspot.com/
>
> Interesting website, but it seems to be saying that the housing
> market across the US is BOOMING!
Yes, but incomes and rents are flat! That's why it's a bubble. The house
market keeps going up, people who COULD NOT afford houses the traditional
way are now getting them.
> > My bet is on long term stagnation at best, or a return to the long term
> > average (much lower) within a few years.
>
> As I said, the only way that happens is if the entire US economy goes
> into the toilet........
The US debt is at levels last seen in the Great Depression.
> > Easy come, easy go.
> >
>
> Maybe...... time will tell.
>
> in the meantime, I'm not gonna worry....
The only people who should worry are those who are flipping houses,
"investing" in 2nd homes, cashing out equity at current appraised prices or
buying on an IO ARM. Per the azcentral/Wall St. Journal article above:
"In California, where home-price growth has been sizzling, interest-only
loans accounted for 61 percent of the mortgages taken out to buy homes in
the first two months of this year, up from 47.1 percent in 2004 and less
than 2 percent in 2002, according to an analysis prepared for The Wall
Street Journal by San Francisco researchers LoanPerformance, a unit of First
American Corp. Just 18 percent of California households can afford to buy a
median-price house using a conventional 30-year fixed-rate mortgage,
according to a report issued this month by the California Association of
Realtors."
To me it's time to sell.
-John
Sr.
> and
>> > are now heading down.
>>
>> Which has WHAT to do with housing in the USA?
MAYBE MOVE OVER THEIR TO SAVE SUM MONEY??? COME BACK HEAR WHEN THE PRICES
SGO BACK DOWN...
=SEN0UR TR0UT=
"Generic" <gen...@scientist.com> wrote in message
news:428ab266$0$13175$a32e...@news.nntpservers.com...
spenc...@attbi.com
Chuck.K wrote:
> In article <1116246525....@g44g2000cwa.googlegroups.com>,
> spenc...@attbi.com says...
>
> > First of all as an active buyer we looked at many houses (used and
new)
> > in Las Vegas and Henderson over the past 5 years. Except for a few
> > areas, the homes at SC Anthem and other Antmem areas bring a
premium
> > price over these other areas.
>
>
> Lemme guess..... you missed 7 Hills right next door.
What don't you understand but my "except for a few areas". We did look
at Seven Hills and saw some fantastic properties there.
> Credit Del Webb for SELLING to all those "investors" when the market
> was there...... and put the blame where it belongs for making all
> those who were NOT speculating for having to suffer the financial
> hardship as the BUILDER now sells the exact same home for $100k LESS
> than they paid.
Very few , maybe none, end up at high prices. As usual you claim a lot
of things and you know nothing. The prices went up considerable in the
few months preceeding the drop. Most of the increase was from March
thru September. Del Webb dropped prices before they closed and they
were offerred the lower price as long as they agreed not to sell for
one year and if they did sell they had to pay Del Webb the profit.
> Do you HONESTLY expect people to believe that this kind of
> speculation ONLY took place at ANTHEM? You drank way too much of the
> kool aid.
Where did I say that.
> > So you can argue all you want about the value of your property.
I didn't argue about the value of mine, I argued about the value of
yours.
> Kind of hard to argue about FACTS!
No but you try and lose everytime.
> House prices in Anthem have DROPPED since last year, while houses in
> my tract have continuously risen.
Bullshit.
The simple FACT is that MANY people
> have LOST value (at the moment) by buying in SCA last year, while NO
> ONE who bought a home in my tract has lost a dime in value... and
> have instead seen their valuation increase
No one who bought in 1999-2002 lost anything at SCA.
> Rest of Chuck's Bullshit deleted
hehate...@hotmail.com
spenc...@attbi.com wrote:
> Chuck.K wrote:
> >
> > You really DID drink the kool aid.
> >
> > Lemme guess..... you missed 7 Hills right next door.
>
> What don't you understand but my "except for a few areas". We did
look
> at Seven Hills and saw some fantastic properties there.
Don, you have to remember that PORK CHOP Chuck has a reading
comprehension problem. Hell, he can't even comprehend the fact that he
owes back taxes.
> Very few , maybe none, end up at high prices. As usual you claim a
lot
> of things and you know nothing.
Man, that is the understatement of the year.
> The prices went up considerable in the
> few months preceeding the drop. Most of the increase was from March
> thru September. Del Webb dropped prices before they closed and they
> were offerred the lower price as long as they agreed not to sell for
> one year and if they did sell they had to pay Del Webb the profit.
Looks pretty straight foward to me.
