Protective vest

[mari...@aol.com]

I do not get on a horse without my Tipperary vest. It is very pricey, but an added bonus, other than the protection it offers,
is the additional confidence it gives me as a rider.   When you feel safer,  you relax  and then you ride better.  Julie Suhr

[Buddy]

Is there a built in INSURANCE protection from the manufacturer?

[merri melde]

I got a used Tipperary for under $200 off ebay. though I can't tell you from experience how well it works (and hope I never have to!!!!!!!!) it's comfortable and not too hot.

-- 
www.endurance.net/merri
www.TheEquestrianVagabond.com

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[Buddy]

If you are wearing a protective vest and helmet and there is an
acccident and you are recovered with the vest and helmet in tack and
you have a head injury or chest injury, is there a built in INSURANCE
protection that the manufactured will pay in the event there was a
defect in the helmet and vest?

[k s swigart]

Buddy asked:

 

> If you are wearing a protective vest and helmet and there

> is an acccident and you are recovered with the vest and

> helmet in tack and you have a head injury or chest injury,

> is there a built in INSURANCE protection that the manufactured

> will pay in the event there was a defect in the helmet and vest?

 

Assuming that s/he meant "manufacturer" and not "manufactured" (if s/he did indeed mean "manufactured" then I don't understand the question), the answer is: "No."

 

Manufacturers (or retailers either) of equestrian helmets and protective vests make no promises that the equipment will actually protect you.  Here is the statement from Troxel "Troxel does not warrant that proper use of this product will protect from serious injury or death."

 

Here is the statement from the manufacturer of Tipperary protective vests (Phoenix Performace Products, Inc.): 

"Vest Disclaimer

WARNING: PLEASE READ CAREFULLY THE FOLLOWING BODY PROTECTOR INFORMATION

Make sure the Body Protector you have selected has been designed for your activity.
Severe body injuries, including paralysis or death may occur despite the use of a Body Protector. No Body Protector can prevent against spinal injuries, Commotio Cordis (sudden disturbance of heart rhythm) or crushing injuries that may occur in equestrian or rodeo activities."

 

And here is their statement about their helmets:

 

"WARNING: THIS HELMET IS DESIGNED FOR EQUESTRIAN USE ONLY
Severe head injury, including paralysis or death may occur to you despite the wearing of this helmet. No helmet can prevent all head or neck injuries a person might receive while participating in equestrian activities. All Equestrian sports and activities have intrinsic hazards. Participating in such sports or activities implies acceptance of the risk of injury or death. Phoenix Performance Products Inc., or its vendors neither make nor imply any claim or representation for this helmet’s protective ability."

 

Pretty much all manufacturers and retailers will have some variation of these statements available both before purchase and it will be included in the product literature that comes with the product.

 

kat

Orange County, Calif.

:)

 

 

[D'Arcy Demianoff-Thompson]

I can not imagine anyone thinking that goods manufactured by any company would be subject to letigation.  ALL contracts; statements; and disclaimers aside - unless one can PROVE negligence on the part of the company there is no law suit. 

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[Buddy]

The manufactures are well covered and protected from litigation... So.
It is buyer beware and the buyer should always be knowelegable of the
instrinic/inherient danger while riding the horse. Helmets and vests
can offer some protection to the head and neck and vests to the chest.
However, there is no guarantee that they will. So. Then. IT is buyer
BEWARE>><> Everyone should always know that a manufacturer of any
product will not allow themselves to be vulnerable whenever there may
be a cause to ligitate... BUYER BEWARE>> Buddy

On May 29, 2:00 am, k s swigart <kats...@att.net> wrote:
> Buddy asked:
>
> > If you are wearing a protective vest and helmet and there
> > is an acccident and you are recovered with the vest and
> > helmet in tack and you have a head injury or chest injury,
> > is there a built in INSURANCE protection that the manufactured
> > will pay in the event there was a defect in the helmet and vest?
>
> Assuming that s/he meant "manufacturer" and not "manufactured" (if s/he did
> indeed mean "manufactured" then I don't understand the question), the answer is:
> "No."
>
> Manufacturers (or retailers either) of equestrian helmets and protective vests
> make no promises that the equipment will actually protect you.  Here is the
> statement from Troxel "Troxel does not warrant that proper use of this product
> will protect from serious injury or death."
>
> Here is the statement from the manufacturer of Tipperary protective vests
> (Phoenix Performace Products, Inc.):
>

> "Vest DisclaimerWARNING: PLEASE READ CAREFULLY THE FOLLOWING BODY PROTECTOR

[Valerie Jaques]

Er, yeah. It's an added layer of protection, not a guarantee you will
come out unscathed in the event of an accident. Would you expect an
auto manufacturer to be held liable if you were injured in a car
accident in which you used your seat belt appropriately and the air
bags in your car functioned properly? Oh, well, maybe you would.....
:)