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Salad Creations is Coming to Techtown!
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For all you veggie and salad lovers in Midtown, you won't have to travel far to get a tasty salad.
Beginning May 12, the Java Exchange Café (JEC) will begin carrying fresh salads from Salad Creations. Java Exchange Café and Salad Creations have formed a partnership to offer great coffees and salads to the coffee and salad lovers in downtown Detroit and Midtown. Owners Ramone Crowe, Jr. and Luciano Gonzalez saw this as a great opportunity to service more of their customers without the expense of building another venue.
JEC will offer a limited selection of salads from Salad Creations, but you will still be able to enjoy the same level of freshness. Later this month, Salad Creations will carry our brand of fresh brewed coffee. This is a great example of how two great Detroit businesses can work together to serve the Detroit community. We love this city!
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Our Ice Cream has Arrived!
We've heard your request loud and clear! Beginning May 7, we will begin our ice cream service again. We invite you to come and try us out. Also, for the kid in you (or just for your kids), we will carry fun ice cream bars like Strawberry Shortcake, Lick-A-Color and Dora the Explorer, to name a few. We will begin our soft serve service with toppings later this month. This is a great inexpensive way to cool off on those warm days!
And for our customers who love to get some sun and fresh air, we've added some tables and chairs for you. You can sit comfortably outside in our new sitting area and enjoy one of our delicious menu items anytime of the day.
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We Want to Hear from You! |
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To ensure that we are fulfilling our mission, please take a brief moment to complete our survey. Your comments are very important to us.
To serve the greater Detroit area as the premiere coffee house that provides high quality products and services in a relaxed community oriented environment.
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DREEM: Detroit-metro Real Estate & Entrepreneur Matrix |
Detroit-metro Real Estate & Entrepreneur Matrix [DREEM] is the southeast Michigan affiliate of Commercial Real Estate Investors Association of MI [CREIA-MI]. DREEM is where business and real estate buyers, owners, investors, and entrepreneurs can realize more prosperity.
Here you find ideas, training, and support needed to succeed in just about any wealth building endeavor. And, no need to worry about unrealistic hype, rip-off artists, or people with little or no real experience; we stress positive scrutiny, openness, honesty and integrity.
DREEM is a bit different from other real estate and business groups; enhanced programming lets us bring property investors & owners together with consumers and businesses needing space.
Business and real estate activities can "swallow you whole" if you're not careful about what you acquire and how you acquire it. Education, training, planning, and good partnerships are vital for success, and this is the group that will help you accomplish these.
Our members are not just interested in furthering their own financial growth, but are also willing to share information, help, and may even partner or invest. As a family, we welcome everyone!
Free food, Iced Lattes, Sandwiches and Smoothies sponsored by Edward Jones Investments.
Parking is FREE.
Date: Monday, May 12, 2008
Time: 5:30pm - 7:30pm
Location:
The Java Exchange Cafe
440 Burroughs
Detroit, MI 48202
(313) 822-6456
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Need a Space to Host an Event or Business Meeting? |
We invite you to host your business meeting or event at one of our comfortable hi-tech conference rooms. Free parking is available. We also offer catering services, with top notch customer service.
For more information about our rates and catering services, please visit our website at, www.javaexchangecafe.com or contact Nicole Moore, Manager, at (313) 822-6456.
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Hosted by Johnny "Obadele" Jenkins Jr. with Smooth hip-hop, house, and soul grooves provided by Resident DJ's Andre Royster and Free Thought of the SoundCircle Collective.
Date: Every Friday
Time: 8:00pm - 11:00pm
Admission: $5.00
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The Finance Corner |
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Put Your Tax Refund to Work
Sometime in the next few weeks, you'll be receiving your tax return. And when that happens, you'll run into one of life's great questions: What will I do when I recieve my refund? Now you'll have some saving and investment opportunities that are worth considering.
Of course, what you do with your refund will depend, to a great extent, on how big it is. In 2007, the average refund was about $2,260, according to the Internal Revenue Service. While there's obviously no guarantee that your refund would be this size, let's see what you could do with this money:
Contribute to a retirement account. If you invested your $2,260 in a tax-deferred vehicle, such as a traditional IRA, and you earned a hypothetical seven percent average annual return over 30 years, your money would grow to more than $17,000. (This does not include commissions, fee expenses or charges which would negatively impact the overall performance.) And that figure assumes you never put another penny into the IRA; if you invested in it regularly, you could potentially earn much more by the end of the 30-year period. You'd still have to pay taxes on the earnings, but by the time you retire, you could be in a lower tax bracket, and even if you weren't, you may be able to take withdrawals in a way that would allow you to spread out the tax burden over many years.
- Pay off some debts. If you could use the $2,260 to pay off some credit card debt, or possibly pay off a car loan, you'd free up some cash to invest. Look at it his way: Every dollar you spend on debt helps pay for your past, but every dollar you invest goes toward your future - and that's the time of your life you should focus on.
- Save for college. College costs continue to rise every year. To help pay for your children's college education, you'll need to start saving early. Fortunately, you have some attractive college-savings vehicles, such as a Section 529 savings plan and a Coverdell Education Savings Account, both of which allow money to grow tax deferred and proceeds to be withdrawn tax free for qualified higher education expenses. Your $2,260 would be more than enough to fund a Coverdell account for one year - the annual limit is $2,000 - or give you a good start on a Section 529 plan, which offers much higher contribution ceilings. (Keep in mind, though, that a Section 529 plan's proceeds might count as income to your child, thus affecting his or her ability to receive financial aid.)
- Create a cash cushion. It's a very good idea to maintain an emergency fund containing six to 12 months' worth of living expenses. Once you've established this fund, you can avoid dipping into your investments to pay for the unexpected, such as a costly car repair, a doctor's bill or a new appliance. Make sure to keep your fund separate from your everyday savings or checking accounts.
As you can see, your tax refund can help you make progress toward a number of financial goals. So, when the check arrives from Uncle Sam, put it to work. You may be pleased by the results.
Chad Gibbs
Financial Advisor
Edward Jones
117 E Dunlap
Northville, MI 48167
(248) 348-5573
www.edwardjones.com
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The Java Exchange Cafe
440 Burroughs
Detroit, MI 48202
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