> > Do you HONESTLY expect people to believe that this kind of
> > speculation ONLY took place at ANTHEM? You drank way too much of
the
>
> > kool aid.
>
> Where did I say that.
You didn't need to. He'll just make it up.
> > Kind of hard to argue about FACTS!
>
> No but you try and lose everytime.
Chuck + Facts = Kryptonite.
> > House prices in Anthem have DROPPED since last year, while houses
in
> > my tract have continuously risen.
>
> Bullshit.
Don, don't forget that the ONLY place where home prices in the Vegas
Valley have risen is at Chuck's (wife's) house and nowhere else. And
only his (wife's) house is built out of the choicest materials and is
of the best quality. So your house and David's and Big Mikey's are
worthless while his (wife's) will sell for hundreds of thousands more
than everyone else's even though he cannot pay the taxes (SNORT). Too
bad his (wife's) home in Vegas is worth LESS than David's and worth
LESS than yours.
> Rest of Chuck's Bullshit deleted
Thanks. I couldn't find my waders.
--EE--
hehate...@hotmail.com
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Chuck.K wrote:
> BAWAHAHAHAHAHAHAHA!
>
> Does anyone ELSE find this statement by Cliffy not only HILARIOUS,
> but bring into question either the SANITY of the person who appraised
> Cliffy's home, or the SANITY of the next door neighbors after being
> forced to live next door to Cliffy. (Cliffy's insanity is never in
> question)
Gosh, PORK CHOP. Why don't YOU call the Real Estate Commission and
report the appraiser to the governing board. While you are at it you
can report the appraiser that would give you (SNORT) more thank $400K
than the house next to your wife's. Heck, you might even be able to
pay your TAXES too.
> Ask yourself HOW 2 ALMOST identical homes, sitting right next to each
> other and differing ONLY in size by "500 sq ft", be worth $150,000
> DIFFERENCE!
Hmmmmm..... interesting. Explain why your wife's Chino home is worth
$400K more than one slightly smaller than her's that sold next door.
> I'd really like to get my hands on the DRUGS that SOMEONE is smoking
> out in Sun City Anthem......
Head on back to Mexico and smuggle some more up here, CRIPPLE. Got
Valium?
> Chuck the DIABETIC BANKRUPT CRIPPLE
> www.chuckthecripple.com (coming again soon)
> www.chucksbk.com (coming again soon)
Gosh, FAT MAN. Where are those WEBSITES you keep promising us? How
many MONTHS has it been??????
HAHAHAHAHAHAHAHAHAHAHAHAAAAAAAAAAA
--EE--
hehate...@hotmail.com
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Chuck.K wrote:
> Kind of hard to argue about FACTS!
> I'm not biased. I deal in fact.
> The simple FACT is that MANY people
> have LOST value (at the moment) by buying in SCA last year,
> Recent sales don't lie......
Facts, facts & lies. Here's a FACT, Chuck: You STILL haven't paid your
property TAXES as of today, May 18, 2005.
http://trweb.co.clark.nv.us//WEP_summary.asp?Parcel=177-15-813-029
Gotta love Clark County and their (SNORT) "clerical errors".
> It was a 4 bedroom with a pool, but no RV parking. Ask a good real
> estate agent what a pool is worth.
A pool isn't worth anything.
> You lose......
You got that right, PORK CHOP. YOU LOSE!!! HAHAHAHAHAHAHAHAAAAAAAAA
> Chuck the CRIPPLE
> www.chuckthecripple.com (coming again soon)
> www.lies.com (coming again soon)
STILL websiteLESS, eh Chuck? HAHAHAHAHAAAAA
--EE--
"I'm not biased. I deal in fact."
--Pork Chop
spenc...@attbi.com
hehate...@hotmail.com wrote:
> spenc...@attbi.com wrote:
>
> Don, don't forget that the ONLY place where home prices in the
Vegas
> Valley have risen is at Chuck's (wife's) house and nowhere else. And
> only his (wife's) house is built out of the choicest materials and is
> of the best quality. So your house and David's and Big Mikey's are
> worthless while his (wife's) will sell for hundreds of thousands more
> than everyone else's even though he cannot pay the taxes (SNORT).
>Too bad his (wife's) home in Vegas is worth LESS than David's and
worth
> LESS than yours.
Since it is smaller than both of ours you are probably right. I just
tried to put a value on theirs based on location, amenities, and square
footage. Of course it's hard to compare their location down in low
lands to the spectacular hills of Anthem. But theirs is probably a
decent entry level bungalow.
spenc...@attbi.com
your
> property TAXES as of today, May 18, 2005.
