I'm doing 90% of my business on line now. 10% on site visits..  less
as more people come on line with streaming video capabilities and tele
conferencing... then of course increasing perrcentage of this work is
being done in China or India. and Russia.   even surgury by remote
robotic control.

This work is being done by  people already living what I call low
mass, zero overhead lifestyles..that can bill out at 20 dollars a day
and be happy.. Our engineers in order to pay overhead and staff 80 to
120k a year  (so they can afford the direct and hidden tax hit that
raises all costs in the US)  can't compete.. especially as much of
what we are discussiing has moved its manufacture off shore as well.

You want a fast computer.. you are no longer talking to an american
about an IBM computer.. but to a chinese guy about one 5 times as
fast, and a tenth of the price.

There will not be enough income to replace or afford to maintain a
typical US home, one selling in california in many cases well over a
million dollars....  that hand writing is already on the wall.

 After everyone is locked iinto a low interest rate mortgage that they
feel they won't want to walk away from because interest rates will
soon be back to the 10 to 15% range..... house prices will drop
another 50 to 80%   ..

closer to what we are seeing in parts of Detroit today.   $10,000 to
$15,000 and if you buy a dozen at a time from the bank in Palm Springs
calif..  $25,000 or so per house, selling just 5 years ago for half a
million dollars.
(entire tracks in Southern california have been torn out, never
occupied because the developer couldnt sell them nor afford the
property taxes).

To see those vids, search 'george, Inflation USA, real estate' on
YouTube.

these buyers today will be locked in at 200 or 300 percent more than
the house is worth, with property taxes each year half their annual
income...or all of their iincome if they are living on social
security.   ..and will not be able to either sell, or move with the
interest rates gone back up...  they will never in effect own that
home, nor sell it for even a tiny fraction of what they have invested.
including ppty tax and upkeep etc.. and... while living in the home,
their job opportunities are limited to a fairly short radius of their
home.

That entire paradigm is fading at warp speed.

 Accordlingly the high mass, non portable life style is a thing of the
past,    My advice ... arrange another approach for yourself.

Buggy whips will not be coming back, just like Edsels never came back,
and manufcturing in the US wont be coming back... nor two ply skinny
tires... all gone.. and fast too.. these things go in a year or less
when their time comes.    The drivers are age, baby bust, and bad
education demographics..not to mention we have trained and equipped
our competetion to eat our lunch... ..thats not comming back..

... and there is no 'service economy' without goods and hard value
production and export of valuables to pay for the services....

amazing some supposedly smart people missed that.

There are individual solutions, Ive posted on those extensively I wont
reiterate here.

Phil scott