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  <id>http://groups.google.com/group/credit-cards</id>
  <title type="text">Credit Cards Google Group</title>
  <subtitle type="text">
  Discuss anything about credit cards. credit card, debt, consolidation, elimination, bankruptcy, advantages, secured, rewards, VISA, MasterCard, American Express, Discover, points, debit, gift, interest rates, federal reserve, 0% financing, balance transfer, low rate, low intro, no annual fee
  </subtitle>
  <link href="/group/credit-cards/feed/atom_v1_0_msgs.xml" rel="self" title="Credit Cards feed"/>
  <updated>2007-03-27T19:14:57Z</updated>
  <generator uri="http://groups.google.com" version="1.99">Google Groups</generator>
  <entry>
  <author>
  <name>Ken Long</name>
  <email>kennethwl...@gmail.com</email>
  </author>
  <updated>2007-03-27T19:14:57Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/93ec02cdd17f963d/058d2c2ba4408170?show_docid=058d2c2ba4408170</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/93ec02cdd17f963d/058d2c2ba4408170?show_docid=058d2c2ba4408170"/>
  <title type="text">Re: negotiated settlement</title>
  <summary type="html" xml:space="preserve">
  That could work if you are approved. You may wish to meet with a &lt;br&gt; credit counselor to see if they have additional information to help &lt;br&gt; you determine your options. Here is info on credit counseling (http:// &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://www.pfni.net/how_it_works.htm&quot;&gt;[link]&lt;/a&gt;). &lt;br&gt; If you are looking to settle, then just make sure that you know what
  </summary>
  </entry>
  <entry>
  <author>
  <name>saving advice</name>
  <email>savingadv...@gmail.com</email>
  </author>
  <updated>2007-01-29T14:42:37Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/93ec02cdd17f963d/3943f0b83177a2a0?show_docid=3943f0b83177a2a0</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/93ec02cdd17f963d/3943f0b83177a2a0?show_docid=3943f0b83177a2a0"/>
  <title type="text">Re: negotiated settlement</title>
  <summary type="html" xml:space="preserve">
  You can see answers to your question here: &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://www.savingadvice.com/forums/showthread.php?t=25480&quot;&gt;[link]&lt;/a&gt;
  </summary>
  </entry>
  <entry>
  <author>
  <name>aristotle65</name>
  <email>aristotl...@hotmail.com</email>
  </author>
  <updated>2007-01-29T03:49:44Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/93ec02cdd17f963d/2d019268342729d7?show_docid=2d019268342729d7</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/93ec02cdd17f963d/2d019268342729d7?show_docid=2d019268342729d7"/>
  <title type="text">negotiated settlement</title>
  <summary type="html" xml:space="preserve">
  Owe $100,000 on credit cards. Can borrow $50,000 from private source &lt;br&gt; if I use money to get out of debt. Is it possible to negotiate a 50% &lt;br&gt; settlement with card companies and obtain their promise to show my &lt;br&gt; card paid in full and satisfactorily. What steps should I take. I &lt;br&gt; would want a letter of agreement from each card company first before I
  </summary>
  </entry>
  <entry>
  <author>
  <name>AnEye4Solutions</name>
  <email>g.polakow...@gmail.com</email>
  </author>
  <updated>2007-01-19T01:16:43Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/4c7c691cce94a9f2/50cdf79368a3c1d9?show_docid=50cdf79368a3c1d9</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/4c7c691cce94a9f2/50cdf79368a3c1d9?show_docid=50cdf79368a3c1d9"/>
  <title type="text">Credit Card Offers in the Mail from Washington Mutual</title>
  <summary type="html" xml:space="preserve">
  Has anyone been pre approved for this bank only to be turn down with no &lt;br&gt; explanation? &lt;br&gt; Is this actually legal? &lt;br&gt; Is the information that they have obtained on an individual or &lt;br&gt; individuals going to be secure? Or do they use it or sell it to others? &lt;br&gt; Is they any recourse in these matters? Class action suit etc?
  </summary>
  </entry>
  <entry>
  <author>
  <name>tfs</name>
  <email>prettyd...@mac.com</email>
  </author>
  <updated>2006-11-20T21:26:23Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/8394cca8c411693d/275e25f355c5f75b?show_docid=275e25f355c5f75b</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/8394cca8c411693d/275e25f355c5f75b?show_docid=275e25f355c5f75b"/>
  <title type="text">Re: bankruptcy and foreclosure</title>
  <summary type="html" xml:space="preserve">
  thank you very much for that advice. quite useful.