>
Probably another city treasurer problem.
Generic
> In article <428ab266$0$13175$a32e...@news.nntpservers.com>,
It's clear we'll continue to disagree.
-John
billb
> they could never have gotten in the past.
>
you can "buy" the house but you are still renting the money. it's usually
cheaper to just rent the house.
--
billb
hehate...@hotmail.com
Generic wrote:
> Yes...those are all the reasons for concern...the high prices make
little
> sense right now...
John, you are correct in this assessment. Houses are going for WAY
more than they are truly worth.
> So people then bid up the prices to the point where they can only
afford
> them on IO ARMs
That's exactly what is happening here in Albuquerque at the moment.
Tons of investors that f*cked up CA, AZ and Las Vegas are moving in
like vultures. It's gotten so bad that most new home builders only
sell 3 houses to one person and some (KB) don't sell to investors in
ANY state.
> Yep. That's why it's a bubble. Incomes are flat, rents are flat.
There's no
> shortage of housing but the ownership affordability index is crashing
> through the floor. Yet, people are still buying in huge numbers with
deals
> they could never have gotten in the past.
That's what I don't get. Why would the banks lend you $100K for
something that's worth only $80K? I guess they are making oodles of $
too.
> The international bond market is being flooded by investments from
China and
> Korea. It's the same root cause for abnormally low interest rates
here.
> > Are people FLOCKING to Australia or England to live?
>
> No, not at all. And that's why it's an international interest-rate
induced
> bubble. Irrational demand and irrational expectations of increases.
<SNIP>
John, quit trying to argue with the PORK CHOP. It's pointless. He
knows everything about housing and every other topic so you could not
ever know more than he.
> The only people who should worry are those who are flipping houses,
> "investing" in 2nd homes, cashing out equity at current appraised
prices or
> buying on an IO ARM. Per the azcentral/Wall St. Journal article
above:
Personally, I think that these California investors are going to get
royally screwed out here. They got killed in Vegas and if things
persist the way they are out here it will be the same old song. Too
bad that these jerks are making it harder for first time home buyers
that are natives. I am glad to see that some builders are not
tolerating it.
> "In California, where home-price growth has been sizzling,
interest-only
> loans accounted for 61 percent of the mortgages taken out to buy
homes in
> the first two months of this year, up from 47.1 percent in 2004 and
less
> than 2 percent in 2002, according to an analysis prepared for The
Wall
> Street Journal by San Francisco researchers LoanPerformance, a unit
of First
> American Corp. Just 18 percent of California households can afford to
buy a
> median-price house using a conventional 30-year fixed-rate mortgage,
> according to a report issued this month by the California Association
of
> Realtors."
Looks like that kinda news will be coming our way here in Albuquerque.
Check out today's (May 22, 2005) front page article.
> To me it's time to sell.
I can agree with that. I just hope that when my new house goes up that
it will continue to increase in value. I don't care to see 50%
increases every quarter but rather a nice, steady growth. I am just
praying that the market won't bottom out when the fit hits the shan.
--EE--
Generic
No point in continuing, now is there?
-John
"Chuck.K" <no...@nohow.com> wrote in message
news:MPG.1cfb020eb...@news.easynews.com...
> In article <428bdea3$0$13159$a32e...@news.nntpservers.com>,
> gen...@scientist.com says...
> > It's clear we'll continue to disagree.
> >
> > -John
>
> It's also clear that you are unwilling (or unable) to answer simple
> questions. WHY is that?
>
> What do you have to hide from answering the questions?
>
> > So John..... one simple question. Are you a homeowner, or a renter?
>
> > And, if a renter, WHERE are your investments?
>
Generic
<hehate...@hotmail.com> wrote in message
news:1116804187.2...@g49g2000cwa.googlegroups.com...
>> John, quit trying to argue with the PORK CHOP. It's pointless. He
> knows everything about housing and every other topic so you could not
> ever know more than he.
I dropped the conversation with him because he was repeating conventional
wisdom, and it was obvious he didn't consider the links I posted. Current
prices have been driven by conventional wisdom in an abnormal credit market.
Let Chuck "win" the debate. I'm fine with that!
> Personally, I think that these California investors are going to get
> royally screwed out here. They got killed in Vegas and if things
> persist the way they are out here it will be the same old song. Too
> bad that these jerks are making it harder for first time home buyers
> that are natives. I am glad to see that some builders are not
> tolerating it.
