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Long-term care insurance

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Derek Wills

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Dec 4, 2001, 4:54:56 PM12/4/01
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With both my parents in a nursing home, I recently decided it would
be sensible to take out long-term care insurance that pays nursing
home costs. The company rejected me because of having TS. Does
this make sense to anyone? I've never heard of anyone having to
go into a nursing home because of it, that's for sure! We live no
longer or shorter lives than those not blessed with it. Perhaps
they're worried that I might disturb the other inmates of a nursing
home :-)

Derek

Sandy L

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Dec 5, 2001, 5:46:50 AM12/5/01
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"Derek Wills" <o...@astro.as.utexas.edu> wrote in message
news:9ujgng$o2e$1...@geraldo.cc.utexas.edu...

I was once initially denied disability insurance because of another benign
condition. After some corespondence, I got them to write the policy
excluding only disability due to the condition itself. Since there is no
such thing, I'm happy. Since they feel covered for claims re: an existing
condition they're happy.

TSNW

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Dec 5, 2001, 9:53:12 AM12/5/01
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Derek, Kathryn will be able to help you with this one ... she
successfully fought an insurance co. for coverage, and worked in the
industry.

BTW, a fellow Texan signed my guest book ... maybe you'll want to write
to him before @home craters and my guest book disappears?

http://members.home.net/tourettenowwhat/guestbook.html

Having a great image of you "disturbing the other inmates!"

--
Tourette Syndrome - Now What?
http://members.home.net/tourettenowwhat

KATHRYN A TAUBERT

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Dec 6, 2001, 9:24:49 AM12/6/01
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Derek Wills <o...@astro.as.utexas.edu> wrote in message
news:9ujgng$o2e$1...@geraldo.cc.utexas.edu...
> With both my parents in a nursing home, I recently decided it would
> be sensible to take out long-term care insurance that pays nursing
> home costs. The company rejected me because of having TS. Does
> this make sense to anyone?


No, it does not. And you should challenge this with the medical director.

There is absolutely no reason you should be denied insurance for this
reason. I have LTC with Met Life, underwritten originally through my group
insurance with the Traveler's when I was working there.
KAT In CT
KAT in CT


TSNW

unread,
Dec 5, 2001, 9:53:12 AM12/5/01
to
Derek, Kathryn will be able to help you with this one ... she
successfully fought an insurance co. for coverage, and worked in the
industry.

BTW, a fellow Texan signed my guest book ... maybe you'll want to write
to him before @home craters and my guest book disappears?

http://members.home.net/tourettenowwhat/guestbook.html

Having a great image of you "disturbing the other inmates!"

--

Tourette Syndrome - Now What?
http://members.home.net/tourettenowwhat

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Sandy L

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Dec 5, 2001, 5:46:50 AM12/5/01
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"Derek Wills" <o...@astro.as.utexas.edu> wrote in message
news:9ujgng$o2e$1...@geraldo.cc.utexas.edu...

I was once initially denied disability insurance because of another benign


condition. After some corespondence, I got them to write the policy
excluding only disability due to the condition itself. Since there is no
such thing, I'm happy. Since they feel covered for claims re: an existing
condition they're happy.

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KATHRYN A TAUBERT

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Dec 6, 2001, 9:24:49 AM12/6/01
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Derek Wills <o...@astro.as.utexas.edu> wrote in message
news:9ujgng$o2e$1...@geraldo.cc.utexas.edu...
> With both my parents in a nursing home, I recently decided it would
> be sensible to take out long-term care insurance that pays nursing
> home costs. The company rejected me because of having TS. Does
> this make sense to anyone?

No, it does not. And you should challenge this with the medical director.

There is absolutely no reason you should be denied insurance for this
reason. I have LTC with Met Life, underwritten originally through my group
insurance with the Traveler's when I was working there.
KAT In CT
KAT in CT

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