  </summary>
  </entry>
  <entry>
  <author>
  <name>saving advice</name>
  <email>savingadv...@gmail.com</email>
  </author>
  <updated>2006-11-17T09:10:28Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/8394cca8c411693d/92ecf10f3c3e3d2c?show_docid=92ecf10f3c3e3d2c</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/8394cca8c411693d/92ecf10f3c3e3d2c?show_docid=92ecf10f3c3e3d2c"/>
  <title type="text">Re: bankruptcy and foreclosure</title>
  <summary type="html" xml:space="preserve">
  You can see some answers to your question here: &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://www.savingadvice.com/forums/showthread.php?t=23459&quot;&gt;[link]&lt;/a&gt;
  </summary>
  </entry>
  <entry>
  <author>
  <name>tfs</name>
  <email>prettyd...@mac.com</email>
  </author>
  <updated>2006-11-16T08:38:13Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/8394cca8c411693d/06c046059be66f66?show_docid=06c046059be66f66</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/8394cca8c411693d/06c046059be66f66?show_docid=06c046059be66f66"/>
  <title type="text">bankruptcy and foreclosure</title>
  <summary type="html" xml:space="preserve">
  I have a friend who will likely file for Chapter 7 bankruptcy. If &lt;br&gt; possible, would it be better for my friend to sell her house prior to &lt;br&gt; filing for bankruptcy? I am assuming that her credit will be hurt less &lt;br&gt; if she doesn&#39;t have a morgage default along with all of the credit card &lt;br&gt; default. &lt;br&gt; My friend&#39;s bankruptcy attorney, however, is trying to convince her
  </summary>
  </entry>
  <entry>
  <author>
  <name>j marnell</name>
  <email>jmarn...@atlanticbb.net</email>
  </author>
  <updated>2006-10-22T19:57:10Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/70fa7fb8a2d7d6df/058300b812e603c3?show_docid=058300b812e603c3</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/70fa7fb8a2d7d6df/058300b812e603c3?show_docid=058300b812e603c3"/>
  <title type="text">GM Card-BAD EXPERIENCE</title>
  <summary type="html" xml:space="preserve">
  I just had a very bad experience with GM Mastercard. After almost 2 &lt;br&gt; decades of being a customer which never had a late payment and always &lt;br&gt; paid if full each cycle, I maxed out the $500 per year rebate on my &lt;br&gt; original GM Card. I plan an $8000 purchase in about 2 months so I &lt;br&gt; applied for and received a second GM Card so I could earn about $400
  </summary>
  </entry>
  <entry>
  <author>
  <name>saving advice</name>
  <email>savingadv...@gmail.com</email>
  </author>
  <updated>2006-08-20T07:48:57Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/1351f214ccf8d287/7457862a16e4e23a?show_docid=7457862a16e4e23a</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/1351f214ccf8d287/7457862a16e4e23a?show_docid=7457862a16e4e23a"/>
  <title type="text">Re: What is a Good Gas Credit Card?</title>
  <summary type="html" xml:space="preserve">
  Here are some suggestions: &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://www.savingadvice.com/forums/showthread.php?t=20730&quot;&gt;[link]&lt;/a&gt;
  </summary>
  </entry>
  <entry>
  <author>
  <name>bengalsguy</name>
  <email>heit...@gmail.com</email>
  </author>
  <updated>2006-08-16T20:47:26Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/1351f214ccf8d287/2aed6b7c4ba2c62f?show_docid=2aed6b7c4ba2c62f</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/1351f214ccf8d287/2aed6b7c4ba2c62f?show_docid=2aed6b7c4ba2c62f"/>
  <title type="text">What is a Good Gas Credit Card?</title>
  <summary type="html" xml:space="preserve">
  What is a Good Gas Credit Card? Because Gas prices are so high right &lt;br&gt; now I need to find a card that offers cash back. I need to save as much &lt;br&gt; money as i can? &lt;br&gt; Any Help would be Appreciated!