There are *plenty* of people with average incomes (average ~$55K) buying
$500K houses in my area. They generally have help from family who cashed out
equity on equally inflated homes, and/or use interest-only loans. As one
divorced single-income colleague told me "No one expects to pay off their
mortgage anymore"! They are, in a real sense, renting from the bank instead
of a landlord. But, there are no first-time buyers who can support the
market when they try to sell, let alone get the 10%-25% annual increases
they expect. Payments (with IO ARMs) have reached peak affordability and
California is a market of musical chairs between speculative current owners.
CA cities are now rated as having the greatest chance of decline by PMI
(mortgage insurance company):
http://www.pmigroup.com/lenders/media_lenders/pmi_eret05v1s.pdf
Warren Buffet (the hugely successful value investor) thinks the market will
tank and just sold a house in S. Cal because the land is now going for
$60,000,000 per acre:
http://business.timesonline.co.uk/article/0,,8209-1602383_2,00.html
My colleagues are split between "catch the leaving train," "the market will
flatten out" and "this is nuts and it will end badly." One colleague is a
former real estate agent said she worked the field during the 1991 meltdown.
Her instinct was that it would end badly--but she keeps quiet around those
who just bought. When a 50 year old 2 bedroom 800 square foot crackerbox in
a neighborhood where there are bars on all the windows sells for $600K, as
they are, my guess is it'll end badly.
> I can agree with that. I just hope that when my new house goes up that
> it will continue to increase in value. I don't care to see 50%
> increases every quarter but rather a nice, steady growth. I am just
> praying that the market won't bottom out when the fit hits the shan.
The absurd rate of increase makes a sharp drop much more likely, or if not
that then long term stagnation.
Alan Greenspan, who long downplayed the issue, is now changing his tone:
http://www.realestatejournal.com/buysell/salestrends/20050519-wessel.html?rejpartner=mktw
http://calculatedrisk.blogspot.com/2005/05/greenspan-only-recent-home-buyers-to.html
-John
The Chuck Colonblow Foundation
Chuck. K farted:
> In article <42916b4c$0$13103$a32e...@news.nntpservers.com>,
> gen...@scientist.com says...
> > Because you didn't even read the links I posted.
>
>
> > No point in continuing, now is there?
> >
> > -John
>
>
> My GUESS is that you are a RENTER who can't AFFORD to own a home....
Chuck KY
Chuck. K farted:
> In article <1116804187.2...@g49g2000cwa.googlegroups.com>,
> hehate...@hotmail.com says...
> > John, you are correct in this assessment. Houses are going for WAY
> > more than they are truly worth.
>
>
> Yeah..... we believe THAT!
>
> BAWAHAHAHAHAHAHAHAHA
>
> > That's exactly what is happening here in Albuquerque at the moment.
> > Tons of investors that f*cked up CA, AZ and Las Vegas are moving in
> > like vultures. It's gotten so bad that most new home builders only
> > sell 3 houses to one person and some (KB) don't sell to investors
in
> > ANY state.
>
>
> Ain't it hilarious that the WETBACK CLAIMS that "investors are
> driving up the price of housing", yet HE also CLAIMS to have just
> PURCHASED a new home.
>
> Uh huh..... WE believe THAT one!
>
> > That's what I don't get. Why would the banks lend you $100K for
> > something that's worth only $80K? I guess they are making oodles
of $
> > too.
>
>
> > John, quit trying to argue with the PORK CHOP. It's pointless. He
> > knows everything about housing and every other topic so you could
not
> > ever know more than he.
>
>
> > Personally, I think that these California investors are going to
get
> > royally screwed out here. They got killed in Vegas and if things
> > persist the way they are out here it will be the same old song.
Too
> > bad that these jerks are making it harder for first time home
buyers
> > that are natives. I am glad to see that some builders are not
> > tolerating it.
>
> help YOU to become a "first time home buyer" someday.
>
> > Looks like that kinda news will be coming our way here in
Albuquerque.
> >
> > http://www.abqjournal.com/
> >
> > Check out today's (May 22, 2005) front page article.
> >
> > > To me it's time to sell.
> >
> > I can agree with that. I just hope that when my new house goes up
that
> > it will continue to increase in value. I don't care to see 50%
> > increases every quarter but rather a nice, steady growth. I am
just
> > praying that the market won't bottom out when the fit hits the
shan.
> >
> >
>
> BAWAHAHAHAHAHA
>
> The WETBACK can' even seem to keep his LIES straight when he AGREES
> that "it's time to SELL" and follows it with "I just hope that when
> my new house goes up that it will continue to increase in value".
>
> his MOMMY lets him live in with her as "new".
hehate...@hotmail.com
Generic wrote:
> I dropped the conversation with him because he was repeating
conventional
> wisdom, and it was obvious he didn't consider the links I posted.
Current
> prices have been driven by conventional wisdom in an abnormal credit
market.
Smart move. He'll argue with you about anything and when he loses
(which is all the time) he'll resort to name calling, racial labeling,
looking up past personal info on Google and trying to get you fired
from your employer.
> Let Chuck "win" the debate. I'm fine with that!
Wait until he starts demanding proof of your residence.
> There are *plenty* of people with average incomes (average ~$55K)
buying
> $500K houses in my area. They generally have help from family who
cashed out
> equity on equally inflated homes, and/or use interest-only loans. As
one
> divorced single-income colleague told me "No one expects to pay off
their
> mortgage anymore"! They are, in a real sense, renting from the bank
instead
> of a landlord. But, there are no first-time buyers who can support
the
> market when they try to sell, let alone get the 10%-25% annual
increases
> they expect. Payments (with IO ARMs) have reached peak affordability
and
> California is a market of musical chairs between speculative current
owners.
Can you say "correction"?
> CA cities are now rated as having the greatest chance of decline by
PMI
> (mortgage insurance company):
>
> http://www.pmigroup.com/lenders/media_lenders/pmi_eret05v1s.pdf
Oy, vey.
> Warren Buffet (the hugely successful value investor) thinks the
market will
> tank and just sold a house in S. Cal because the land is now going
for
> $60,000,000 per acre:
>
> http://business.timesonline.co.uk/article/0,,8209-1602383_2,00.html
But is he Chuck Kohlenberg, financial expert extraordinaire? And can
Buffet PROOF where he lives? :>)
> My colleagues are split between "catch the leaving train," "the
market will
> flatten out" and "this is nuts and it will end badly." One colleague
is a
> former real estate agent said she worked the field during the 1991
meltdown.
> Her instinct was that it would end badly--but she keeps quiet around
those
> who just bought. When a 50 year old 2 bedroom 800 square foot
crackerbox in
> a neighborhood where there are bars on all the windows sells for
$600K, as
> they are, my guess is it'll end badly.
I think that it will end badly in CA. I just bought a new house today
in fact. Now they are saying that it will be finished in October. I
just hope that it doesn't get ugly out here like I think it will in CA.
It is beginning to look like CA in that houses are inflated but it's
not past the obsurdity point yet.
> The absurd rate of increase makes a sharp drop much more likely, or
if not
> that then long term stagnation.
That is true. But if I can squeeze out 3-5% increases in value each
year that would be nice. That is what houses were doing in Albuquerque
BEFORE these damn CA investors came in a few months ago.
> Alan Greenspan, who long downplayed the issue, is now changing his
tone:
>
>
http://www.realestatejournal.com/buysell/salestrends/20050519-wessel.html?rejpartner=mktw
>
http://calculatedrisk.blogspot.com/2005/05/greenspan-only-recent-home-buyers-to.html
Well, it should make for an interesting ride. Take care.
--EE--
hehate...@hotmail.com
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Chuck.K wrote:
> In article <1116804187.2...@g49g2000cwa.googlegroups.com>,
> hehate...@hotmail.com says...
> > John, you are correct in this assessment. Houses are going for WAY
> > more than they are truly worth.
>
> And YET, YOU CLAIM to have recently PURCHASED yet ANOTHER new home.
Yep. Just gave 'em my Lender's Letter of Commitment today. Nice house
on the west side of town. When you come to Albuquerque next you should
stop on by to see it and I'll even print you out a copy of the note to
take with you.
> Yeah..... we believe THAT!
"We"?
> BAWAHAHAHAHAHAHAHAHA
Yep. HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
> > That's exactly what is happening here in Albuquerque at the moment.
> > Tons of investors that f*cked up CA, AZ and Las Vegas are moving in
> > like vultures. It's gotten so bad that most new home builders only
> > sell 3 houses to one person and some (KB) don't sell to investors
in
> > ANY state.
>
> BAWAHAHAHAHAHAHAHA
>
> Ain't it hilarious that the WETBACK CLAIMS that "investors are
> driving up the price of housing", yet HE also CLAIMS to have just
> PURCHASED a new home.
Yep. And both statements are true.
> Uh huh..... WE believe THAT one!
"We"?
> > That's what I don't get. Why would the banks lend you $100K for
> > something that's worth only $80K? I guess they are making oodles
of $
> > too.