  </summary>
  </entry>
  <entry>
  <author>
  <name>kommepc</name>
  <email>komm...@gmail.com</email>
  </author>
  <updated>2006-08-03T06:54:01Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/d25b9a272f668309/3078a2f0c9369382?show_docid=3078a2f0c9369382</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/d25b9a272f668309/3078a2f0c9369382?show_docid=3078a2f0c9369382"/>
  <title type="text">Re: Legitimate Credit card consolidation companies</title>
  <summary type="html" xml:space="preserve">
  Initially there are two possible ways you may consolidate your debts. &lt;br&gt; You may use your mortgage (or any other equity) or take an unsecured &lt;br&gt; loan. If you have a mortgage then you may add up these loans to your &lt;br&gt; mortgage debt having a very attractive interest rate. It&#39;s also &lt;br&gt; recommended to keep all repayments as high as they were before at least
  </summary>
  </entry>
  <entry>
  <author>
  <name>saving advice</name>
  <email>savingadv...@gmail.com</email>
  </author>
  <updated>2006-07-05T00:51:23Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/d25b9a272f668309/42d54bb9cb6660fa?show_docid=42d54bb9cb6660fa</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/d25b9a272f668309/42d54bb9cb6660fa?show_docid=42d54bb9cb6660fa"/>
  <title type="text">Re: Legitimate Credit card consolidation companies</title>
  <summary type="html" xml:space="preserve">
  You can find some responses to your question here: &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://www.savingadvice.com/forums/showthread.php?t=19307&quot;&gt;[link]&lt;/a&gt; &lt;br&gt; there was already a similar discussion going on that may be of help.
  </summary>
  </entry>
  <entry>
  <author>
  <name>VolcanoMall</name>
  <email>volcanom...@yahoo.com</email>
  </author>
  <updated>2006-07-04T12:15:36Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/d25b9a272f668309/985c17a2f7f971c8?show_docid=985c17a2f7f971c8</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/d25b9a272f668309/985c17a2f7f971c8?show_docid=985c17a2f7f971c8"/>
  <title type="text">Legitimate Credit card consolidation companies</title>
  <summary type="html" xml:space="preserve">
  I&#39;m looking for a little advice from on credit card consolidation. I &lt;br&gt; have about 12,000 in credit card debt and would like to consolidate to &lt;br&gt; a lower interest rate. The problem is that I&#39;ve never done this before &lt;br&gt; and don&#39;t know what the norm is for consolidating my debt. I&#39;ve tried &lt;br&gt; to stay clear of these companies because I&#39;ve heard that there are a
  </summary>
  </entry>
  <entry>
  <author>
  <name>saving advice</name>
  <email>savingadv...@gmail.com</email>
  </author>
  <updated>2006-07-02T17:08:53Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/06641c20d1c7a2a7/f03dc59b305fca80?show_docid=f03dc59b305fca80</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/06641c20d1c7a2a7/f03dc59b305fca80?show_docid=f03dc59b305fca80"/>
  <title type="text">Re: New charges from Citibank Visa</title>
  <summary type="html" xml:space="preserve">
  Liz, &lt;br&gt; You can see replies to your question here along with a list of credit &lt;br&gt; cards that don&#39;t make these charges. You&#39;ll have to contact each of &lt;br&gt; them on the billing cycle to see if it meets your needs: &lt;br&gt; &lt;a target=&quot;_blank&quot; rel=nofollow href=&quot;http://www.savingadvice.com/forums/showthread.php?t=19270&quot;&gt;[link]&lt;/a&gt;
  </summary>
  </entry>
  <entry>
  <author>
  <name>Lizch</name>
  <email>li...@adelphia.net</email>
  </author>
  <updated>2006-07-02T05:43:02Z</updated>
  <id>http://groups.google.com/group/credit-cards/browse_thread/thread/06641c20d1c7a2a7/ddb933b04238ad44?show_docid=ddb933b04238ad44</id>
  <link href="http://groups.google.com/group/credit-cards/browse_thread/thread/06641c20d1c7a2a7/ddb933b04238ad44?show_docid=ddb933b04238ad44"/>
  <title type="text">New charges from Citibank Visa</title>
  <summary type="html" xml:space="preserve">
  I just received a notice from Citibank MasterCard with a change in &lt;br&gt; their charges. One of the disturning items is that they are now going &lt;br&gt; to be adding a charge for goods purchased in other currencies. &lt;br&gt; I would like to find a Visa or MasterCard that does not have additional &lt;br&gt; charges for people who travel and buy things overseas and also has at
  </summary>
  </entry>
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