>
> Keep "guessing", WETBACK.
Okay, PORK CHOP.
> > John, quit trying to argue with the PORK CHOP. It's pointless. He
> > knows everything about housing and every other topic so you could
not
> > ever know more than he.
>
> So WETBACK, how's that house of yours in (snort) MALIBU doing?
Good. Thanks for asking, PORK CHOP.
> > Personally, I think that these California investors are going to
get
> > royally screwed out here. They got killed in Vegas and if things
> > persist the way they are out here it will be the same old song.
Too
> > bad that these jerks are making it harder for first time home
buyers
> > that are natives. I am glad to see that some builders are not
> > tolerating it.
>
> Good for YOU, WETBACK. Maybe if you are real good, your MOMMY will
> help YOU to become a "first time home buyer" someday.
Can't do much about that, CRIPPLE. I passed the "1st time homebuyer"
status quite some time ago.
> BAWAHAHAHAHAHA
>
> The WETBACK can' even seem to keep his LIES straight when he AGREES
> that "it's time to SELL" and follows it with "I just hope that when
> my new house goes up that it will continue to increase in value".
Not too bright, are you, PORK CHOP. Reading comprehension isn't your
forte. CA people need to sell their homes. They are increasing here
in ABQ.
> Not that he actually HAS a "new house", unless you consider the house
> his MOMMY lets him live in with her as "new".
Like I stated, when the house is complete just e-mail me and I will be
more than happy to have you over as a guest. I'll throw some nice PORK
CHOP's on the grill for you to wash down with Diet Pepsi for your
DIABETES. Then you can take home a copy of the mortgage note. If you
are a really good boy, I'll even take you on a tour of my downtown
office space for the business that I run. Heck, we can even see some
movie stars if there are any filming in town.
Wait, I forgot that you had to fork over $2,300 to pay your (wife's)
back TAXES.
> Chuck the CRIPPLE
> www.chuckthecripple.com (coming again soon)
> www.downonmyluck.com (coming again soon)
Damn, CRIPPLE. When are those websites coming back?
HHHHHHHAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHAHAHAHAHAHAHAHAHAHA
--EE--
hehate...@hotmail.com
work, what you own, how much you have in the bank, ad naseum. Just ask
him to prove HE is the owner of his own business. He'll have a rather
difficult time trying to tell you.
--EE--
spenc...@attbi.com
BOB
And you're always willing to jump through his hoops, ain'tcha, BEENER?
Why don't you just bend over and be done with it?
BOB
Why do you continue to play with him, Don?
spenc...@attbi.com
Because I'm jealous of his beautiful wife with the 6 figure income. All
his luxury cars, boats, motorcycles, watches. His 2 multi-million
dollar homes. His high credit limits at all the big name casinos. His
857 FICO score. He's just so much better than anyone esle. So I gutz to
hate him.
Sr.
SUMTIMES ONE WOOD BE BETTOR OFF TO SUBSTATUTE PITY WITH HATE!!!
=SEN0UR TR0UT=
<spenc...@attbi.com> wrote in message
news:1116936718.8...@f14g2000cwb.googlegroups.com...
David Berman
news:1116942516.4...@f14g2000cwb.googlegroups.com...
>
> > spenc...@attbi.com wrote:
>
> Because I'm jealous of his beautiful wife with the 6 figure income. All
> his luxury cars, boats, motorcycles, watches. His 2 multi-million
> dollar homes. His high credit limits at all the big name casinos. His
> 857 FICO score. He's just so much better than anyone esle. So I gutz to
> hate him.
I've always found that FICO statement interesting, Don.
My understanding is that the highest maximum FICO score is 850.
--Best from David in NV
BOB
The hate has rotted your soul and your reason. Just frigging ignore
him before it's too late.
The dark side of the force for you I fear.
Jedi BOB
John
"David Berman" <davi...@cox.net> wrote in message
news:SqIke.1137$rr.895@fed1read01...
>
> I've always found that FICO statement interesting, Don.
>
> My understanding is that the highest maximum FICO score is 850.
>
> --Best from David in NV
>
>
850 is probably the max FICO for the mere mortal peonic wage-earner. Chuck
seems to be in another category, where the max is 857.
John
Don Strevel
--
Many Thanks, :)
Don Strevel, Las Vegas, NV.
http://www.mysecretvegas.com
"Sr." <tr...@comcast.com> wrote in message
news:xfKdnYERfP5...@comcast.com...
hehate...@hotmail.com
BOB wrote:
> And you're always willing to jump through his hoops, ain'tcha, BEENER?
Please, call me "wetback".
> Why don't you just bend over and be done with it?
I don't swing that way.
--EE--
hehate...@hotmail.com
spenc...@attbi.com wrote:
> Because I'm jealous of his beautiful wife with the 6 figure income. All
> his luxury cars, boats, motorcycles, watches. His 2 multi-million
> dollar homes. His high credit limits at all the big name casinos.
Don't forget all his (SNORT) automatic weapons & Federal license to
deal them.
> His 857 FICO score.
LOL!
You mean the FICO score only HE has and that no one else can get?
> He's just so much better than anyone esle. So I gutz to
> hate him.
Gee, Don. And I thought all along you hated his good looks and
rippling, muscular body. :>)
--EE--
hehate...@hotmail.com
http://www.myfico.com
Then again, what would they know. After all, PORK CHOP is the greatest
expert on any subject under the sun.
--EE--
Generic
>
>
> >
> > -John
>
>
> My GUESS is that you are a RENTER who can't AFFORD to own a home....
Well, that attack is precisely why I thought you asked. It's your long-term
MO. It is, however, a logical fallacy and irrelevant to my argument. A big
part of my job involves analysis (per my e-mail address), and I often argue
points that may or may not be relevant to my own situation. I prefer to be
opaque even if that costs credibility with those who prefer personal attacks
over examining facts in isolation.
I knew NOTHING about the supposed bubble just 6 months ago--and started
reading about it because of radical short-term increases in a couple places
I used to live. But, people I know who logically should not have been able
to buy THEN are NOW able to buy.
In any particular case there are a million reasons to buy, sell, hold or
rent, none of which relate to general advice. The only thing I'd strongly
argue against right now is to buy. Hold, sell or rent makes far far more
sense than buying in 2005 after the historically unprecedented run-up.
To tell the truth I make $17,654.82 per year splitting my time between
In-N-Out burger and driving a water taxi in Laughlin. I rent a basement
studio apartment in Oakland and aspire someday, somehow, to get a 1 bedroom
with a parking lot view. In Laughlin I sleep in a van down by the river and
subsidize my income by collecting dropped pocket change. Me and my cousin
and 8 kids are barely getting by.
News out today, the head cheerleader for real estate now calls national
prices a problem:
"Fifteen percent price appreciation is too much, even for me," David Lereah,
chief economist at the National Association of Realtors, told CNBC's
"Morning Call." "The real estate market is taking on a life of its own right
now and we need to get a handle on it."
http://moneycentral.msn.com/content/CNBCTV/Articles/Dispatches/P119088.asp
This admission akin to you giving Berman a big sloppy kiss on the lips. With
a lot of tongue.
Now consider that a bunch of dinky nothing stinktowns in CA are up 50%-70%
in ONE YEAR!
http://www.car.org/index.php?id=MzQ5NjE=
Finally, ignore everything I said because you suspect I RENT. Go ahead and
buy 6 more houses by extracting the equity on houses purchased before the
boom. Join the other million day traders of 2005. Please.
-John
Generic
<hehate...@hotmail.com> wrote in message
news:1116909358....@o13g2000cwo.googlegroups.com...
I've read this group long enough to know about him. I don't care enough
about it to get into a feud.
-John
BOB
hehate...@hotmail.com wrote:
> BOB wrote:
> > And you're always willing to jump through his hoops, ain'tcha, BEENER?
> > Why don't you just bend over and be done with it?
>
> I don't swing that way.
>
>
> --BEENER--
Sure ya do, BEENER. Why else would you lavish so much effort on
flirting and fore play?
Sr.
=SEN0UR TR0UT=
"BOB" <rle...@gmail.com> wrote in message
news:1117023368.4...@g49g2000cwa.googlegroups.com...
hehate...@hotmail.com
References: <1115937360.0...@o13g2000cwo.googlegroups.com>
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<MPG.1cf13776d...@news.easynews.com>
<42879f1a$0$13138$a32e...@news.nntpservers.com>
<MPG.1cf2a531c...@news.easynews.com>
<428ab266$0$13175$a32e...@news.nntpservers.com>
<1116804187.2...@g49g2000cwa.googlegroups.com>
<1116909202....@z14g2000cwz.googlegroups.com>
Organization: Totally UN-organized
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Chuck.K wrote:
> In article <1116909202....@z14g2000cwz.googlegroups.com>,
> hehate...@hotmail.com says...
> > Yep. Just gave 'em my Lender's Letter of Commitment today. Nice house
> > on the west side of town. When you come to Albuquerque next you should
> > stop on by to see it and I'll even print you out a copy of the note to
> > take with you.
>
> BAWAHAHAHAHAHAHA
>
> THREE "new houses" in less than a year!
Really? I have that many?
> Tell us ANOTHER story, WETBACK!
"Us"?
> > "We"?
>
> Yes..... "WE"! As in the collective avlv, since NO ONE (other than
> maybe doonie the loonie strebel and DICKy Goldhaber) believes that
> you bought ONE new house, let alone THREE!
Funny, the ONLY one in here that is even questioning me is YOU, PORK
CHOP.
> > Yep. HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
>
> Yep.... that's the noise heard round the world each time you make
> ANOTHER claim you can't back up.
>
> > Yep. And both statements are true.
>
> PROOF!
>
> Oh wait..... that's a word that has NO MEANING to a PATHOLOGICAL LIAR
> like you.
Well, I've already given you and invitation to come to my PORK CHOP
bar-b-q when my new home gets built.
>
> > Good. Thanks for asking, PORK CHOP.
>
> BAWAHAHAHAHAHAHAHA
>
> > Can't do much about that, CRIPPLE. I passed the "1st time homebuyer"
> > status quite some time ago.
>
> Of COURSE you did WETBACK! Yet you're living with your MOMMY in NEW
> MEXICO!
>
> BAWAHAHAHAHAHA
Prove it, CRIPPLE.
> > Not too bright, are you, PORK CHOP. Reading comprehension isn't your
> > forte. CA people need to sell their homes. They are increasing here
> > in ABQ.
>
> BAWAHAHAHAHAHAHA
>
> Housing in California continues to increase at double digit rates, in
> SPITE of increased interest rates.
Yep.
> In ABQ, you're still living with your MOMMY!
Nope.
> > Like I stated, when the house is complete just e-mail me and I will be
> > more than happy to have you over as a guest. I'll throw some nice PORK
> > CHOP's on the grill for you to wash down with Diet Pepsi for your
> > DIABETES. Then you can take home a copy of the mortgage note. If you
> > are a really good boy, I'll even take you on a tour of my downtown
> > office space for the business that I run. Heck, you can even see some
> > movie stars if there are any filming in town.
>
> BAWAHAHAHAHAHA
>
> How many LIES can you FIT in one paragraph?
So, are you just going to dodge my invitation to my bar-b-q? Are you
that much of a COWARD to not come to my place, eat PORK CHOPS and take
home a copy of my mortgage note? Gee, given all the years you have
claimed to everyone that I don't own a home, here is your chance to
come and see for yourself that I DO in fact own a home. Pity you
cannot muster up the juevos to drive or fly down here and be proven
wrong again. I guess you can just COWER behind the safety of your pee
cee like a good DIABETIC CRIPPLE.
> > Wait, I forgot that you had to fork over $2,300 to pay your (wife's)
> > back TAXES.
>
> I DID? AMAZING! Pity it's just ANOTHER of your LIES!
>
> Funny how that works..........
Yeah, we all believe the "clerical error" BS story.
> > Damn, CRIPPLE. When are those websites coming back?
>
> Sometime before your 3 NEW HOUSES are built!
So, the websites will be up by October, 2005? I'll mark my calendar.
> BAWAHAHAHAHAHAHAHA
>
> That gives me PLENTY of time......... as in ALL THE TIME in the
> WORLD!
October is only 5 months away, CRIPPLE.
> > HHHHHHHAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHAHAHAHAHAHAHAHAHAHA
> >
> >
> > --EE
>
> Gee WETBACK...... now that PPMasarsky has decided to HIDE,
Big Mikey isn't "hiding" but rather living the good life. He's
actually going to be travelling around the west in his girlfriend's RV.
He's also done a lot of business out in L.A. Heck, it's better than
sitting at home with your pants around your ankle jacking off to AVLV
all day like you.
> pretty much makes you avlv's CHIEF PATHOLOGICAL LIAR.
Naw. That crown belongs to you, princess.
> How does it feel?
Is that what you ask MOMMY LILLIAN F. KOHLENBERG when you go and visit
her at the OLD FOLKS HOME???
> Chuck the CRIPPLE
> www.chuckthecripple.com (coming again soon)
> www.porkchop.com (coming again soon)
Gosh, you are such a FAILURE. You've been promising US those sites for
about 2 months now. Can't you do anything right, CRIPPLE? Are you
that much of a LOSER that you cannot even pay your TAXES on time much
less put up a simple website? How utterly sad.
HAHAHAHAHAHAHAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
--EE--